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Waterfront home on Lake Toxaway

North Carolina Waterfront

Lake Toxaway Homes For Sale

North Carolina's Most Exclusive Address.

25 Homes|From $75K|1 Communities|14 mi Shoreline
1957 1923 Cold Mountain Road, Lake Toxaway $9.4M

Lakefront Communities on Lake Toxaway

From gated golf communities to quiet cove neighborhoods, find the community that fits your lifestyle. Each offers its own character, amenities, and waterfront access.

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Built:
1 of 1 communities

Largest Private Lake in NC

Gated and exclusively residential — no public boat ramps, no commercial traffic, ensuring pristine water quality and total privacy.

Ultra-Exclusive Community

A historic enclave since the 1890s, attracting high-net-worth buyers from Atlanta, Charlotte, and Florida seeking mountain privacy.

Blue Ridge Setting at 3,010 Feet

Cool summer temperatures, long-range mountain views, and old-growth forests create a true escape from lowland heat.

Country Club Amenities

The Lake Toxaway Country Club offers championship golf, tennis, croquet, fine dining, and a full-service marina on the lake.

Cashiers-Highlands Plateau

Minutes from the renowned shopping, dining, and cultural scene of Cashiers and Highlands — two of NC's most prestigious mountain towns.

Mountain Stream-Fed Water

Fed by pristine mountain streams, producing exceptionally clear water ideal for swimming, fishing, and paddling.

Why Buyers Are Choosing Lake Toxaway

Here's what makes Lake Toxaway one of the most sought-after destinations in the Southeast.

Largest Private Lake in NC

Gated and exclusively residential — no public boat ramps, no commercial traffic, ensuring pristine water quality and total privacy.

Ultra-Exclusive Community

A historic enclave since the 1890s, attracting high-net-worth buyers from Atlanta, Charlotte, and Florida seeking mountain privacy.

Blue Ridge Setting at 3,010 Feet

Cool summer temperatures, long-range mountain views, and old-growth forests create a true escape from lowland heat.

Country Club Amenities

The Lake Toxaway Country Club offers championship golf, tennis, croquet, fine dining, and a full-service marina on the lake.

Cashiers-Highlands Plateau

Minutes from the renowned shopping, dining, and cultural scene of Cashiers and Highlands — two of NC's most prestigious mountain towns.

Mountain Stream-Fed Water

Fed by pristine mountain streams, producing exceptionally clear water ideal for swimming, fishing, and paddling.

All Active Listings on Lake Toxaway

25 waterfront and lake-access homes currently on the market.

  1. 1957 1923 Cold Mountain Road, Lake Toxaway
    $9,450,000

    1957 1923 Cold Mountain Road

    Lake Toxaway, NC 28747

    4 bd5 ba4,577 sqft

    Lake Toxaway Estates

  2. 64 Bee Tree Way, Lake Toxaway
    $7,950,000

    64 Bee Tree Way

    Lake Toxaway, NC 28747

    4 bd6 ba5,766 sqft

    Lake Toxaway Estates

  3. 341 Mills Creek Point, Lake Toxaway
    $6,950,000

    341 Mills Creek Point

    Lake Toxaway, NC 28747

    4 bd4 ba5,827 sqft

    Lake Toxaway Estates

  4. 1957 Cold Mountain Road, Lake Toxaway
    $4,950,000

    1957 Cold Mountain Road

    Lake Toxaway, NC 28747

    4 bd5 ba4,577 sqft

    Lake Toxaway Estates

  5. 1544 Panthertown Road, Lake Toxaway
    $4,500,000

    1544 Panthertown Road

    Lake Toxaway, NC 28747

    4 bd4 ba3,222 sqft

    Lake Toxaway Estates

  6. 1923 Cold Mountain Road, Lake Toxaway
    $4,500,000

    1923 Cold Mountain Road

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  7. 132 Red Bird Circle, Lake Toxaway
    $4,190,000

    132 Red Bird Circle

    Lake Toxaway, NC 28747

    4 bd5 ba3,275 sqft

    Lake Toxaway Estates

  8. D51 52 North Club Boulevard, Lake Toxaway
    $3,800,000

    D51 52 North Club Boulevard

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  9. 987 Cold Mountain Road, Lake Toxaway
    $3,250,000

    987 Cold Mountain Road

    Lake Toxaway, NC 28747

    3 bd3 ba2,338 sqft

    Lake Toxaway Estates

  10. 9999 W Club Boulevard, Lake Toxaway
    $3,250,000

    9999 W Club Boulevard

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  11. 562 West Club Boulevard, Lake Toxaway
    $2,995,000

    562 West Club Boulevard

    Lake Toxaway, NC 28747

    4 bd6 ba3,821 sqft

    Lake Toxaway Estates

  12. 572 N East Shore Drive, Lake Toxaway
    $2,950,000

    572 N East Shore Drive

    Lake Toxaway, NC 28747

    3 bd3 ba3,442 sqft

    Lake Toxaway Estates

  13. E49Rev Cold Mountain Road, Lake Toxaway
    $2,100,000

    E49Rev Cold Mountain Road

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  14. Tbd Cardinal Drive, Lake Toxaway
    $1,500,000

    Tbd Cardinal Drive

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  15. 40 Toxaway Landing Drive, Lake Toxaway
    $1,495,000

    40 Toxaway Landing Drive

    Lake Toxaway, NC 28747

    3 bd2 ba1,205 sqft

    Lake Toxaway Estates

  16. 55 Toxaway Shores None, Lake Toxaway
    $1,250,000

    55 Toxaway Shores None

    Lake Toxaway, NC 28747

    2 bd3 ba1,704 sqft

    Lake Toxaway Estates

  17. 796 Hawk Mountain Road, Lake Toxaway
    $995,000

    796 Hawk Mountain Road

    Lake Toxaway, NC 28747

    3 bd2 ba2,317 sqft

    lake Toxaway Estates

  18. 68 Toxaway Point, Lake Toxaway
    $925,000

    68 Toxaway Point

    Lake Toxaway, NC 28747

    2 bd2 ba1,050 sqft

    Lake Toxaway Estates

  19. L 9a R Old Mine Point, Lake Toxaway
    $695,000

    L 9a R Old Mine Point

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  20. Lot 48 D 2 North Club Boulevard, Lake Toxaway
    $295,000

    Lot 48 D 2 North Club Boulevard

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  21. Mr 37r Panthertown Road, Lake Toxaway
    $279,500

    Mr 37r Panthertown Road

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  22. Tbd Panther Ridge Road, Lake Toxaway
    $169,000

    Tbd Panther Ridge Road

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  23. 0 Toxaway Court, Lake Toxaway
    $149,000

    0 Toxaway Court

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

  24. Lot 24 Lakeside Trail, Lake Toxaway
    $115,000

    Lot 24 Lakeside Trail

    Lake Toxaway, NC 28747

    Lake Toxaway Estates

All Communities on Lake Toxaway

1 neighborhoods across 1 city.

Moving to Lake Toxaway?

Everything you need to know about relocating — from airport access to tax savings.

Airports & Access

  • AVL

    Asheville Regional

    45 min drive

  • GSP

    Greenville-Spartanburg Intl

    1 hr 45 min drive

  • ATL

    Hartsfield-Jackson Atlanta Intl

    3 hr 15 min drive

Tax Advantages

  • Flat NC income tax of 4.25%, dropping to 3.99% in 2026
  • Social Security benefits fully exempt from NC income tax
  • No state estate or inheritance tax
  • Transylvania County property tax rates among the lowest in NC

Nearby Cities

  • Brevard20 min
  • Cashiers/Highlands20 min
  • Hendersonville1 hr
  • Asheville1 hr

How Does It Compare?

Lake Toxaway delivers the exclusivity of a private island retreat with the cool-mountain climate and cultural richness that coastal compounds simply cannot match.

Frequently Asked Questions About Lake Toxaway

How many homes are for sale on Lake Toxaway?
There are currently 25 active listings on Lake Toxaway.
What is the median home price on Lake Toxaway?
The median list price for homes on Lake Toxaway is $1,800,000.
What communities are on Lake Toxaway?
Popular communities include Lake Toxaway Estates. There are 1 named communities on Lake Toxaway.
Is Lake Toxaway in South Carolina or North Carolina?
Lake Toxaway is located in North Carolina.
What are the tax benefits of living on Lake Toxaway?
Flat NC income tax of 4.25%, dropping to 3.99% in 2026. Social Security benefits fully exempt from NC income tax. No state estate or inheritance tax. Transylvania County property tax rates among the lowest in NC.

Ready to Find Your Lake Home?

Our agents know every cove, dock, and community on Lake Toxaway. Get personalized guidance from someone who lives and breathes lake real estate.

Get in contact now

(864) 618-2374

Candace Rose

Candace Rose

Available 8AM-9PM ET