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Active

46 Mills Creek Drive

Lake Toxaway, NC 28747

Active Listed 189 Days Price cut to $3,199,000 Oct 9, 2026 Listing ID CAR 299179780

$3,199,000
Est. $20,647/mo20% down · 7.125% · 30-yrAdjust
  • P&I$17,242
  • Taxes$1,999
  • Insurance$1,066
  • HOA$340

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$500/Sq Ft

4 bd · 6 ba · 6,402 sqft · $500/sqft

4 Beds
6 Baths
6,402 Sq Ft
$500/Sq Ft
2001 Built
2.63 acres Single Family Residence Lake Toxaway Estates Listed Apr 3, 2026 Updated Oct 9, 2026 HOA $4,085/yr

Waterfront

WaterLake Toxaway

HOA & Association

Dues$4,085/yrMonthly≈ $340/mo

About This Home

Discover a remarkable residence that embodies timeless mountain architecture, gracefully set on approximately 2.63 level acres along Little Mills Creek, with sweeping views of the Lake Toxaway Country Club golf course.

Thoughtfully designed to balance sophistication and comfort, this custom home offers over 6,000 square feet of inviting living space within a private, tranquil setting. Its position along the course provides both scenic beauty and effortless access to the club, marina, and the iconic Greystone Inn.

The home has undergone thoughtful renovations an updates including: four new heat pumps/furnaces, two Navien instant hot water heaters, Kohler propane generator, extensive landscaping and stone work, as well as the conversion of a library to bedroom and the addition of a full bath.

The interior is tailored for both everyday living and memorable gatherings, featuring four ensuite bedrooms, two additional full baths, and a collection of flexible bonus spaces ideal for guests or quiet retreats.

Expansive living areas unfold throughout the home, anchored by seven striking stone fireplaces that add warmth and architectural presence. Antique heart pine floors and finely crafted details lend a sense of authenticity and enduring quality.

The lower level offers generous additional living space, while a large bonus room above the three-car garage—complemented by an attached carport—creates further opportunities for recreation or hosting.

Outdoors, the property invites relaxation and connection to nature, with a broad lawn, gently flowing creek, and generous deck space designed for entertaining or quiet enjoyment. The result is a private mountain sanctuary, just moments from the area’s most coveted amenities.

Property history

  1. Oct 9, 2026
    Price reduced $3,199,000 Active
    Was $3,399,000
  2. Jun 30, 2026
    Price reduced $3,399,000 Active
    Was $3,450,000
  3. Jun 24, 2026
    Status changed to Off Market $3,750,000 Off Market
    Hold -> Off Market
Show 7 more Show less
  1. Apr 3, 2026
    Listed for sale $3,450,000 Active
    Listed 189 Days
  2. Feb 23, 2026
    Status changed to Off Market $3,750,000 Off Market
    Hold -> Off Market
  3. Jan 26, 2026
    Status changed to Hold $3,750,000 Hold
    Off Market -> Hold
  4. Aug 29, 2025
    Previously listed $3,750,000 Off Market
  5. Jul 26, 2021
    Sold $1,350,000 Closed
    Listed $1,499,000 · Oct 27, 2017 1368 days on market
    Previously sold for $1,350,000
  6. Oct 12, 2020
    Price reduced $1,499,000 Closed
    Was $1,599,000
  7. Oct 27, 2017
    Previously listed $1,499,000 Closed

Property Details

Interior Details

Heating
  • Central
  • Ductless
  • Heat Pump
  • Propane
Flooring
  • Carpet
  • Stone
  • Tile
  • Wood
Room Count
21
Garage Sq Ft
992
Half Bathrooms
1
Total Bathrooms
7
Laundry Features
  • In Basement
Main Level Sq Ft
2990
Basement Bedrooms
0
Main Level Garage
Yes
Upper Level Sq Ft
1783
Fireplace Features
  • Bonus Room
  • Den
  • Gas Log
  • Great Room
  • Outside
  • Primary Bedroom
  • Wood Burning
Basement Full Baths
1
Basement Half Baths
0
Main Level Bedrooms
1
Upper Level Bedrooms
3
Main Level Full Baths
1
Main Level Half Baths
1
Second Living Quarters
Main Level Garage
Upper Level Full Baths
3
Upper Level Half Baths
0
Total Heated Living Area
7439
Second Living Quarters Sq Ft
1037
Second Living Quarters Bedrooms
0
Second Living Quarters Full Baths
1
Second Living Quarters Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two and a Half
Above Grade Finished Area
4773
Below Grade Finished Area
1629

Parking And Garage

Carport Spaces
1
Carport Present
true
Parking Features
  • Attached Carport
  • Driveway
  • Attached Garage

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Stone
  • Wood
Patio And Porch Features
  • Balcony
  • Covered
  • Deck
  • Front Porch
  • Patio
  • Porch
  • Rear Porch
  • Screened
  • Terrace

Lot And Land

Lot Features
  • On Golf Course
  • Private
  • Creek/Stream
  • Views
Lot Size Acres
2.63
Lot Size Units
Acres

Basement And Foundation

Basement
  • Finished
Foundation Details
  • Basement

Waterfront And View

View
  • Golf Course
  • Year Round
Waterfront Features
  • Boat Ramp – Community
  • Boat Slip – Community
  • Paddlesport Launch Site - Community
  • Dock

Utilities

Sewer
  • Septic Installed
Utilities
  • Cable Available
  • Fiber Optics
  • Propane
Water Source
  • Well

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
Res
Restrictions
  • Architectural Review
  • Building
  • Manufactured Home Not Allowed
  • Modular Not Allowed
  • Short Term Rental Allowed
Subject To Ccrs
Yes

Listed by Amanda Jennings Gravley (828-200-2944) · Fisher Realty,Sapphire/Toxaway (828-966-9290)

Location

Address
46 Mills Creek Drive
City
Lake Toxaway, NC 28747
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Schools

Elementary
T.C. Henderson
Middle
Rosman

School assignments may change. Contact the school district to confirm.

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46 Mills Creek Drive, Lake Toxaway, NC, 28747

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