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Active

309 Stonewater Bay Lane

Mount Holly, NC 28120

Active Listed 46 Days Listing ID CAR 313381566

$1,089,000
Est. $7,013/mo20% down · 7.125% · 30-yrAdjust
  • P&I$5,869
  • Taxes$681
  • Insurance$363
  • HOA$100

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$185/Sq Ft

6 bd · 5 ba · 5,892 sqft · $185/sqft

6 Beds
5 Baths
5,892 Sq Ft
$185/Sq Ft
2005 Built
.72 acres Single Family Residence Stonewater Listed Sep 3, 2026 Updated Oct 19, 2026 HOA $1,195/yr

Open House

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Waterfront

WaterMountain Island Lake

HOA & Association

Dues$1,195/yrMonthly≈ $100/mo

About This Home

Exceptional space meets the lake lifestyle in this impressive Stonewater community full-brick, six-bedroom home offering nearly 5,900 square feet across three finished levels. Designed for growing needs and effortless entertaining, this home features a finished walk-out basement, three-car side-entry garage, private 0.72-acre lot and multiple outdoor living spaces.

The main level welcomes you with a dramatic two-story foyer and great room featuring marble flooring, fireplace and abundant natural light. A spacious kitchen with island, double ovens, pantry and nearby butler’s pantry provides an inviting hub for everyday living and entertaining. Upstairs, generous bedrooms offer flexibility for family, and the main level bedroom for guests or work-from-home needs.

The finished walk-out basement adds an exceptional recreation level with media room, bedroom, full bath, bar/entertainment area and expansive living space. Outside, enjoy a covered patio with outdoor kitchen, Trex deck and private, level backyard. Best of all, the Stonewater lifestyle that this home offers includes a DEEDED BOAT SLIP WITH LIFT on Mountain Island Lake making lake access convenient and quick.

Also enjoy the pool, clubhouse, pickleball, tennis, basketball, playground, walking trails, kayak launch and boat/RV storage. A rare combination of space, amenities and lake lifestyle just minutes from Charlotte, CLT Airport and the U.S.

National Whitewater Center. For buyers seeking substantial living space, a finished basement and the ability to enjoy beautiful Mountain Island Lake without giving up a private, spacious home site or paying a waterfront-home premium, this Stonewater property deserves a closer look.

Property Details

Interior Details

Heating
  • Forced Air
  • Natural Gas
  • Zoned
Flooring
  • Carpet
  • Concrete
  • Marble
  • Tile
  • Wood
Room Count
21
Garage Sq Ft
535
Half Bathrooms
0
Unheated Sq Ft
253
Total Bathrooms
5
Window Features
  • Insulated Window(s)
Laundry Features
  • Electric Dryer Hookup
  • Laundry Room
  • Sink
  • Upper Level
  • Washer Hookup
Main Level Sq Ft
2125
Basement Bedrooms
1
Interior Features
  • Attic Stairs Pulldown
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
Main Level Garage
Yes
Security Features
  • Carbon Monoxide Detector(s)
  • Intercom
  • Smoke Detector(s)
Upper Level Sq Ft
1915
Fireplace Features
  • Family Room
  • Gas
  • Gas Log
Basement Full Baths
1
Basement Half Baths
0
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
0
Lower Level Half Baths
0
Third Level Half Baths
0
Upper Level Full Baths
3
Upper Level Half Baths
0
Unheated Basement Sq Ft
253

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Transitional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
4040
Below Grade Finished Area
1852

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • In-Ground Irrigation
  • Outdoor Kitchen
Construction Materials
  • Brick Full
Patio And Porch Features
  • Covered
  • Deck
  • Front Porch
  • Patio
  • Other - See Remarks

Lot And Land

Lot Features
  • Level
  • Private
Lot Size Acres
0.72
Lot Size Units
Acres

Basement And Foundation

Basement
  • Finished
  • Interior Entry
  • Storage Space
  • Walk-Out Access
Foundation Details
  • Basement

Waterfront And View

Waterfront Features
  • Boat Lift
  • Boat Slip (Deed) (Off Site)
  • Boat Slip – Community
  • Paddlesport Launch Site - Community

Utilities

Sewer
  • Public Sewer
Utilities
  • Natural Gas
  • Underground Power Lines
  • Underground Utilities
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Mount Holly

Zoning And Restrictions

Zoning
R2
Restrictions
Architectural Review
Subject To Ccrs
Yes

Listed by Kevin Keeter (704-995-4706) · Real Broker, LLC (855-450-0442)

Location

Address
309 Stonewater Bay Lane
City
Mount Holly, NC 28120
Community
Stonewater
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Schools

Elementary
Pinewood Gaston
Middle
Stanley
High
East Gaston

School assignments may change. Contact the school district to confirm.

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309 Stonewater Bay Lane, Mount Holly, NC, 28120

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