109 Whiterock Drive
Mount Holly, NC 28120
Est. $6,396/mo20% down · 7.125% · 30-yrAdjust
- P&I$5,336
- Taxes$619
- Insurance$330
- PMI$0
- HOA$111
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$261/Sq Ft
4 bd · 3 ba · 3,796 sqft · $261/sqft
Waterfront
HOA & Association
About This Home
Luxury, craftsmanship, and lake lifestyle come together in this beautifully updated custom full-brick home in Stonewater with resort-like amenities, one of Mount Holly's premier waterfront communities. Perfectly positioned on a spacious corner lot with seasonal water views, this exceptional property also includes a deeded boat slip (Dock A-26), offering convenient access to Mountain Island Lake. This home has been well maintained and pride of ownership is apparent.
It has been thoughtfully enhanced with fresh interior paint, a refreshed kitchen, new and refinished hardwood flooring throughout (NO CARPETS), updated lighting, hardware, and staircase with a custom runner, creating a fresh, timeless aesthetic while preserving the home's quality craftsmanship. Inside, soaring ceilings, extensive moldings, detailed millwork, tray and vaulted ceilings, walls of windows, and rich architectural details define the spacious interior. The impressive two-story great room features a gas fireplace with custom built-in cabinetry and serves as the centerpiece of the home.
The main-level primary suite offers two walk-in closets, including one with custom built-ins, along with dual granite vanities, a jetted tub, and separate shower. Every secondary bedroom includes its own walk-in closet, while all bathrooms feature granite countertops, tile flooring, and tiled bath surrounds. One of the home's signature spaces is the approximately 380-square-foot heated and cooled EasyBreeze sunporch.
Although not included in the heated living area, it functions as a true four-season retreat with vaulted pine ceilings and peaceful views of the mature landscape beyond the partially fenced backyard. The trex deck, patio, and partially fenced backyard complete this outdoor living space. Additional highlights include a recently encapsulated crawl space with dehumidifier, an expansive driveway, a side-entry oversized 2 car garage with epoxy flooring and custom built-in cabinetry and work bench, new water heater, central vacuum system, irrigation, security system, kitchen water filtration, and a spacious laundry room with cabinetry and utility sink.
From its custom craftsmanship and extensive updates to its deeded boat slip and desirable waterfront community, this home offers a rare combination of elegance, functionality, and recreation—all just minutes from Charlotte, Belmont, and the amenities of Mountain Island Lake.
Property history
-
Aug 24, 2026Price reduced $990,000 ActiveWas $1,000,000
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Jul 16, 2026Listed for sale $1,000,000 ActiveListed 64 Days
-
Sep 5, 2024
Show 2 more Show less
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Jul 8, 2024Price reduced $920,000 ClosedWas $998,000
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Jun 6, 2024Previously listed $920,000 Closed
Property Details
Interior Details
- Heating
- Central
- Ductless
- Forced Air
- Natural Gas
- Zoned
- Flooring
- Tile
- Wood
- Room Count
- 16
- Other Sq Ft
- 368
- Garage Sq Ft
- 640
- Door Features
- Pocket Doors
- Screen Door(s)
- Half Bathrooms
- 1
- Total Bathrooms
- 4
- Laundry Features
- Electric Dryer Hookup
- Inside
- Laundry Room
- Main Level
- Sink
- Washer Hookup
- Main Level Sq Ft
- 2242
- Interior Features
- Attic Stairs Pulldown
- Breakfast Bar
- Built-in Features
- Cable Prewire
- Central Vacuum
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Whirlpool
- Main Level Garage
- Yes
- Security Features
- Security System
- Upper Level Sq Ft
- 1554
- Fireplace Features
- Gas
- Great Room
- Main Level Bedrooms
- 1
- Upper Level Bedrooms
- 3
- Main Level Full Baths
- 1
- Main Level Half Baths
- 1
- Upper Level Full Baths
- 2
- Upper Level Half Baths
- 0
Dwelling And Structure
- Construction Type
- Site Built
Square Footage And Levels
- Levels
- Two
- Above Grade Finished Area
- 3796
Parking And Garage
- Parking Features
- Driveway
- Attached Garage
- Garage Door Opener
- Garage Faces Side
- Keypad Entry
Exterior Features
- Roof
- Architectural Shingle
- Exterior Features
- In-Ground Irrigation
- Construction Materials
- Brick Full
- Patio And Porch Features
- Covered
- Deck
- Enclosed
- Patio
Lot And Land
- Fencing
- Back Yard
- Partial
- Lot Features
- Corner Lot
- Wooded
- Lot Size Acres
- 0.89
- Lot Size Units
- Acres
Basement And Foundation
- Foundation Details
- Crawl Space
Waterfront And View
- View
- Water
- Waterfront Features
- Beach - Public
- Boat Slip – Community
- Boat Slip (Deed)
Utilities
- Sewer
- Public Sewer
- Water Source
- City
Financial Information
- Hoa Dues
- Mandatory
- City Taxes Paid To
- Gastonia
Zoning And Restrictions
- Zoning
- R1 H
- Restrictions
- Architectural Review
- Subject To Ccrs
- Yes
Listed by Margaret Tavares (704-654-9652) · Berkshire Hathaway HomeServices Carolinas Realty (704-542-1100)
Location
- Address
- 109 Whiterock Drive
- City
- Mount Holly, NC 28120
- Community
- Stonewater
Schools
- Elementary
- Pinewood Gaston
- Middle
- Stanley
- High
- East Gaston
School assignments may change. Contact the school district to confirm.
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