4398 Belmont Drive
Morganton, NC 28655
Est. $3,047/mo20% down · 7.125% · 30-yrAdjust
- P&I$2,587
- Taxes$300
- Insurance$160
- PMI$0
- HOA$0
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$183/Sq Ft
3 bd · 3 ba · 2,628 sqft · $183/sqft
About This Home
4398 Belmont Dr, Morganton, NC 28655 | Storybook Living in the Salem Area. Every home has a story, but 4398 Belmont Dr is a novel waiting for its next chapter. Picture this: A scenic drive through the rolling foothills of Western North Carolina brings you home to a quiet cul-de-sac just minutes from downtown Morganton. Opening the front door of this stunning 3-bedroom, 3-bathroom single-family residence, the space opens up immediately under the dramatic vaulted ceilings of the main living area. The centerpiece of the room is a cozy gas log fireplace, seamlessly connecting the living room to a spacious dining area and a beautifully equipped kitchen. Real hardwood flooring stretches across the main areas, complemented by 9-foot ceilings, custom wood blinds, and modern sliding barn doors that add a touch of timeless craftsmanship. The main floor features a highly functional split-bedroom layout. The primary bedroom serves as a quiet retreat, complete with double closets and an en-suite bath boasting a dual granite vanity and a custom tiled step-in shower. Two additional main-level bedrooms feature generous closet space and share a pristine second full bath.
The Twist: A Hidden, Multi-Use Lower Level. The story expands downstairs into a massive, finished walk-out basement that adds nearly 1,000 square feet of heated and cooled living space. Complete with durable LVP hardwood flooring and a third full bath featuring its own custom tiled shower, this area offers incredible versatility—ideal for a home theater, recreation room, guest space, or a spacious home office. Storage and workspace are a major highlight of this property. In addition to the main-level 2-car attached garage and attic pull-down stairs, the lower level contains a massive 562 sq. ft. insulated, unfinished workshop and shed area with double opening doors—perfect for lawn equipment, outdoor gear, or a dedicated hobby space. Outside, you can relax on the covered front porch or enjoy the covered back deck looking out over a beautifully cleared 0.6-acre lot with a partially fenced backyard. This home is truly remarkable. Make your appointment today!!
Property history
-
Aug 24, 2026Went pending $480,000 PendingActive -> Pending
-
Jul 30, 2026Price reduced $480,000 ActiveWas $495,000
-
Jul 30, 2026Price reduced $480,000 PendingWas $495,000
Property Details
Interior Details
- Heating
- Ductless
- Heat Pump
- Flooring
- Carpet
- Hardwood
- Tile
- Vinyl
- Main Level Sq Ft
- 1569
- Room Count
- 11
- Garage Sq Ft
- 490
- Main Level Bedrooms
- 3
- Lower Level Bedrooms
- 0
- Third Level Bedrooms
- 0
- Upper Level Bedrooms
- 0
- Main Level Full Baths
- 2
- Main Level Half Baths
- 0
- Door Features
- Insulated Door(s)
- Sliding Doors
- Lower Level Full Baths
- 0
- Third Level Full Baths
- 0
- Upper Level Full Baths
- 0
- Lower Level Half Baths
- 0
- Third Level Half Baths
- 0
- Upper Level Half Baths
- 0
- Half Bathrooms
- 0
- Basement Bedrooms
- 0
- Second Living Quarters Bedrooms
- 0
- Total Bathrooms
- 3
- Window Features
- Insulated Window(s)
- Window Treatments
- Basement Full Baths
- 1
- Second Living Quarters Full Baths
- 0
- Basement Half Baths
- 0
- Second Living Quarters Half Baths
- 0
- Laundry Features
- Laundry Room
- Interior Features
- Built-in Features
- Kitchen Island
- Open Floorplan
- Split Bedroom
- Main Level Garage
- Yes
- Security Features
- Radon Mitigation System
- Smoke Detector(s)
- Unheated Sq Ft
- 510
- Fireplace Features
- Gas
- Living Room
- Unheated Basement Sq Ft
- 510
Dwelling And Structure
- Architectural Style
- Traditional
- Construction Type
- Site Built
Square Footage And Levels
- Levels
- One
- Above Grade Finished Area
- 1569
- Below Grade Finished Area
- 1059
Parking And Garage
- Parking Features
- Driveway
- Garage Faces Front
Exterior Features
- Roof
- Architectural Shingle
- Construction Materials
- Hardboard Siding
- Patio And Porch Features
- Covered
- Deck
- Front Porch
- Patio
Lot And Land
- Fencing
- Back Yard
- Chain Link
- Lot Features
- Corner Lot
- Cul-De-Sac
- Green Area
- Views
- Lot Size Acres
- 0.6
- Lot Size Units
- Acres
Basement And Foundation
- Basement
- Basement Shop
- Daylight
- Exterior Entry
- Full
- Interior Entry
- Storage Space
- Walk-Out Access
- Foundation Details
- Basement
Waterfront And View
- View
- Mountain(s)
Utilities
- Sewer
- Septic Installed
- Utilities
- Propane
- Water Source
- City
Financial Information
- City Taxes Paid To
- No City Taxes Paid
- Hoa Dues
- No
Zoning And Restrictions
- Zoning
- R-1
- Subject To Ccrs
- Yes
Listed by Melissa Wright (828-776-5583) · Carolina Mountain Sales (828-277-5551)
Location
- Address
- 4398 Belmont Drive
- City
- Morganton, NC 28655
- Community
- Belmont
Schools
- Elementary
- Salem
- Middle
- Liberty
- High
- Patton
School assignments may change. Contact the school district to confirm.
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