121 Fern Loop
Lake Lure, NC 28746
$231/Sq Ft
Sold
3 bd · 2 ba · 2,386 sqft · $231/sqft
Waterfront
HOA & Association
About This Home
RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility.
Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.
The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.
Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.
Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.
For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one. .
Property history
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Sep 23, 2026Sold $575,000 ClosedListed $575,000 · Mar 29, 2026 178 days on market
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Sep 22, 2026Sold $550,000 ClosedListed $575,000 · Mar 29, 2026 177 days on market
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Jun 22, 2026Went pending $575,000 PendingActive -> Pending
Show 1 more Show less
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Mar 29, 2026Previously listed $575,000 Closed
Property Details
Interior Details
- Heating
- Heat Pump
- Flooring
- Tile
- Vinyl
- Wood
- Room Count
- 11
- Half Bathrooms
- 2
- Total Bathrooms
- 4
- Laundry Features
- Laundry Room
- Main Level Sq Ft
- 1154
- Basement Bedrooms
- 0
- Upper Level Sq Ft
- 1232
- Fireplace Features
- Family Room
- Gas Log
- Basement Full Baths
- 0
- Basement Half Baths
- 0
- Main Level Bedrooms
- 2
- Lower Level Bedrooms
- 0
- Third Level Bedrooms
- 0
- Upper Level Bedrooms
- 1
- Main Level Full Baths
- 1
- Main Level Half Baths
- 1
- Lower Level Full Baths
- 0
- Lower Level Half Baths
- 0
- Third Level Full Baths
- 0
- Third Level Half Baths
- 0
- Upper Level Full Baths
- 1
- Upper Level Half Baths
- 1
- Second Living Quarters Bedrooms
- 0
- Second Living Quarters Full Baths
- 0
- Second Living Quarters Half Baths
- 0
Dwelling And Structure
- Construction Type
- Site Built
- Accessibility Features
- Two or More Access Exits
Square Footage And Levels
- Levels
- Two
- Above Grade Finished Area
- 2386
Parking And Garage
- Parking Features
- Driveway
Exterior Features
- Construction Materials
- Hardboard Siding
- Patio And Porch Features
- Balcony
- Deck
- Front Porch
- Patio
- Wrap Around
Lot And Land
- Lot Features
- Paved
- Views
- Lot Size Acres
- 0.63
- Lot Size Units
- Acres
Basement And Foundation
- Foundation Details
- Slab
Waterfront And View
- View
- Mountain(s)
- Waterfront Features
- Beach - Public
- Boat Slip – Community
- Paddlesport Launch Site - Community
Utilities
- Sewer
- Septic Installed
- Utilities
- Cable Connected
- Propane
- Underground Utilities
- Water Source
- Community Well
Financial Information
- Hoa Dues
- Mandatory
- City Taxes Paid To
- Lake Lure
Zoning And Restrictions
- Zoning
- R-3
- Subject To Ccrs
- Yes
Listed by Debbie Cates (828-817-2442) · Rumbling Bald Real Estate (828-694-3001)
Location
- Address
- 121 Fern Loop
- City
- Lake Lure, NC 28746
- Community
- Rumbling Bald On Lake Lure
Schools
- Elementary
- Lake Lure Classical Academy
- Middle
- Lake Lure Classical Academy
- High
- Lake Lure Classical Academy
School assignments may change. Contact the school district to confirm.
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