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Active

435 S Tryon Street

Charlotte, NC 28202

Active Listed 153 Days Price cut to $754,999 Oct 14, 2026 Listing ID CAR 293806218

$754,999
Est. $5,570/mo20% down · 7.125% · 30-yrAdjust
  • P&I$4,069
  • Taxes$472
  • Insurance$252
  • HOA$777

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$542/Sq Ft

2 bd · 2 ba · 1,393 sqft · $542/sqft

2 Beds
2 Baths
1,393 Sq Ft
$542/Sq Ft
2002 Built
— acres Condominium The Ratcliffe Listed Feb 8, 2026 Updated Oct 21, 2026 HOA $777/mo

HOA & Association

Dues$777/mo

About This Condo

LOOKING FOR A MORTGAGE RATE IN THE 4s? The seller is offering $30,000 toward eligible buyer closing costs or a mortgage rate buydown, creating an extraordinary opportunity to own one of The Ratcliffe's most desirable park-facing residences. With an eligible 3-2-1 temporary buydown, qualified buyers could potentially enjoy an effective payment rate in the low 4s during year one, the 5s in year two and the 6s in year three, based on lender illustrations. Ask about the financing details!

There are luxury condos. Then there is The Ratcliffe.

For buyers who have dreamed of owning on The Ratcliffe's coveted park-facing side without crossing the seven-figure threshold, Residence 703 represents a rare opportunity. One of only four residences featuring this sought-after floor plan and centered along the park-facing side of the building, #703 combines the architectural character The Ratcliffe is known for with one of its most desirable locations.

Inside, soaring 10'8" ceilings, hardwood floors, extensive moldings and a gas fireplace create a warm, timeless living environment. Expansive windows fill the home with natural light, while the open kitchen, dining and living areas flow together for everyday living and entertaining, all with views of Uptown and The Green.

The covered terrace is what truly sets this residence apart. Unlike the narrow balconies found in many Uptown condos, this is genuine outdoor living space overlooking The Green, with room for dinner with friends, a quiet evening outside or simply watching the city come alive below.

The spacious primary suite features a generous walk-in closet and bath with dual vanities, whirlpool tub and separate shower. A secondary bedroom and full bath provide flexibility for guests, a home office or both.

And then there is the location.

The Green is outside your door, framed by the Mint Museum, Bechtler Museum of Modern Art, Charlotte Convention Center and historic St. Peter's Church. Restaurants, theaters, sporting events, museums and Uptown's cultural destinations are moments away. Two deeded parking spaces and a private storage unit complete the package.

Positioned substantially below its independent July 2026 appraisal and lightly used by its original owner, Residence 703 offers an exceptional opportunity to own one of The Ratcliffe's coveted park-facing homes at a price rarely available in the building.

Seller welcomes reasonable offers and is offering up to $30,000 toward eligible buyer closing costs or a mortgage rate buydown with an acceptable contract by October 27, 2026. Financing examples are illustrative, subject to lender approval and buyer qualifications. The full mortgage note rate applies after the temporary buydown period.

Property history

  1. Oct 14, 2026
    Price reduced $754,999 Active
    Was $764,999
  2. Sep 16, 2026
    Sold $1,495,000 Closed
    Listed $1,495,000 · Jun 11, 2026 97 days on market
    Previously sold for $1,495,000
  3. Sep 15, 2026
    Sold $1,395,000 Closed
    Listed $1,495,000 · Jun 11, 2026 96 days on market
    Previously sold for $1,395,000
Show 14 more Show less
  1. Sep 11, 2026
    Price reduced $764,999 Active
    Was $779,999
  2. Aug 11, 2026
    Went pending $1,495,000 Pending
    Active -> Pending
  3. Aug 3, 2026
    Status changed to Off Market $895,000 Off Market
    Active -> Off Market
  4. Jul 16, 2026
    Price reduced $895,000 Active
    Was $975,000
  5. Jul 16, 2026
    Status changed to Off Market $1,975,000 Off Market
    Active -> Off Market
  6. Jun 26, 2026
    Status changed to Off Market $1,675,000 Off Market
    Active -> Off Market
  7. Jun 24, 2026
    Status changed to Off Market $1,925,000 Off Market
    Canceled -> Off Market
  8. Jun 18, 2026
    Price reduced $779,999 Active
    Was $799,999
  9. Jun 11, 2026
    Previously listed $1,495,000 Closed
  10. Jun 1, 2026
    Price reduced $975,000 Active
    Was $1,050,000
  11. May 21, 2026
    Back on market $799,999 Active
    Off Market -> Active
  12. May 21, 2026
    Price changed $1,975,000 Active
    Was $1,825,000
  13. May 6, 2026
    Previously listed $895,000 Off Market
  14. Feb 8, 2026
    Listed for sale $799,999 Active
    Listed 153 Days

Property Details

Interior Details

Heating
  • Heat Pump
Flooring
  • Carpet
  • Hardwood
  • Tile
Room Count
7
Entry Level
7
Entry Location
Main
Half Bathrooms
0
Unheated Sq Ft
151
Total Bathrooms
2
Laundry Features
  • In Unit
Main Level Sq Ft
1393
Security Features
  • Fire Sprinkler System
Fireplace Features
  • Gas
  • Living Room
Main Level Bedrooms
2
Unheated Main Sq Ft
151
Main Level Full Baths
2
Main Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Transitional
Additional Property Sub Type
Mid-Rise

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
1393

Parking And Garage

Parking Features
  • Assigned
  • Electric Gate
  • Parking Deck

Exterior Features

Roof
  • Rubber
Construction Materials
  • Brick Partial
Patio And Porch Features
  • Balcony

Lot And Land

Lot Features
  • End Unit

Basement And Foundation

Foundation Details
  • Other - See Remarks

Waterfront And View

View
  • City
  • Year Round

Utilities

Sewer
  • Public Sewer
Utilities
  • Cable Available
  • Electricity Connected
  • Natural Gas
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Charlotte

Zoning And Restrictions

Zoning
UMUD
Subject To Ccrs
Yes

Listed by Scott Russo (704-421-0706) · The McDevitt Agency (704-333-2475)

Location

Address
435 S Tryon Street
City
Charlotte, NC 28202
Community
The Ratcliffe
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Schools

High
Myers Park

School assignments may change. Contact the school district to confirm.

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435 S Tryon Street, Charlotte, NC, 28202

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