Skip to main content
Pending

1805 Mt Isle Harbor Drive

Charlotte, NC 28214

Pending Listed 196 Days Price cut to $1,400,000 Aug 4, 2026 Listing ID CAR 297047775

$1,650,000
Est. $10,520/mo20% down · 7.125% · 30-yrAdjust
  • P&I$8,893
  • Taxes$1,031
  • Insurance$550
  • HOA$46

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

Get pre-approvedOpen full calculator

$216/Sq Ft

6 bd · 4 ba · 7,623 sqft · $216/sqft

6 Beds
4 Baths
7,623 Sq Ft
$216/Sq Ft
2003 Built
1.00 acres Single Family Residence Mt Isle Harbor Listed Mar 5, 2026 Updated Aug 31, 2026 HOA $549/yr

Waterfront

WaterMountain Island Lake

HOA & Association

Dues$549/yrMonthly≈ $46/mo

About This Home

LUXURY PROPERTY AUCTION: 31 JULY–27 AUGUST. THIS IS NOT A BANKRUPTCY AUCTION ACCESS AUCTION QR CODE IN ATTACHMENTS TO PLACE A BID Estimated sale price: $1.85M–$2.3M.

Set along the tranquil shores of Mountain Island Lake, this exceptional waterfront estate occupies one of the area's most sought-after communities, where sweeping lake views and seamless indoor-outdoor living define the everyday experience. Expansive, light-filled living areas flow effortlessly to the outdoors, while the fully finished walk-out basement delivers a kitchenette, full bar, and theatre room—an entertainer's retreat in its own right. Beyond the beautifully landscaped grounds, a private dock offers direct lake access for boating, sunset gatherings, or simply absorbing the tranquility of the water. Community amenities including a pool, clubhouse, and tennis courts complement the lakeside lifestyle, while proximity to the U.S. National Whitewater Center adds an adventurous dimension. All of this less than 30 minutes from the energy of Uptown Charlotte! *The storage across the street is private boat parking for HOA members only. There are no power lines over the property.*

Property history

  1. Aug 31, 2026
    Went pending $1,650,000 Pending
    Active -> Pending
  2. Aug 26, 2026
    Price changed $1,650,000 Active
    Was $1,600,000
  3. Aug 26, 2026
    Price changed $1,650,000 Pending
    Was $1,600,000
Show 14 more Show less
  1. Aug 22, 2026
    Price changed $1,600,000 Active
    Was $1,550,000
  2. Aug 14, 2026
    Price changed $1,550,000 Active
    Was $1,500,000
  3. Aug 11, 2026
    Price changed $1,500,000 Active
    Was $1,400,000
  4. Aug 4, 2026
    Price reduced $1,400,000 Active
    Was $2,695,000
  5. Jul 22, 2026
    Price reduced $2,695,000 Active
    Was $2,745,000
  6. Jul 21, 2026
    Price reduced $2,745,000 Active
    Was $2,750,000
  7. Jul 20, 2026
    Price changed $2,750,000 Active
    Was $2,299,000
  8. Jul 16, 2026
    Price reduced $2,299,000 Active
    Was $2,344,900
  9. Jun 14, 2026
    Price reduced $2,344,900 Active
    Was $2,394,900
  10. May 29, 2026
    Price reduced $2,394,900 Active
    Was $2,395,000
  11. Apr 26, 2026
    Price reduced $2,395,000 Active
    Was $2,495,000
  12. Apr 3, 2026
    Price reduced $2,495,000 Active
    Was $2,595,000
  13. Mar 25, 2026
    Price reduced $2,595,000 Active
    Was $2,695,000
  14. Mar 5, 2026
    Listed for sale $2,695,000 Pending
    Listed 196 Days

Property Details

Interior Details

Heating
  • Central
  • Electric
  • Forced Air
Flooring
  • Carpet
  • Laminate
  • Tile
  • Wood
Main Level Sq Ft
2940
Room Count
4
Other Sq Ft
838
Upper Level Sq Ft
2145
Main Level Bedrooms
1
Upper Level Bedrooms
3
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
2
Upper Level Half Baths
0
Half Bathrooms
1
Basement Bedrooms
2
Total Bathrooms
5
Window Features
  • Insulated Window(s)
Basement Full Baths
1
Basement Half Baths
0
Laundry Features
  • Laundry Room
Interior Features
  • Attic Stairs Pulldown
  • Cable Prewire
  • Central Vacuum
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
Main Level Garage
Yes
Security Features
  • Intercom
Fireplace Features
  • Great Room
Second Living Quarters
Main Level Garage

Dwelling And Structure

Architectural Style
  • Transitional
Accessibility Features
  • Two or More Access Exits
Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
5085
Below Grade Finished Area
2538

Parking And Garage

Open Parking
true
Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side
Open Parking Spaces
4

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation
Construction Materials
  • Hard Stucco
  • Stone
Patio And Porch Features
  • Deck
  • Patio
  • Terrace

Lot And Land

Lot Features
  • Waterfront
Lot Size Acres
1
Lot Size Units
Acres

Basement And Foundation

Basement
  • Finished
  • Walk-Out Access
Foundation Details
  • Basement
  • Slab

Waterfront And View

View
  • Water
Waterfront Features
  • Beach - Private
  • Boat Ramp
  • Boat Ramp – Community
  • Boat Slip (Deed)
  • Covered structure
  • Dock

Utilities

Sewer
  • Public Sewer
  • Septic Installed
Utilities
  • Electricity Connected
Water Source
  • City

Financial Information

City Taxes Paid To
Charlotte
Hoa Dues
Mandatory

Zoning And Restrictions

Zoning
N1-C
Subject To Ccrs
Yes

Listed by Marcy Basrawala (704-280-1469) · Dickens Mitchener & Associates Inc (704-342-1000)

Location

Address
1805 Mt Isle Harbor Drive
City
Charlotte, NC 28214
Get directions: Apple MapsGoogle Maps
Explore the area →

Schools

Elementary
Mountain Island Lake Academy
Middle
Mountain Island Lake Academy
High
Hopewell

School assignments may change. Contact the school district to confirm.

Canopy MLS

Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record.

IDX information is provided exclusively for consumers’ personal, non-commercial use only; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS GRID. Use of this site may be subject to an end user license agreement.

Based on information submitted to the MLS GRID as of Aug 31, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Some IDX listings have been excluded from this website.

Any use by you of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.

DMCA Notice: Palmetto Park Realty respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated agent with written notice containing the following information: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing; (3) your contact information; (4) a statement that you have a good faith belief that use of the material is not authorized; and (5) a statement that the information in the notification is accurate and you are authorized to act on behalf of the copyright owner.

Please send DMCA notices to: hello@palmettopark.com

Schedule a Showing

1805 Mt Isle Harbor Drive, Charlotte, NC, 28214

Step 1 of 2

Note: All times are Eastern Time (ET). Showings must be scheduled at least 2 hours in advance.

Time

Add a place