12023 Overlook Mountain Drive
Charlotte, NC 28216
Est. $4,598/mo20% down · 7.125% · 30-yrAdjust
- P&I$3,773
- Taxes$438
- Insurance$233
- PMI$0
- HOA$154
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$238/Sq Ft
4 bd · 3 ba · 2,939 sqft · $238/sqft
Waterfront
HOA & Association
About This Home
Seize the lake life you've been dreaming of in Mountain Island Lake's highly sought-after Overlook community! Now offered at just $700,000, this all-brick home sits on a private 0.52-acre lot with an oversized deck overlooking a spacious backyard retreat — plus a massive unfinished walkout basement just waiting for your vision.
This meticulously maintained home offers gorgeous curb appeal and beautiful, mature landscaping throughout the property. With 4 bedrooms, 3 full bathrooms, and a large bonus room, there's plenty of space for everyone, including a bedroom and full bathroom conveniently located on the main level. Inside, hardwood floors flow through the main level, complemented by abundant natural light, neutral paint, and updated lighting and hardware throughout. The living room centers on a gas fireplace with custom built-ins, and the updated kitchen features granite countertops, maple cabinetry, a generous pantry, and modern fixtures. Upstairs, the oversized primary suite is a true retreat, with an updated bath and new frameless glass shower.
And then there's the basement: nearly 1,400 sq. ft. of additional walkout space, already equipped with electricity (including 220V) and plumbing for a future bath. This blank canvas is ready to become a home gym, workshop, entertainment space, guest suite, or additional living space, giving you room to grow into this home for years to come.
Beyond the house itself is the lifestyle. The Overlook offers a clubhouse, tennis and pickleball courts, two new pools scheduled for completion by the end of 2026, walking trails, a private resident boat ramp, basketball and volleyball courts, a soccer field, boat/RV storage, two playgrounds, and a gazebo, plus a full calendar of community events. Boat slips are often available for purchase or rent within the neighborhood, making it even easier to enjoy Mountain Island Lake.
Minutes from I-485, Charlotte Douglas International Airport, the U.S. National Whitewater Center, and about 15 minutes from Uptown Charlotte, this is an exceptional value in one of Mountain Island Lake's most prestigious neighborhoods. This is an opportunity to enjoy the space, setting, amenities, and lake lifestyle you've been looking for at just $700,000. Lake days await.
Property history
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Sep 14, 2026Went pending $700,000 PendingActive -> Pending
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Sep 10, 2026Price reduced $700,000 ActiveWas $775,000
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Sep 10, 2026Price reduced $700,000 PendingWas $775,000
Show 8 more Show less
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Aug 20, 2026Price reduced $775,000 ActiveWas $789,000
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Jul 8, 2026Price reduced $789,000 ActiveWas $815,000
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Jun 5, 2026Listed for sale $815,000 ActiveListed 102 Days
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Jun 4, 2026Listed for sale $815,000 PendingListed 102 Days
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Jul 31, 2019Sold $437,000 ClosedListed $449,900 · Apr 12, 2019 110 days on market
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Apr 12, 2019Previously listed $449,900 Closed
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Sep 19, 2013Sold $352,000 ClosedListed $369,000 · Jun 7, 2013 104 days on market
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Jun 7, 2013Previously listed $369,000 Closed
Property Details
Interior Details
- Heating
- Natural Gas
- Flooring
- Carpet
- Tile
- Wood
- Room Count
- 15
- Other Sq Ft
- 491
- Garage Sq Ft
- 491
- Door Features
- French Doors
- Insulated Door(s)
- Half Bathrooms
- 0
- Unheated Sq Ft
- 1385
- Total Bathrooms
- 3
- Window Features
- Insulated Window(s)
- Laundry Features
- Electric Dryer Hookup
- Laundry Room
- Upper Level
- Main Level Sq Ft
- 1385
- Basement Bedrooms
- 0
- Interior Features
- Attic Stairs Pulldown
- Built-in Features
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Main Level Garage
- Yes
- Security Features
- Carbon Monoxide Detector(s)
- Security System
- Smoke Detector(s)
- Upper Level Sq Ft
- 1554
- Fireplace Features
- Gas Log
- Great Room
- Basement Full Baths
- 0
- Basement Half Baths
- 0
- Main Level Bedrooms
- 1
- Upper Level Bedrooms
- 3
- Main Level Full Baths
- 1
- Main Level Half Baths
- 0
- Upper Level Full Baths
- 2
- Upper Level Half Baths
- 0
- Unheated Basement Sq Ft
- 1385
Dwelling And Structure
- Construction Type
- Site Built
Square Footage And Levels
- Levels
- Two
- Above Grade Finished Area
- 2939
Parking And Garage
- Parking Features
- Attached Garage
- Garage Faces Side
Exterior Features
- Roof
- Architectural Shingle
- Construction Materials
- Brick Full
- Patio And Porch Features
- Deck
Lot And Land
- Fencing
- Back Yard
- Lot Features
- Wooded
- Lot Size Acres
- 0.52
- Lot Size Units
- Acres
- Lot Size Dimensions
- 117x199x109x201
Basement And Foundation
- Basement
- Exterior Entry
- Full
- Storage Space
- Unfinished
- Walk-Out Access
- Foundation Details
- Basement
Waterfront And View
- Waterfront Features
- Boat Ramp
- Other - See Remarks
Utilities
- Sewer
- Public Sewer
- Utilities
- Cable Available
- Cable Connected
- Electricity Connected
- Natural Gas
- Underground Power Lines
- Water Source
- City
Financial Information
- Hoa Dues
- Mandatory
- City Taxes Paid To
- Charlotte
Zoning And Restrictions
- Zoning
- N1-C
- Restrictions
- Architectural Review
- Subject To Ccrs
- Yes
Listed by Judy Godley (704-579-2080) · Helen Adams Realty (704-375-8598)
Location
- Address
- 12023 Overlook Mountain Drive
- City
- Charlotte, NC 28216
- Community
- Overlook
Schools
- Elementary
- Mountain Island Lake Academy
- Middle
- Mountain Island Lake Academy
- High
- Hopewell
School assignments may change. Contact the school district to confirm.
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