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Active

610 Ridgeway Drive

Belmont, NC 28012

Active Listed 28 Days Price cut to $615,000 Oct 17, 2026 Listing ID CAR 315183291

$615,000
Est. $3,904/mo20% down · 7.125% · 30-yrAdjust
  • P&I$3,315
  • Taxes$384
  • Insurance$205

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$268/Sq Ft

4 bd · 2 ba · 2,292 sqft · $268/sqft

4 Beds
2 Baths
2,292 Sq Ft
$268/Sq Ft
1978 Built
.40 acres Single Family Residence Lakewood Listed Sep 19, 2026 Updated Oct 17, 2026 HOA None

About This Home

SELLER INCENTIVE! Seller is willing to consider contributing up to $10,000 toward buyer closing costs or an interest-rate buydown with a full-price or otherwise acceptable offer. Any seller contribution is subject to negotiation and the overall terms of the offer.

Welcome to your private oasis just minutes from downtown Belmont and Cramerton! This beautifully updated full-brick home combines modern improvements, incredible outdoor living, and a peaceful setting surrounded by nature.

Extensive renovations include new windows, plumbing, drywall and insulation, updated electrical, flooring, light fixtures, new kitchen cabinets and granite countertops, renovated bathrooms, fresh interior and exterior paint, a new water heater, a recently inspected roof with replaced plumbing vent boots, and a fireplace in the living room.

The backyard is made for entertaining and relaxing, featuring a swimming pool with a new liner and lighting, a wood-burning sauna, screened deck, improved landscaping, and seasonal river views. Step right from your backyard onto the RiverLink Greenway and enjoy a scenic approximately 5-minute walk to downtown Cramerton, with easy access to Goat Island, restaurants, coffee shops, parks, and recreation.

Expanded parking provides plenty of room for multiple vehicles, an RV or boat, plus a 220V outlet for EV charging. NO HOA! Downtown Belmont is approximately 1.5 miles away, Charlotte Douglas International Airport is about 14 minutes away, and Uptown Charlotte is approximately 25 minutes away.

Spend summer days by the pool, cooler evenings in the sauna, watch Fourth of July fireworks from your backyard, and enjoy deer, birds, mature trees, and peaceful surroundings—all while staying close to shopping, dining, schools, healthcare, and everything Belmont and Cramerton have to offer.

Don’t miss your chance to own this one-of-a-kind home—schedule your private showing today!

Property history

  1. Oct 17, 2026
    Price reduced $615,000 Active
    Was $625,000
  2. Sep 19, 2026
    Listed for sale $625,000 Active
    Listed 28 Days
  3. Dec 8, 2021
    Sold $342,500 Closed
    Listed $349,000 · Oct 13, 2021 56 days on market
    Previously sold for $342,500
Show 3 more Show less
  1. Oct 13, 2021
    Previously listed $349,000 Closed
  2. Sep 3, 2015
    Sold $183,000 Closed
    Listed $187,500 · May 8, 2015 118 days on market
    Previously sold for $183,000
  3. May 8, 2015
    Previously listed $187,500 Closed

Property Details

Interior Details

Heating
  • Heat Pump
Flooring
  • Laminate
  • Tile
Room Count
11
Lower Level
Split-Level Partially Below-Grade
Half Bathrooms
1
Unheated Sq Ft
56
Total Bathrooms
3
Laundry Features
  • Laundry Room
  • Lower Level
Main Level Sq Ft
1146
Interior Features
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
Fireplace Features
  • Den
  • Electric
  • Living Room
  • Wood Burning
Main Level Bedrooms
2
Lower Level Bedrooms
2
Main Level Full Baths
1
Main Level Half Baths
1
Lower Level Full Baths
1
Lower Level Half Baths
0
Unheated Basement Sq Ft
56

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Split Entry (Bi-Level)
Above Grade Finished Area
1146
Below Grade Finished Area
1146

Parking And Garage

Open Parking
true
Parking Features
  • Driveway
  • Electric Vehicle Charging Station(s)
  • Parking Space(s)
Open Parking Spaces
8

Exterior Features

Roof
  • Composition
Exterior Features
  • Sauna
  • Storage
Construction Materials
  • Brick Full
Patio And Porch Features
  • Deck
  • Screened

Lot And Land

Fencing
  • Fenced
  • Wood
Lot Size Acres
0.4
Lot Size Units
Acres

Basement And Foundation

Basement
  • Finished
Foundation Details
  • Basement

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

Hoa Dues
No
City Taxes Paid To
Belmont

Zoning And Restrictions

Zoning
R1

Pool And Spa

Private Pool
true
Pool Features
  • In Ground

Listed by Helen Harp (704-957-4001) · Keller Williams Ballantyne Area (704-887-6600)

Location

Address
610 Ridgeway Drive
City
Belmont, NC 28012
Community
Lakewood
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Schools

Elementary
Belmont Central
Middle
Belmont
High
Stuart W Cramer

School assignments may change. Contact the school district to confirm.

Canopy MLS

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610 Ridgeway Drive, Belmont, NC, 28012

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