
$795,000 $220/sqft
4950 Surfwood Drive
Sherrills Ford, NC 28673
3 bd · 4 ba · 3,607 sqft · 2023 · 3 mo ago
Moonlite Bay is a Lake Norman subdivision in Sherrills Ford where shoreline access defines the neighborhood character.
Community overview based on MLS listing data for Moonlite Bay, Sherrills Ford
Moonlite Bay is a Lake Norman subdivision in Sherrills Ford where shoreline access defines the neighborhood character. The community blends waterfront homes, water-view lots, and interior homes tied to a shared beach area, so the setting ranges from simple lake lots to full waterfront addresses with docks and long shoreline. No-HOA positioning is a recurring part of the neighborhood identity, which gives the area a more flexible feel than many planned lake communities.
Lake access is the headline feature. Homes and lots are described with community lakefront access, sandy beach frontage, kayak and paddleboard launch points, picnic space, and private docks on select properties. Several homes emphasize deep water, winter lake views, and panoramic views across Lake Norman. The strongest shoreline homes pair those views with larger lots, covered docks, and generous outdoor space.
The housing stock is varied. Ranch plans show up often, alongside two-story homes, log cabins, custom contemporary designs, and newer construction. Common finishes include open floor plans, granite or quartz counters, fireplaces, hardwood floors, bonus rooms, garages, and deck space oriented toward the water. Brick appears on some homes, but the exterior palette is mixed rather than uniform.
That range extends to lot size and setting. Some homes sit on roughly half-acre parcels, while others reach into acre-plus territory with added privacy and room for outdoor living. A few properties highlight private roads, extra lots, or level building sites, and the shoreline homes lean into direct water access instead of a large amenity package. The result is a neighborhood shaped by the lake itself, with practical layouts and a strong indoor-outdoor connection.
Moonlite Bay sits in Sherrills Ford with convenient access to the Shops at Sherrills Ford, the Villages of Sherrills Ford, Highway 150, and Highway 16. School assignments commonly point to Sherrills Ford, Mill Creek, and Bandys. Overall, Moonlite Bay reads as a shoreline community with a clear identity: Lake Norman access, no-HOA appeal, and a home mix that ranges from older cabins to newer ranches and custom waterfront homes.
Palmetto Park Realty Team · Sherrills Ford
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46 recently sold in Moonlite Bay, Sherrills Ford
| Property | Sold | Sold Price | Days on Market | Size | Sold to Ask | Sold $/SF |
|---|---|---|---|---|---|---|
| | May 14 2026 | $740,000 | 43 | 1,884 sq ft | 98.7% | $393 |
| | Mar 20 2025 | $135,000 | 125 | — | 90.0% | — |
| | Dec 19 2024 | $975,000 | 352 | 1,937 sq ft | 100.0% | $503 |
| | May 16 2024 | $700,000 | 77 | 2,364 sq ft | 100.0% | $296 |
| | Oct 16 2023 | $875,000 | 35 | 2,028 sq ft | 92.1% | $431 |
| | Jan 6 2023 | $549,900 | 98 | 1,884 sq ft | 100.9% | $292 |
| | Sep 7 2022 | $559,900 | 50 | 2,020 sq ft | 100.0% | $277 |
| | Jun 28 2022 | $393,000 | 46 | 1,683 sq ft | 107.7% | $234 |
| | Jun 10 2022 | $1,180,000 | 115 | 2,615 sq ft | 95.5% | $451 |
| | Apr 19 2022 | $345,000 | 47 | 1,830 sq ft | 101.5% | $189 |
| | Jan 20 2022 | $520,000 | 42 | 3,059 sq ft | 94.5% | $170 |
| | Oct 27 2021 | $65,000 | 26 | — | 100.0% | — |
| | Oct 25 2021 | $325,000 | 31 | 1,705 sq ft | 103.2% | $191 |
| | Jun 22 2021 | $485,000 | 47 | 2,389 sq ft | 107.8% | $203 |
| | Mar 4 2021 | $61,000 | 28 | — | 101.7% | — |
| | Jan 14 2021 | $65,000 | 68 | — | 92.9% | — |
| | Dec 18 2020 | $305,000 | 119 | 2,002 sq ft | 95.3% | $152 |
| | Oct 7 2020 | $245,000 | 104 | 1,280 sq ft | 94.4% | $191 |
| | Sep 16 2020 | $435,000 | 61 | 3,121 sq ft | 97.8% | $139 |
| | Sep 4 2020 | $33,000 | 63 | — | 94.3% | — |
| | Aug 31 2020 | $373,750 | 88 | 2,287 sq ft | 95.8% | $163 |
| | Aug 31 2020 | $40,000 | 51 | — | 100.0% | — |
| | Aug 14 2020 | $419,000 | 48 | 3,307 sq ft | 116.4% | $127 |
| | Jun 18 2020 | $218,000 | 59 | 1,469 sq ft | 99.1% | $148 |
| | Jun 16 2020 | $259,500 | 70 | 1,674 sq ft | 100.0% | $155 |
| | May 28 2020 | $410,000 | 107 | 3,064 sq ft | 96.5% | $134 |
| | Apr 30 2020 | $64,500 | 189 | — | 99.3% | — |
| | Feb 28 2020 | $265,000 | 36 | 1,830 sq ft | 96.4% | $145 |
| | Dec 10 2019 | $263,500 | 66 | 1,733 sq ft | 99.6% | $152 |
| | Nov 6 2019 | $262,000 | 90 | 1,830 sq ft | 101.2% | $143 |
| | Feb 19 2019 | $23,000 | 202 | — | 82.1% | — |
| | Feb 19 2019 | $23,000 | 202 | — | 82.1% | — |
| | Oct 3 2018 | $273,900 | 77 | 1,749 sq ft | 96.5% | $157 |
| | Aug 20 2018 | $34,500 | 35 | — | 88.5% | — |
| | Mar 29 2018 | $24,000 | 1051 | — | 80.0% | — |
| | Mar 29 2018 | $24,000 | 1051 | — | 80.0% | — |
| | Mar 29 2018 | $24,000 | 1051 | — | 85.7% | — |
| | Feb 5 2018 | $36,500 | 341 | — | 93.8% | — |
| | Aug 8 2017 | $31,750 | 160 | — | 88.4% | — |
| | Mar 2 2017 | $179,000 | 58 | 1,536 sq ft | 99.5% | $117 |
| | Dec 12 2016 | $355,000 | 247 | 1,922 sq ft | 91.0% | $185 |
| | Jun 23 2016 | $26,750 | 673 | — | 89.2% | — |
| | Jun 23 2016 | $30,750 | 673 | — | 87.9% | — |
| | Feb 11 2016 | $35,000 | 274 | — | 94.6% | — |
| | Jun 19 2015 | $25,750 | 37 | — | 97.2% | — |
| | Dec 30 2013 | $305,000 | 42 | 1,875 sq ft | 96.8% | $163 |
Closed sales from MLS history for Moonlite Bay, Sherrills Ford
Moonlite Bay median sale price is $549,900; Sherrills Ford is down 2.2%.
The Moonlite Bay real estate market shows buyer's market conditions. Homes typically sell within 77 days. With 3 active listings and 1 home sold in the past year, buyers have more negotiating power and time to decide.
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