
$979,000 $311/sqft
4836 Stream Side Lane
Morganton, NC 28655
3 bd · 3 ba · 3,148 sqft · 2.2 ac · 2008 · 4 mo ago
Cottage Park is a small gated Lake James community that trades density for elbow room.
Community overview based on MLS listing data for Cottage Park, Morganton
Cottage Park is a small gated Lake James community that trades density for elbow room. Set directly across from Mimosa Boat Landing, it pairs quick lake access with a neighborhood amenity package that includes a community pool, clubhouse, and dedicated boat or RV storage, giving the subdivision a true lake-oriented identity without requiring every homesite to sit on the shoreline.
The setting is one of its strongest differentiators. Lots in Cottage Park range from roughly one acre to just over four acres, and listing language consistently points to wooded surroundings, privacy, and foothill topography rather than tight lot lines. Current and past offerings mention creek frontage, mountain views, and occasional glimpses of Lake James, while larger homesites on Cottage Park Road and Stream Side Lane reinforce the estate-lot feel. For buyers looking at the built inventory, the homes lean custom rather than tract-built, with closed sales and active listings highlighting open floor plans, vaulted or cathedral ceilings, stone fireplaces, granite or quartz kitchens, covered decks, screened porches, and main-level primary suites.
Architecture here is relatively recent by Burke County standards. The recorded housing stock runs from 2006 through 2024, with much of the existing inventory concentrated in the late-2000s to mid-2010s. Basement homes are common, garages appear in just over half of recorded listings, and several of the top sales combine finished lower levels with expansive outdoor living areas and two-plus-acre sites. Stone is the exterior material mentioned most often, especially on the community’s higher-priced custom homes.
Cottage Park’s amenity list is concise but purposeful. The pool and clubhouse appear throughout listing remarks, and the boat or trailer storage area is a recurring advantage for owners who want to keep lake gear close at hand. That combination gives the neighborhood more built-in function than many small gated communities in the Lake James area.
The community also benefits from its physical relationship to the lake. Mimosa Boat Landing sits just across the street, and multiple listings frame that proximity as one of the neighborhood’s defining conveniences. Fonta Flora trails, Lake James State Park, and the wider outdoor recreation network around the lake strengthen that appeal.
Cottage Park sits in the Lake James section of the Morganton market, about 12 minutes from downtown Morganton according to repeated listing remarks, with straightforward access toward I-40. The assigned schools most commonly attached to the community are Glen Alpine Elementary, Table Rock Middle, and Freedom High.
In practical terms, Cottage Park suits buyers who want a gated setting, substantial homesites, and everyday access to Lake James amenities without giving up proximity to Morganton.
Palmetto Park Realty Team · Morganton
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28 recently sold in Cottage Park, Morganton
| Property | Sold | Sold Price | Days on Market | Size | Sold to Ask | Sold $/SF |
|---|---|---|---|---|---|---|
| | Apr 10 2026 | $1,073,000 | 41 | 3,085 sq ft | 97.5% | $348 |
| | Feb 14 2025 | $52,500 | 123 | — | 92.3% | — |
| | Jan 7 2025 | $1,025,000 | 126 | 3,190 sq ft | 93.6% | $321 |
| | Dec 20 2024 | $50,500 | 14 | — | 100.0% | — |
| | Dec 19 2024 | $53,500 | 17 | — | 90.7% | — |
| | Apr 19 2024 | $1,150,000 | 48 | 4,525 sq ft | 92.0% | $254 |
| | Apr 5 2024 | $875,000 | 78 | 3,148 sq ft | 95.1% | $278 |
| | Nov 3 2023 | $58,000 | 108 | — | 84.1% | — |
| | Sep 25 2023 | $48,000 | 69 | — | 81.4% | — |
| | Apr 8 2022 | $50,000 | 121 | — | 90.9% | — |
| | Mar 16 2022 | $775,000 | 20 | 4,525 sq ft | 100.0% | $171 |
| | Jan 5 2022 | $37,500 | 1210 | — | 94.0% | — |
| | Nov 17 2021 | $474,000 | 92 | 2,191 sq ft | 100.9% | $216 |
| | Aug 9 2021 | $47,000 | 1846 | — | 88.8% | — |
| | Jul 17 2020 | $39,000 | 73 | — | 78.2% | — |
| | Jun 12 2020 | $400,000 | 94 | 1,874 sq ft | 93.0% | $213 |
| | Sep 27 2018 | $450,000 | 178 | 3,663 sq ft | 90.0% | $123 |
| | Sep 27 2018 | $450,000 | 178 | 3,660 sq ft | 90.0% | $123 |
| | Sep 27 2018 | $450,000 | 178 | 3,660 sq ft | 90.0% | $123 |
| | Sep 28 2016 | $25,000 | 103 | — | 76.9% | — |
| | Sep 28 2016 | $25,000 | 103 | — | 76.9% | — |
| | Sep 28 2016 | $25,000 | 61 | — | 76.9% | — |
| | Jul 11 2016 | $11,500 | 1918 | — | 41.8% | — |
| | Jul 11 2016 | $11,500 | 1918 | — | 41.8% | — |
| | Oct 26 2015 | $25,500 | 572 | — | 85.3% | — |
| | Aug 13 2015 | $455,000 | 213 | 3,035 sq ft | 91.2% | $150 |
| | Aug 13 2015 | $455,000 | 213 | 3,145 sq ft | 91.2% | $145 |
| | Aug 13 2015 | $455,000 | 213 | 3,145 sq ft | 91.2% | $145 |
Closed sales from MLS history for Cottage Park, Morganton
Cottage Park median sale price is $464,250; Morganton is up 1.9%.
+3 outside price range.
The Cottage Park real estate market shows buyer's market conditions. Homes typically sell within 124 days. With 3 active listings and 1 home sold in the past year, buyers have more negotiating power and time to decide.
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