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Active

4278 Harbor Lane

Sherrills Ford, NC 28673

Active Listed 195 Days Price cut to $334,900 Oct 14, 2026 Listing ID CAR 296212766

$334,900
Est. $2,126/mo20% down · 7.125% · 30-yrAdjust
  • P&I$1,805
  • Taxes$209
  • Insurance$112

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$235/Sq Ft

3 bd · 2 ba · 1,428 sqft · $235/sqft

3 Beds
2 Baths
1,428 Sq Ft
$235/Sq Ft
1982 Built
.46 acres Single Family Residence Colony Harbor Listed Mar 13, 2026 Updated Oct 20, 2026 HOA None

Waterfront

WaterLake Norman

About This Home

GREAT OPPORTUNITY to have amazing lake views and lake access to Lake Norman!!! So Affordable!!!!!

This is a unique opportunity to own an affordable property with beautiful lake views of Lake Norman. This 3 bed, 2 bath home is perfect as a full-time residence, seasonal getaway, or even a VRBO/investment rental property- NO HOA!

This home was built elevated to maximize the stunning water views. Enjoy year-round water views from inside the home, one of the covered screened-in porches located right off of the kitchen or additionally, the deck in the front of the home. All ideal for entertaining or relaxing while enjoying the peaceful surroundings.

This one-owner home has been exceptionally well cared for and features several recent updates which are listed below. The one-level open floor plan offers comfortable living with a spacious laundry room, three bedrooms, and two full baths.

Beautiful water views can be appreciated all through the home creating a bright and inviting atmosphere throughout.

Includes Deeded Water Access. All 17 homeowners share ownership of the first lot on the right as you enter the neighborhood, which provides access to Lake Norman. Bring your boat right from the driveway to the lake access point!!! Mountain Creek Marina is also conveniently located less than a quarter mile drive from the property or just across the water from the lake access. (Mountain Creek Marina - 704-483-0077/mtcreekmarina.com)

Major updates include:

Universal Windows (2019-30 year warranty)

New roof (2020)

Heat pump/Central air system (2021)

Whole house water filtration system (2003)

Screened in/covered back deck addition (approx 10 years ago)

carpet, electrical outlets and some lighting (2026)

washer/dryer conveys.

Schedule your showing today and start enjoying lake living at an affordable price!

This home is back on the market after further inspection. The property has been evaluated by a structural engineer. According to the engineer, the observed settling is longstanding, related to original construction methods, and not believed to be ongoing. Reports and findings from the engineer are attached to this listing. For information regarding the 150 widening project visit:

https://www.ncdot.gov/projects/nc-150/Pages/default.aspx

Property history

  1. Oct 14, 2026
    Price reduced $334,900 Active
    Was $339,900
  2. Sep 10, 2026
    Price reduced $339,900 Active
    Was $344,900
  3. Aug 2, 2026
    Price reduced $344,900 Active
    Was $349,900
Show 12 more Show less
  1. Jun 29, 2026
    Price reduced $349,900 Active
    Was $355,000
  2. Jun 24, 2026
    Status changed to Off Market $379,000 Off Market
    Expired -> Off Market
  3. Jun 8, 2026
    Price reduced $355,000 Active
    Was $369,900
  4. May 29, 2026
    Back on market $369,900 Active
    Off Market -> Active
  5. May 14, 2026
    Status changed to Off Market $369,900 Off Market
    Pending -> Off Market
  6. May 7, 2026
    Went pending $369,900 Pending
    Active -> Pending
  7. Apr 16, 2026
    Price reduced $369,900 Active
    Was $372,500
  8. Mar 13, 2026
    Listed for sale $372,500 Active
    Listed 195 Days
  9. Feb 23, 2026
    Status changed to Off Market $379,000 Off Market
    Expired -> Off Market
  10. Feb 2, 2026
    Status changed to Expired $379,000 Expired
    Off Market -> Expired
  11. Jan 5, 2026
    Price reduced $379,000 Active
    Was $389,000
  12. Jan 5, 2026
    Price reduced $379,000 Off Market
    Was $389,000

Property Details

Interior Details

Heating
  • Heat Pump
Flooring
  • Carpet
  • Vinyl
Room Count
7
Door Features
  • Sliding Doors
Half Bathrooms
0
Total Bathrooms
2
Laundry Features
  • Electric Dryer Hookup
  • Laundry Room
  • Main Level
  • Washer Hookup
Main Level Sq Ft
1428
Interior Features
  • Open Floorplan
Main Level Bedrooms
3
Main Level Full Baths
2
Main Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
1428

Parking And Garage

Parking Features
  • Driveway

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Vinyl
Patio And Porch Features
  • Deck
  • Rear Porch
  • Screened

Lot And Land

Lot Features
  • Cleared
  • Views
Lot Size Acres
0.46
Lot Size Units
Acres

Basement And Foundation

Basement
  • Exterior Entry
  • Storage Space
Foundation Details
  • Basement
  • Pillar/Post/Pier

Waterfront And View

View
  • Water
  • Year Round
Waterfront Features
  • Boat Ramp – Community
  • Paddlesport Launch Site - Community

Utilities

Sewer
  • Septic Installed
Water Source
  • Well

Financial Information

Hoa Dues
No
City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
R-30
Subject To Ccrs
Yes

Listed by Kim Coggins (678-644-3115) · Howard Hanna Allen Tate Lake Norman (704-896-8283)

Location

Address
4278 Harbor Lane
City
Sherrills Ford, NC 28673
Community
Colony Harbor
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Schools

Elementary
Sherrills Ford
Middle
Mill Creek
High
Bandys

School assignments may change. Contact the school district to confirm.

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