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Pending

540 Waters Road

Salisbury, NC 28146

Pending CDOM: 133 days Price cut to $699,000 Aug 21, 2026 Listing ID CAR 309470449

$699,000
Est. $4,487/mo20% down · 7.125% · 30-yrAdjust
  • P&I$3,767
  • Taxes$437
  • Insurance$233
  • HOA$50

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$216/Sq Ft

4 bd · 2 ba · 3,235 sqft · $216/sqft

4 Beds
2 Baths
3,235 Sq Ft
$216/Sq Ft
1989 Built
1.25 acres Single Family Residence Waters Edge Listed Jul 29, 2026 Updated Oct 2, 2026 HOA $600/yr

Waterfront

WaterHigh Rock Lake

HOA & Association

Dues$600/yrMonthly≈ $50/mo

About This Home

Alright, here’s the deal… lake houses on High Rock Lake are hard enough to find. One with actual water in front? That’s the unicorn.

Sitting on 1.25 acres under towering trees and mature landscaping, this place was built for lake days, pool parties, and “accidentally” having your friends stay way too late. Featuring an in-ground pool, newer major systems, a boat ramp, and a pier permit already in place so you can skip the waiting game and get straight to living the lake life.

Whether you’re into boating, entertaining, quiet mornings with coffee by the water, or just want a backyard that feels like a vacation, this one checks a lot of boxes without feeling cookie-cutter.

Fair warning: once you sit by the pool and look at the lake, your current house may start feeling a little suspicious.

Owner has pier permit for the construction of a new pier. previous pier was lost to a storm. Also property has a concrete boat ramp, but would need to be repaired.

Property history

  1. Oct 2, 2026
    Went pending $699,000 Pending
    Active -> Pending
  2. Aug 21, 2026
    Price reduced $699,000 Active
    Was $725,000
  3. Aug 21, 2026
    Price reduced $699,000 Pending
    Was $725,000
Show 4 more Show less
  1. Jul 29, 2026
    Listed for sale $725,000 Pending
    CDOM: 133 days
  2. Jul 27, 2026
    Status changed to Off Market $800,000 Off Market
    Active -> Off Market
  3. Jun 15, 2026
    Price reduced $800,000 Active
    Was $825,000
  4. May 20, 2026
    Previously listed $800,000 Off Market

Property Details

Interior Details

Heating
  • Heat Pump
Room Count
5
Half Bathrooms
1
Total Bathrooms
3
Laundry Features
  • Main Level
Main Level Sq Ft
1992
Upper Level Sq Ft
1243
Main Level Bedrooms
1
Upper Level Bedrooms
3
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
1

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3235

Parking And Garage

Parking Features
  • Driveway

Exterior Features

Construction Materials
  • Wood

Lot And Land

Lot Features
  • Waterfront
Lot Size Acres
1.25
Lot Size Units
Acres
Lot Size Dimensions
545.23 x 123.23

Basement And Foundation

Foundation Details
  • Crawl Space

Waterfront And View

Waterfront Features
  • Boat Ramp
  • Pier
  • Other - See Remarks

Utilities

Sewer
  • Other - See Remarks
Water Source
  • Well

Financial Information

City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
RS
Subject To Ccrs
Yes

Pool And Spa

Private Pool
true
Pool Features
  • In Ground

Listed by Dustin Owens (336-240-2940) · Mantle LLC (336-600-1052)

Location

Address
540 Waters Road
City
Salisbury, NC 28146
Community
Waters Edge
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Schools

Elementary
Morgan
Middle
C.C. Erwin
High
East Rowan

School assignments may change. Contact the school district to confirm.

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540 Waters Road, Salisbury, NC, 28146

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