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Active

221 Willow Lakes Drive

Rutherfordton, NC 28139

Active Just listed today Listing ID CAR 311886829

$494,000
Est. $3,172/mo20% down · 7.125% · 30-yrAdjust
  • P&I$2,663
  • Taxes$309
  • Insurance$165
  • HOA$35

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$271/Sq Ft

3 bd · 2 ba · 1,825 sqft · $271/sqft

3 Beds
2 Baths
1,825 Sq Ft
$271/Sq Ft
1999 Built
4.50 acres Single Family Residence Willow Lakes Listed Aug 17, 2026 Updated Oct 9, 2026 HOA $425/yr

HOA & Association

Dues$425/yrMonthly≈ $35/mo

About This Home

Enjoy a peaceful rural setting in the established Willow Lakes community on two lots totaling approximately 4.5 acres, just minutes from Rutherfordton. With paved roads and light restrictions, this inviting setting offers a comfortable balance of privacy and convenience. The 3BR/2BA home offers approximately 1,825 SF with attractive updates and plenty of room to enjoy indoors and out. The living room features a wood-burning stove and tongue-and-groove wood ceiling, while the kitchen offers granite countertops, skylights and a center island with bar seating. A separate dining room opens to the deck, and the dedicated laundry room provides cabinetry and counter space.

The primary suite features a walk-in closet and private bath with soaking tub and separate walk-in shower. Numerous improvements have been completed in recent years, including a metal roof and LVP flooring in 2022, replacement windows in 2024, updated exterior doors, tankless water heater, updated lighting and new ductwork in 2026. The crawlspace is fully encapsulated with a dehumidifier.

Outdoor spaces include a covered front porch with room for rocking chairs, deck and lovely screened back porch with Trex flooring, along with a partially fenced backyard and mature shade trees. An attached two-car garage with built-in cabinets and an outbuilding provide useful storage. All appliances convey. Private well and septic, plus low annual HOA dues of just $425.

Property Details

Interior Details

Heating
  • Heat Pump
Flooring
  • Carpet
  • Tile
  • Vinyl
Room Count
1
Half Bathrooms
0
Total Bathrooms
2
Laundry Features
  • Laundry Room
Main Level Sq Ft
1825
Main Level Garage
Yes
Main Level Bedrooms
3
Main Level Full Baths
2
Main Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Ranch

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
1825

Parking And Garage

Parking Features
  • Attached Garage

Exterior Features

Roof
  • Metal
Construction Materials
  • Brick Partial
  • Vinyl
Patio And Porch Features
  • Covered
  • Deck
  • Front Porch
  • Rear Porch
  • Screened

Lot And Land

Fencing
  • Chain Link
  • Partial
Lot Features
  • Corner Lot
Lot Size Acres
4.5
Lot Size Units
Acres
Other Structures
  • Outbuilding

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Septic Installed
Water Source
  • Well

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Restrictions
  • Manufactured Home Not Allowed
  • Subdivision
  • Other - See Remarks
Subject To Ccrs
Yes

Listed by Sherry Reavis (828-429-2686) · RE/MAX Journey (828-395-2222)

Location

Address
221 Willow Lakes Drive
City
Rutherfordton, NC 28139
Community
Willow Lakes
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