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5049 Titanic Road

Rock Hill, SC 29732

Active Listed 51 Days Price cut to $1,549,000 Oct 30, 2026 Listing ID CAR 314608320

$1,549,000
Est. $9,420/mo20% down · 7.125% · 30-yrAdjust
  • P&I$8,349
  • Taxes$555
  • Insurance$516

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$513/Sq Ft

4 bd · 4 ba · 3,021 sqft · $513/sqft

4 Beds
4 Baths
3,021 Sq Ft
$513/Sq Ft
2023 Built
7.91 acres Single Family Residence Listed Sep 9, 2026 Updated Oct 30, 2026 HOA None

Waterfront

WaterLake Wylie

About This Home

A rare opportunity to own ~8 acres with more than 375' of waterfront -- and potential to build an ADU! Tucked away from neighboring homes, this extraordinary property offers the kind of space and natural beauty that is increasingly difficult to find. Woods and waterfront create a peaceful retreat where you can spread out, and enjoy your surroundings -- and also have quick access to I-77, Fort Mill, and Charlotte. What more could you ask for?

Built by award-winning custom home builder McSpadden Homes, the newer, modern-style residence was thoughtfully designed with an open floor plan that makes everyday living and entertaining feel effortless. Large sliding doors invite the beauty of the outdoors in, while the spacious screened porch provides the perfect setting for morning coffee or gathering with friends while overlooking your private slice of waterfront.

Outside, the property gently extends toward a quiet, peaceful cove with a floating dock, offering an easy place to enjoy the water via boat or kayak. A fenced portion of the backyard provides a defined space for pets, play, or gardening, while the expansive acreage offers room to dream—with plenty of land for an additional detached accessory structure such as a garage, workshop or additional living space.

Inside, you'll find the practical details that make a home truly comfortable, including an oversized utility/laundry room, newer systems and mechanicals, and a tankless water heater. The property also features 30-year roof shingles and benefits from an agricultural tax discount (5+ wooded acres), providing money savings to the next owner. There is 751 additional square feet of unfinished basement space, which could be used for a workshop, hobby area, or additional storage.

The combination of newer construction, acreage, potential for an accessory dwelling unit, privacy from neighbors, and Lake Wylie waterfront is incredibly hard to find. A property like this doesn't come along often!

Located off Mount Gallant Road in northern Rock Hill. Minutes from local dining and shopping.

Property history

  1. Oct 30, 2026
    Price reduced $1,549,000 Active
    Was $1,599,000
  2. Sep 23, 2026
    Price reduced $1,599,000 Active
    Was $1,650,000
  3. Sep 9, 2026
    Listed for sale $1,650,000 Active
    Listed 51 Days

Property Details

Interior Details

Heating
  • Central
Flooring
  • Vinyl
Room Count
11
Other Sq Ft
751
Half Bathrooms
0
Total Bathrooms
4
Laundry Features
  • Utility Room
  • Main Level
  • Sink
Main Level Sq Ft
1988
Basement Bedrooms
2
Interior Features
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
Main Level Garage
Yes
Fireplace Features
  • Gas
Basement Full Baths
2
Basement Half Baths
0
Main Level Bedrooms
2
Lower Level Bedrooms
0
Third Level Bedrooms
0
Upper Level Bedrooms
0
Main Level Full Baths
2
Main Level Half Baths
0
Lower Level Full Baths
0
Lower Level Half Baths
0
Third Level Full Baths
0
Third Level Half Baths
0
Upper Level Full Baths
0
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
1988
Below Grade Finished Area
1033

Parking And Garage

Parking Features
  • Attached Garage

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Stone
  • Vinyl
Patio And Porch Features
  • Deck
  • Rear Porch
  • Screened

Lot And Land

Fencing
  • Back Yard
Lot Features
  • Waterfront
  • Wooded
Lot Size Acres
7.91
Lot Size Units
Acres

Basement And Foundation

Basement
  • Finished
  • Storage Space
  • Walk-Out Access
Foundation Details
  • Basement

Waterfront And View

View
  • Water
  • Year Round
Waterfront Features
  • Dock

Utilities

Sewer
  • Septic Installed
Water Source
  • Well

Financial Information

City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
RSF-40

Listed by Cheri Winterberg (803-280-9936) · Howard Hanna Allen Tate Lake Wylie (803-831-1185)

Location

Address
5049 Titanic Road
City
Rock Hill, SC 29732
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Schools

Elementary
Mount Gallant
Middle
Dutchman Creek
High
Northwestern

School assignments may change. Contact the school district to confirm.

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5049 Titanic Road, Rock Hill, SC, 29732

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