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Active

413 Colton Street

Oakboro, NC 28129

Active Listed 119 Days Listing ID CAR 301759251

$400,000
Est. $2,566/mo20% down · 7.125% · 30-yrAdjust
  • P&I$2,156
  • Taxes$250
  • Insurance$133
  • HOA$27

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$147/Sq Ft

4 bd · 3 ba · 2,727 sqft · $147/sqft

4 Beds
3 Baths
2,727 Sq Ft
$147/Sq Ft
2022 Built
.34 acres Single Family Residence Ruby Ridge Listed May 15, 2026 Updated Sep 11, 2026 HOA $324/yr

HOA & Association

Dues$324/yrMonthly≈ $27/mo

About This Home

Are you tired of looking at all the houses that need a total rehab...$$$$? Look no further!

Imagine waking up in a home that just feels right...where the layout flows, the finishes impress with new floors, and every space has a purpose. This stunning 4-bedroom retreat delivers exactly that, blending modern style with the kind of everyday comfort that makes a house a home.

At the center of it all sits a chef-worthy kitchen designed to inspire with gleaming granite countertops, a commanding island perfect for gathering, crisp white cabinetry, and stainless-steel appliances . The open floor plan connects seamlessly to a light-filled living room, which spills out onto a private deck...your new favorite spot for morning coffee, summer cookouts, or simply unwinding as the day winds down.

Your primary suite is a true sanctuary. Think spa-like luxury: a dual-sink vanity, a soaking garden tub, a separate walk-in shower, and a walk-in closet with room for everything. Whether you're starting your day or ending it, this space was built for rest and restoration.

Upstairs, flexibility reigns with a spacious bonus room/loft which adapts to whatever life demands. Whether that's a home office, playroom, or media den, alongside an additional bedroom and a full bath. A walk-in crawl space keeps storage organized and accessible, so nothing ever ends up crammed where it doesn't belong.

This is the one that has it all: space, style, and a layout designed for real life. USDA 100% financing eligible — own this home with zero down.

Property Details

Interior Details

Heating
  • Central
  • Electric
Flooring
  • Carpet
  • Laminate
  • Vinyl
Room Count
8
Garage Sq Ft
454
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • Laundry Room
Main Level Sq Ft
2020
Interior Features
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
Main Level Garage
Yes
Upper Level Sq Ft
707
Fireplace Features
  • Propane
Main Level Bedrooms
3
Third Level Bedrooms
0
Upper Level Bedrooms
1
Main Level Full Baths
2
Main Level Half Baths
0
Third Level Full Baths
0
Third Level Half Baths
0
Upper Level Full Baths
1
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • One and One Half
Above Grade Finished Area
2727

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage

Exterior Features

Construction Materials
  • Stone Veneer
  • Vinyl
Patio And Porch Features
  • Deck
  • Front Porch

Lot And Land

Lot Size Acres
0.34
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Oakboro

Zoning And Restrictions

Zoning
R-15
Subject To Ccrs
Yes

Listed by Heather Hopkinson (704-562-2071) · Heather Hopkinson & Associates (704-562-2071)

Location

Address
413 Colton Street
City
Oakboro, NC 28129
Community
Ruby Ridge
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