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Pending

1264 Ten Whigs Ridge

Nebo, NC 28761

Pending Listed 18 Days Listing ID CAR 315996658

$2,800,000
Est. $17,932/mo20% down · 7.125% · 30-yrAdjust
  • P&I$15,091
  • Taxes$1,750
  • Insurance$933
  • HOA$158

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$605/Sq Ft

4 bd · 4 ba · 4,629 sqft · $605/sqft

4 Beds
4 Baths
4,629 Sq Ft
$605/Sq Ft
2014 Built
2.64 acres Single Family Residence 1780 Listed Sep 29, 2026 Updated Oct 17, 2026 HOA $1,900/yr

Waterfront

WaterLake James

HOA & Association

Dues$1,900/yrMonthly≈ $158/mo

About This Home

Welcome to an extraordinary custom-built lakefront retreat on Lake James, where exceptional craftsmanship and the beauty of the lake and Blue Ridge Mountains come together on 2.64 private acres. Complete with a covered aluminum dock and boat lift, this 4-bedroom, 4.5-bath home, built in 2014, offers over 4,600 square feet across three thoughtfully designed levels.

What sets this property apart is the rare combination of lakefront living, mountain views, and a home designed to feel deeply connected to both. Expansive windows frame the lake and layer upon layer of Pisgah ridgelines, with Mount Mitchell rising in the distance. The west-facing orientation delivers spectacular sunsets, while mornings are equally moving as early sunlight gently washes over the lake and mountains, slowly revealing the depth and beauty of the landscape.

The main living area is anchored by a stone fireplace featuring a premium Fireplace Xtrordinair® wood-burning system, generous stone hearth, and rustic mantel—an architectural focal point that brings warmth, texture, and distinctive mountain character to the space. The well-appointed kitchen features custom cabinetry, granite countertops, and a beautifully textured ceiling-to-countertop mosaic backsplash in soft, natural tones. Thoughtfully designed for both everyday living and entertaining, the kitchen flows naturally into the adjoining living and gathering spaces.

Each of the four bedrooms enjoys a view of the lake or surrounding mountains, allowing all to wake to a landscape that continually changes with the light, weather, and seasons.

Outdoor living is equally inviting with an expansive wraparound porch, outdoor fireplace, and fire pit overlooking the surrounding landscape. The floating covered dock provides easy access for swimming, boating, kayaking, paddleboarding, and fishing. The finished walkout lower level provides additional space for gathering, recreation, and relaxation, with convenient access to the outdoors and the beauty of the surrounding property.

Life here extends well beyond the home's walls. The lake becomes an extension of everyday living. Trails within the community invite hiking and time outdoors, and don’t forget the great amenities at Camp Lake James.

Whether the day is spent exploring or simply resting in the stillness, this home offers something increasingly rare—a true sense of refuge, peace, and connection.

Property Details

Interior Details

Heating
  • Forced Air
  • Propane
Flooring
  • Carpet
  • Tile
  • Wood
Room Count
11
Half Bathrooms
1
Unheated Sq Ft
521
Total Bathrooms
5
Window Features
  • Insulated Window(s)
Laundry Features
  • Laundry Room
Main Level Sq Ft
1622
Basement Bedrooms
1
Interior Features
  • Attic Other
  • Built-in Features
  • Central Vacuum
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
Security Features
  • Carbon Monoxide Detector(s)
  • Security System
  • Smoke Detector(s)
Upper Level Sq Ft
1495
Fireplace Features
  • Family Room
  • Fire Pit
  • Living Room
  • Porch
  • Wood Burning
  • Wood Burning Stove
Basement Full Baths
1
Basement Half Baths
0
Main Level Bedrooms
1
Unheated Main Sq Ft
418
Lower Level Bedrooms
0
Third Level Bedrooms
0
Upper Level Bedrooms
2
Main Level Full Baths
1
Main Level Half Baths
1
Lower Level Full Baths
0
Lower Level Half Baths
0
Third Level Full Baths
0
Third Level Half Baths
0
Upper Level Full Baths
2
Upper Level Half Baths
0
Unheated Basement Sq Ft
103
Second Living Quarters Bedrooms
0
Second Living Quarters Full Baths
0
Second Living Quarters Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Arts and Crafts

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3117
Below Grade Finished Area
1512

Parking And Garage

Parking Features
  • Driveway

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Fire Pit
  • Dock - Floating
  • Outdoor Shower
Construction Materials
  • Fiber Cement
  • Stone Veneer
Patio And Porch Features
  • Covered
  • Deck
  • Front Porch
  • Rear Porch
  • Wrap Around

Lot And Land

Lot Features
  • Views
  • Wooded
Lot Size Acres
2.64
Lot Size Units
Acres

Basement And Foundation

Basement
  • Exterior Entry
  • Finished
  • Interior Entry
  • Storage Space
  • Walk-Out Access
Foundation Details
  • Basement

Waterfront And View

View
  • Mountain(s)
  • Water
Waterfront Features
  • Boat Lift
  • Dock
  • Paddlesport Launch Site
  • Paddlesport Launch Site - Community

Utilities

Sewer
  • Septic Installed
Utilities
  • Cable Connected
  • Electricity Connected
  • Fiber Optics
  • Propane
Water Source
  • Well

Financial Information

City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
RES
Restrictions
  • Architectural Review
  • Building
  • Rental – See Restrictions Description
  • Signage
Subject To Ccrs
Yes

Listed by Lori Guggenbiller (704-806-6943) · Berkshire Hathaway HomeServices Carolinas Realty (704-542-1100)

Location

Address
1264 Ten Whigs Ridge
City
Nebo, NC 28761
Community
1780
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Schools

Elementary
Nebo
Middle
East McDowell
High
McDowell

School assignments may change. Contact the school district to confirm.

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