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East Shores
1/39
$849k

$849,000

4634 Harbor View Terrace

3Beds
3Baths
2,947Sq Ft
1995Built

About This Property

Welcome to 4634 Harbor View Terrace! This beautifully appointed ranch-style lakefront home offers true main-level living with a finished lower level, blending comfort, space, and exceptional lake views. Featuring three bedrooms (all on main level) and three full bathrooms, the home showcases a mix of hardwood and carpeted floors along with two inviting fireplaces—one in the main living room and another in the lower-level den—creating warm gathering spaces on both levels.

The main level includes a dedicated dining room, a spacious kitchen with granite countertops, ample cabinetry, and a charming breakfast nook, all designed to take advantage of the home’s scenic setting. The primary suite serves as a private retreat with lake views, a walk-in closet, a walk-in shower, and a relaxing whirlpool tub, along with private access to the lake-facing deck—perfect for morning coffee or evening sunsets. The finished lower level expands the living space with a bar, an additional bedroom, and a den centered around the second fireplace, with direct exterior access to the lakefront, along with an unfinished bonus room offering generous storage or the opportunity for customization.

Step outside to enjoy three expansive lake-facing decks with clear, unobstructed water views—a rare feature no longer permitted on many newer lakefront lots. Nearly every room in the home enjoys a lake view, with the exception of the dining room and one secondary bedroom. Positioned on a wide, protected cove, the property offers beautiful open water views without the disruption of heavy boat traffic, creating a peaceful and enjoyable lakefront experience.

Quick Facts

Time on Site

1 week ago

Property Type

Residential

Year Built

1995

Price/Sq.Ft.

$288

Property Details
Bedrooms:
3
Bathrooms:
3
Living Area:
2,947 SqFt
Sub-Type:
SingleFamilyResidence
Schools
Elementary:
Glen Alpine
Middle:
Table Rock
High:
Freedom
School assignments may change. Contact the school district to confirm.

Features & Amenities

Location & Map

Address

4634 Harbor View Terrace, Morganton, NC 28655

Community

East Shores

Map View

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Additional Information

Utilities

Sewer
  • Septic Installed
Water Source
  • Community Well

Lot And Land

Lot Features
  • Waterfront
Lot Size Units
Acres

Agent Contacts

Listing Agent
Listing agent: Zac Campbell (919-815-6197)
Listing Office
Listing provided courtesy of: DASH Carolina (704-285-1502)
Request Showing
  • Palmetto Park Realty Team Fort Mill: 803.548.6123
Source Identification
Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record. Learn more.

Interior Details

Heating
  • Forced Air
Sq Ft Main
1854
Room Count
8
Sq Ft Lower
1093
Sq Ft Third
0
Sq Ft Upper
0
Exclusions
Chandelier in living room
Bedroom Main
3
Full Bath Main
2
Half Bath Main
0
Full Bath Lower
1
Half Bath Lower
0
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • Laundry Room
Sq Ft Unheated Main
585
Main Level Garage Y N
1
Sq Ft Unheated Lower
487
Sq Ft Unheated Total
1072
Fireplace Features
  • Gas Log
  • Living Room
Sq Ft Total Property H L A
2947
Lower Level Description
Entire Level Above Grade

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Brick Full

Parking And Garage

Open Parking
true
Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side
Open Parking Spaces
2

Waterfront And View

View
  • Water
Waterfront Features
  • Boat Slip – Community

Financial Information

City Taxes Paid To
Morganton

Basement And Foundation

Basement
  • Interior Entry
  • Storage Space
Foundation Details
  • Basement

Zoning And Restrictions

Zoning Specification
R-3

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
2947
Below Grade Finished Area
0

Additional C A R Information

Web U R L
Https://media.zillowmediaexperts.com/sites/eeekpvn/unbranded
Assumable
No
Auction Y N
0
C C R Subject To
Yes
Owner Agent Y N
0
Deed Reference
--
Construction Type
Site Built
Attribution Contact
Mls Major Change Type
New Listing
Down Payment Resource Y N
0
Attribution Type Listing
List Agent Email
Green Verification Count
0
Syndicate Participation
Participant Options
Association Annual Expense
2028.00
Canopy MLS

IDX information is provided exclusively for consumers' personal, non-commercial use only; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS GRID. Use of this site may be subject to an end user license agreement. Based on information submitted to the MLS GRID as of Mon, Feb 2, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Any use by you of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. DMCA Notice: Palmetto Park Realty respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated agent with written notice containing the following information: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing; (3) your contact information; (4) a statement that you have a good faith belief that use of the material is not authorized; and (5) a statement that the information in the notification is accurate and you are authorized to act on behalf of the copyright owner. Please send DMCA notices to: [email protected]