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Active

3991 Silver Creek Terrace

Morganton, NC 28655

Active Listed 115 Days Listing ID CAR 303915500

$252,000
Est. $1,600/mo20% down · 7.125% · 30-yrAdjust
  • P&I$1,358
  • Taxes$158
  • Insurance$84

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$167/Sq Ft

3 bd · 2 ba · 1,512 sqft · $167/sqft

3 Beds
2 Baths
1,512 Sq Ft
$167/Sq Ft
2006 Built
1.32 acres Single Family Residence Silver Creek Estates Listed Jun 18, 2026 Updated Aug 27, 2026 HOA None

About This Home

A little breathing room, mountain views on the drive in and the kind of quiet that feels hard to find. Set along a private road on 1.32 acres, this welcoming 3BR/2BA home offers space to spread out, slow down and enjoy life at a different pace, while still keeping schools, downtown Morganton, shopping, dining and I-40 within easy reach.

Everything is conveniently on one level with a great open floorplan and split bedroom layout. Warm laminate flooring runs through much of the home. A wood-burning stove adds a cozy touch when temperatures dip. The kitchen offers generous prep space and storage, and the laundry/mud room keeps everyday life practical and easy.

The primary suite is wonderfully spacious with a large soaking bath and walk-in closet, while two additional bedrooms offer flexibility for guests, hobbies or an office.

Start the day with coffee on the sprawling front porch and wind down to the sounds of the evening, then fire up the grill on the back deck for easy outdoor dinners. The 24x25 detached garage is ideal for workshop space, projects or extra storage, while two additional outbuildings provide even more flexibility for tools, hobbies or gear. Plenty of yard space leaves room for pets, gardening, play or evenings around a firepit. Beautiful, mature landscaping puts on a show nearly all year long.

WA Young, Table Rock, Freedom schools. Rutherford Electric, Brentwood Water.

Property Details

Interior Details

Heating
  • Heat Pump
Main Level Sq Ft
1512
Room Count
1
Main Level Bedrooms
3
Main Level Full Baths
2
Main Level Half Baths
0
Half Bathrooms
0
Total Bathrooms
2
Laundry Features
  • Electric Dryer Hookup
  • Mud Room
  • Main Level
Main Level Garage
Yes
Fireplace Features
  • Wood Burning Stove

Dwelling And Structure

Construction Type
Manufactured
Additional Property Sub Type
Manufactured Doublewide

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
1512

Parking And Garage

Parking Features
  • Driveway
  • Detached Garage

Exterior Features

Exterior Features
  • Storage
  • Other - See Remarks
Construction Materials
  • Stone Veneer
  • Vinyl
Patio And Porch Features
  • Deck
  • Front Porch

Lot And Land

Lot Size Acres
1.319
Lot Size Units
Acres
Other Structures
  • Outbuilding
  • Shed(s)

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Septic Installed
Water Source
  • City

Financial Information

City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
Burke
Subject To Ccrs
Yes
Restrictions
Subdivision
Restrictions Description
  • Book 591/231 and 823/1102
  • Burke Registry

Listed by Starla Hoke (828-403-4549) · McCombs & Hoke Real Estate (828-437-7766)

Location

Address
3991 Silver Creek Terrace
City
Morganton, NC 28655
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Schools

Elementary
W.A. Young
Middle
Table Rock
High
Freedom

School assignments may change. Contact the school district to confirm.

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