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Active

3020 Silver Creek Mountain Road

Morganton, NC 28655

Active 23 days on market Listing ID CAR 304942692

$375,000

Est. $2,205/mo See my rate

$202/Sq Ft

2 bd · 2 ba · 1,854 sqft · $202/sqft

2 Beds
2 Baths
1,854 Sq Ft
$202/Sq Ft
2012 Built
.95 acres Single Family Residence Silver Creek Springs Listed Jun 19, 2026 Updated Jun 26, 2026 HOA $50/mo

HOA & Association

Dues$50/mo

About This Home

Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility.

The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains.

A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place.

Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living.

Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both.

An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat.

Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.

Property Details

Interior Details

Heating
  • Central
Flooring
  • Concrete
  • Laminate
  • Wood
Sqftmain
1210
Roomcount
9
Sqftlower
0
Sqftthird
0
Sqftupper
0
Sqftgarage
430
Bedroommain
2
Fullbathmain
1
Halfbathmain
1
Door Features
  • Sliding Doors
Half Bathrooms
1
Total Bathrooms
3
Fullbathbasement
1
Laundry Features
  • In Bathroom
  • Main Level
Mainlevelgarageyn
0
Sqftunheatedtotal
430
Sqfttotalpropertyhla
1854
Sqftunheatedbasement
430

Dwelling And Structure

Architectural Style
  • Cabin

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
1210
Below Grade Finished Area
644

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage

Exterior Features

Roof
  • Metal
Construction Materials
  • Log
Patio And Porch Features
  • Covered
  • Deck
  • Front Porch
  • Rear Porch

Lot And Land

Lot Features
  • Cleared
  • Rolling Slope
  • Views
Lot Size Acres
0.95
Lot Size Units
Acres

Basement And Foundation

Basement
  • Basement Garage Door
  • Basement Shop
  • Interior Entry
  • Storage Space
  • Walk-Out Access
  • Walk-Up Access
Foundation Details
  • Basement

Waterfront And View

View
  • Long Range
  • Mountain(s)
  • Year Round

Utilities

Sewer
  • Septic Installed
Utilities
  • Electricity Connected
  • Satellite Internet Available
Water Source
  • Well

Financial Information

Citytaxespaidto
No City Taxes Paid
Hoasubjecttodues
Mandatory

Zoning And Restrictions

Zoningspecification
R-1

Listed by Carly Conley (919-345-7239) · Keller Williams Professionals (828-658-1900)

Location

Address
3020 Silver Creek Mountain Road
City
Morganton, NC 28655
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Schools

Elementary
W.A. Young
Middle
Table Rock
High
Freedom

School assignments may change. Contact the school district to confirm.

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