3020 Silver Creek Mountain Road
Morganton, NC 28655
Est. $2,205/mo — See my rate
$202/Sq Ft
2 bd · 2 ba · 1,854 sqft · $202/sqft
HOA & Association
About This Home
Mountain living meets opportunity in this thoughtfully maintained Silver Creek Community retreat. Whether you're seeking a full-time residence, a weekend escape, or an investment property, this home offers a rare combination of community amenities, comfortable living space, and versatility.
The main level is designed for easy mountain living, featuring an open flow between the living, dining, and kitchen areas, two bedrooms, a full bath, and seamless access to the expansive covered front porch and rear deck. Take in long-range mountain views while enjoying morning coffee surrounded by nature, spectacular sunsets, and the peaceful setting that draws so many to the South Mountains.
A standout feature of the home is the expansive heated and cooled lower level. Already finished with drywall walls, baseboards, a recreation room, additional rooms, a full bath, and durable finished concrete floors, this space offers endless possibilities. Enjoy it immediately as a game room, bunk room, fitness area, workshop, hobby space, or additional gathering area, or easily elevate it further with LVP flooring and your own finishing touches. The foundation for additional living space is already in place.
Outdoor living is just as inviting, with a large covered front porch, rear deck, and lower covered patio creating multiple spaces to relax, entertain, and soak in the surrounding mountain scenery. For those who appreciate preparedness and self-sufficiency, the property also includes a backup water storage system designed to collect rainwater, with the ability to pump water into the home during power outages or emergency situations—an uncommon and valuable feature for mountain living.
Located within the desirable Silver Creek Community, owners enjoy access to a community pool, lodge, and common areas, while the POA maintains community roads and recreational facilities. Community permits short-term rental use, offering opportunities for personal enjoyment, income potential, or a combination of both.
An added bonus for those seeking even greater privacy or long-term potential: additional surrounding lots may be available for purchase separately, creating a unique opportunity to expand your footprint, preserve your privacy, protect your views, or establish a larger mountain retreat.
Perched high in the South Mountains, this property feels worlds away from the demands of everyday life while remaining within reach of Morganton, Marion, Lake James, South Mountains State Park, and countless outdoor recreation opportunities. The scenic drive home is part of the experience, rewarding you with the privacy, tranquility, and long-range mountain views that make mountain living so special. Combining breathtaking scenery, community amenities, preparedness features, and exceptional potential, this is a unique mountain retreat ready to be enjoyed for years to come.
Property Details
Interior Details
- Heating
- Central
- Flooring
- Concrete
- Laminate
- Wood
- Sqftmain
- 1210
- Roomcount
- 9
- Sqftlower
- 0
- Sqftthird
- 0
- Sqftupper
- 0
- Sqftgarage
- 430
- Bedroommain
- 2
- Fullbathmain
- 1
- Halfbathmain
- 1
- Door Features
- Sliding Doors
- Half Bathrooms
- 1
- Total Bathrooms
- 3
- Fullbathbasement
- 1
- Laundry Features
- In Bathroom
- Main Level
- Mainlevelgarageyn
- 0
- Sqftunheatedtotal
- 430
- Sqfttotalpropertyhla
- 1854
- Sqftunheatedbasement
- 430
Dwelling And Structure
- Architectural Style
- Cabin
Square Footage And Levels
- Levels
- One
- Above Grade Finished Area
- 1210
- Below Grade Finished Area
- 644
Parking And Garage
- Parking Features
- Driveway
- Attached Garage
Exterior Features
- Roof
- Metal
- Construction Materials
- Log
- Patio And Porch Features
- Covered
- Deck
- Front Porch
- Rear Porch
Lot And Land
- Lot Features
- Cleared
- Rolling Slope
- Views
- Lot Size Acres
- 0.95
- Lot Size Units
- Acres
Basement And Foundation
- Basement
- Basement Garage Door
- Basement Shop
- Interior Entry
- Storage Space
- Walk-Out Access
- Walk-Up Access
- Foundation Details
- Basement
Waterfront And View
- View
- Long Range
- Mountain(s)
- Year Round
Utilities
- Sewer
- Septic Installed
- Utilities
- Electricity Connected
- Satellite Internet Available
- Water Source
- Well
Financial Information
- Citytaxespaidto
- No City Taxes Paid
- Hoasubjecttodues
- Mandatory
Zoning And Restrictions
- Zoningspecification
- R-1
Listed by Carly Conley (919-345-7239) · Keller Williams Professionals (828-658-1900)
Location
- Address
- 3020 Silver Creek Mountain Road
- City
- Morganton, NC 28655
- Community
- Silver Creek Springs
Schools
- Elementary
- W.A. Young
- Middle
- Table Rock
- High
- Freedom
School assignments may change. Contact the school district to confirm.
Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record.
IDX information is provided exclusively for consumers’ personal, non-commercial use only; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS GRID. Use of this site may be subject to an end user license agreement.
Based on information submitted to the MLS GRID as of Jun 26, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Some IDX listings have been excluded from this website.
Any use by you of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.
DMCA Notice: Palmetto Park Realty respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated agent with written notice containing the following information: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing; (3) your contact information; (4) a statement that you have a good faith belief that use of the material is not authorized; and (5) a statement that the information in the notification is accurate and you are authorized to act on behalf of the copyright owner.
Please send DMCA notices to: hello@palmettopark.com
Free account needed — create one to continue viewing homes.
Members see everything — free👋 Still browsing Silver Creek Springs?
See everything on 3020 Silver Creek Mountain Road
Full photos, price history, and every active & pending home in Silver Creek Springs with a free account.
1 / 26- ✓ Full price & tax history for this home
- ✓ Every active & pending Silver Creek Springs listing
- ✓ Price-drop & new-listing alerts — you control them
Palmetto Park Realty Team
$13KCheck your messages
Enter your 6-digit code
We sent a code to .
You're in — want text alerts too?
Verify your number and we'll text you price drops and new Silver Creek Springs listings. 1–2 texts a month, stop anytime.
You're in
Enjoy full access to 3020 Silver Creek Mountain Road and every home on Palmetto Park.