Skip to main content
Active

103 Pamlico Lane

Mooresville, NC 28117

Active CDOM: 459 days Price cut to $481,900 Sep 23, 2026 Listing ID CAR 300740411

$481,900
Est. $3,108/mo20% down · 7.125% · 30-yrAdjust
  • P&I$2,597
  • Taxes$301
  • Insurance$161
  • HOA$49

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

Get pre-approvedOpen full calculator

$199/Sq Ft

4 bd · 2 ba · 2,416 sqft · $199/sqft

4 Beds
2 Baths
2,416 Sq Ft
$199/Sq Ft
1999 Built
.29 acres Single Family Residence Harbor Cove Listed Apr 23, 2026 Updated Oct 14, 2026 HOA $590/yr

Waterfront

WaterLake Norman

HOA & Association

Dues$590/yrMonthly≈ $49/mo

About This Home

You'll love & appreciate all this home offers with every major upgrade already completed — newer windows, roof, HVAC, kitchen, and primary bath — leaving you with the fun cosmetic touches to choose that fit your tastes. Perfectly positioned on a corner lot providing more openness & natural separation from neighboring homes. Harbor Cove is one of Lake Norman’s most desirable lake-access communities, and this beautifully updated 3-bed, 2.5-bath residence blends comfort, style, and everyday convenience without the maintenance burden.

Inside, you’re welcomed by a bright, open floor plan with soaring vaulted ceilings and a spacious 2-story great room ideal for entertaining. The renovated kitchen features newer cabinetry, quartz countertops, stainless steel appliances, and a raised breakfast bar that flows seamlessly into the dining areas. The main-level primary suite offers a private retreat with an updated bath accessed by a modern barn door and a generous walk-in closet. Perfectly suited for downsizers, first-time or relocation buyers & investors. A flexible room on the main floor can serve as a home office, formal dining room, or cozy den. Upstairs, two additional bedrooms, a full bath, a charming reading nook, and a large bonus room provide space for guests, hobbies. All carpets were recently professionally cleaned and the exterior power-washed.

Outside, enjoy a level 0.29-acre corner lot and access to Harbor Cove’s sought-after amenities, including lake access, outdoor lakefront pool, boat storage, sidewalks, and community recreation areas. The rear patio features a retractable electric awning with built-in lighting for added comfort & ambience! This low-maintenance retreat home is strategically priced, ready for a quick close and delivers exceptional value in a prime Mooresville/Lake Norman location.

Updates: New furnace & AC Oct 2020, Roof 2019, Windows 2019, Kitchen remodel 2019, Primary Bath remodel 2019, floors 2019, Patio addition 2021, dishwasher & stove 2023, garage door 2023. Average monthly utilities for one occupant: Water/sewer 31.00, Electric 70.00, Gas 83.00. GREAT INCENTIVE: LENDER CREDIT EQUAL TO 1.5% OF THE LOAN AMT OR AMT ALLOWED PER PROGRAM GUIDELINES AVAILABLE TO AN ELIGIBLE BUYER FINANCING THE PURCHASE OF THIS PROPERTY THROUGH ATLANTIC BAY MTG GRP, LLC! (TERMS & AVAILABILITY ARE SUBJECT TO CHANGE AT ANY TIME)

Property history

  1. Sep 23, 2026
    Price reduced $481,900 Active
    Was $482,400
  2. Sep 9, 2026
    Price reduced $482,400 Active
    Was $482,900
  3. Aug 26, 2026
    Price reduced $482,900 Active
    Was $483,400
Show 13 more Show less
  1. Aug 11, 2026
    Price reduced $483,400 Active
    Was $483,900
  2. Jul 29, 2026
    Price reduced $483,900 Active
    Was $484,400
  3. Jul 16, 2026
    Price reduced $484,400 Active
    Was $484,900
  4. Jun 23, 2026
    Price reduced $484,900 Active
    Was $489,900
  5. May 27, 2026
    Price reduced $489,900 Active
    Was $499,900
  6. Apr 23, 2026
    Listed for sale $499,900 Active
    CDOM: 459 days
  7. Apr 1, 2026
    Status changed to Off Market $519,900 Off Market
    Expired -> Off Market
  8. Apr 1, 2026
    Status changed to Expired $519,900 Expired
    Active -> Expired
  9. Jan 7, 2026
    Price reduced $519,900 Active
    Was $529,900
  10. Jun 20, 2025
    Previously listed $519,900 Off Market
  11. Jul 24, 2019
    Sold $275,000 Closed
    Listed $284,900 · Feb 25, 2019 149 days on market
    Previously sold for $275,000
  12. Jun 17, 2019
    Price reduced $284,900 Closed
    Was $289,900
  13. Feb 25, 2019
    Previously listed $284,900 Closed

Property Details

Interior Details

Heating
  • Forced Air
  • Natural Gas
Flooring
  • Carpet
  • Tile
  • Vinyl
Room Count
12
Garage Sq Ft
527
Door Features
  • Pocket Doors
  • Sliding Doors
Half Bathrooms
1
Total Bathrooms
3
Window Features
  • Insulated Window(s)
  • Skylight(s)
  • Window Treatments
Laundry Features
  • Electric Dryer Hookup
  • Inside
  • Laundry Room
  • Washer Hookup
Main Level Sq Ft
1390
Interior Features
  • Breakfast Bar
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
Main Level Garage
Yes
Security Features
  • Carbon Monoxide Detector(s)
  • Security System
  • Smoke Detector(s)
Upper Level Sq Ft
1026
Fireplace Features
  • Gas
  • Great Room
Main Level Bedrooms
1
Upper Level Bedrooms
3
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
1
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Transitional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2416

Parking And Garage

Parking Features
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Front

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Vinyl
Patio And Porch Features
  • Awning(s)
  • Patio

Lot And Land

Fencing
  • Partial
Lot Size Acres
0.29
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Slab

Utilities

Sewer
  • Public Sewer
Utilities
  • Cable Available
  • Natural Gas
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Mooresville

Zoning And Restrictions

Zoning
RG
Restrictions
Subdivision
Subject To Ccrs
Yes

Listed by Corinne Deuel (704-201-5087) · houzRE (704-657-0593)

Location

Address
103 Pamlico Lane
City
Mooresville, NC 28117
Community
Harbor Cove
Get directions: Apple MapsGoogle Maps
Explore the area →

Schools

Elementary
Lake Norman
Middle
Woodland Heights
High
Lake Norman

School assignments may change. Contact the school district to confirm.

Canopy MLS

Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record.

IDX information is provided exclusively for consumers’ personal, non-commercial use only; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS GRID. Use of this site may be subject to an end user license agreement.

Based on information submitted to the MLS GRID as of Oct 14, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Some IDX listings have been excluded from this website.

Any use by you of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.

DMCA Notice: Palmetto Park Realty respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated agent with written notice containing the following information: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing; (3) your contact information; (4) a statement that you have a good faith belief that use of the material is not authorized; and (5) a statement that the information in the notification is accurate and you are authorized to act on behalf of the copyright owner.

Please send DMCA notices to: hello@palmettopark.com

Add a place