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802 White Oaks Circle

Monroe, NC 28112

Active Listed 78 Days Price cut to $454,000 Oct 15, 2026 Listing ID CAR 307574956

$454,000
Est. $2,882/mo20% down · 7.125% · 30-yrAdjust
  • P&I$2,447
  • Taxes$284
  • Insurance$151

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$206/Sq Ft

3 bd · 2 ba · 2,200 sqft · $206/sqft

3 Beds
2 Baths
2,200 Sq Ft
$206/Sq Ft
2015 Built
.58 acres Single Family Residence White Oak Listed Jul 31, 2026 Updated Oct 17, 2026 HOA None

About This Home

CUSTOM-BUILT HOME ON OVER HALF AN ACRE — NO HOA, NO CITY PROPERTY TAXES & UP TO $4,500 IN LENDER INCENTIVES!

Ask about up to $4,500 in closing-cost assistance through our preferred lender for qualified buyers! A premium home warranty is also included for added peace of mind.

Welcome to this beautifully maintained, custom-designed home, offered by its original owners. Situated on a spacious, level .58-acre lot with mature trees and a peaceful, wooded backdrop, this property offers exceptional space, privacy, and flexibility — all with no HOA fees and no City property taxes. Plus "welcoming neighbors".

Inside, enjoy a bright, open living, dining, and kitchen layout featuring an abundance of windows that fill the home with natural light and provide beautiful views of the surrounding property. The kitchen features granite countertops, a large walk-in pantry, and a brand-new electric stove with a built-in air fryer. The refrigerator is also included. Recent updates include newer flooring throughout much of the main level and primary bedroom, plus freshly painted secondary bedrooms.

A dedicated main-floor office provides an ideal work-from-home space, while the large upstairs bonus room offers flexibility for a media room, game room, exercise space, or additional living area. The spacious primary suite features a walk-in closet connecting to the primary bathroom and laundry room. Two separate heating and cooling systems, one for each floor, provide comfort and flexibility throughout the home.

Outdoor living is where this home truly shines! The level, partially fenced backyard features mature trees, a wooded backdrop, a firepit, and a one-year-old, 15-foot above-ground swimming pool. Established blueberry and blackberry bushes produce abundantly, adding a special touch to the property.

RV owners will appreciate the full RV hookups with 30-amp and 50-amp electrical service, water, septic . An oversized 2.5-car garage and expansive concrete driveway offer generous parking, storage, and hobby space. Additional conveniences include installed fiber-optic internet, a seller-owned security system that conveys, and a well-maintained, non-smoking home.

Additional Educational Opportunities: Families exploring school options may appreciate nearby alternatives, including Central Academy of Technology and Arts (CATA), Union Academy, and American Leadership Academy. These public magnet and charter schools offer educational choices beyond traditional neighborhood assignments, subject to each school's eligibility and enrollment requirements.

NEWLY REDUCED PRICE — NOW $454,000! With its custom construction, spacious lot, abundant natural light, practical upgrades, outdoor amenities, and freedom from HOA restrictions, this home offers an exceptional combination of comfort, convenience, and value. Come discover the space, freedom, and possibilities this beautiful Monroe home has to offer!

Property history

  1. Oct 15, 2026
    Price reduced $454,000 Active
    Was $467,900
  2. Sep 13, 2026
    Price reduced $467,900 Active
    Was $479,000
  3. Sep 3, 2026
    Price reduced $479,000 Active
    Was $484,900
Show 3 more Show less
  1. Aug 29, 2026
    Price reduced $484,900 Active
    Was $489,900
  2. Aug 4, 2026
    Listed for sale $489,900 Active
    Listed 78 Days
  3. Jul 31, 2026
    Listed for sale $489,900 Active
    Listed 78 Days

Property Details

Interior Details

Heating
  • Central
  • Forced Air
  • Natural Gas
Flooring
  • Carpet
  • Linoleum
  • Vinyl
Room Count
9
Garage Sq Ft
527
Half Bathrooms
1
Total Bathrooms
3
Laundry Features
  • Laundry Room
Main Level Sq Ft
944
Interior Features
  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Pantry
Main Level Garage
Yes
Security Features
  • Security System
Upper Level Sq Ft
1256
Main Level Bedrooms
0
Upper Level Bedrooms
3
Main Level Full Baths
0
Main Level Half Baths
1
Upper Level Full Baths
2
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2200

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Faces Side

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Fire Pit
Construction Materials
  • Stone Veneer
  • Vinyl
Patio And Porch Features
  • Patio
  • Porch

Lot And Land

Fencing
  • Partial
Land Included
Yes
Lot Size Acres
0.58
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Septic Installed
Utilities
  • Cable Available
  • Cable Connected
  • Natural Gas
Water Source
  • County Water

Financial Information

City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
County
Subject To Ccrs
No

Pool And Spa

Private Pool
true
Pool Features
  • Above Ground

Listed by Jennie Griffin (704-577-1047) · ProStead Realty (704-333-8905)

Location

Address
802 White Oaks Circle
City
Monroe, NC 28112
Community
White Oak
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Schools

Elementary
Walter Bickett
Middle
Monroe
High
Monroe

School assignments may change. Contact the school district to confirm.

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