802 White Oaks Circle
Monroe, NC 28112
Est. $2,882/mo20% down · 7.125% · 30-yrAdjust
- P&I$2,447
- Taxes$284
- Insurance$151
- PMI$0
- HOA$0
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$206/Sq Ft
3 bd · 2 ba · 2,200 sqft · $206/sqft
About This Home
CUSTOM-BUILT HOME ON OVER HALF AN ACRE — NO HOA, NO CITY PROPERTY TAXES & UP TO $4,500 IN LENDER INCENTIVES!
Ask about up to $4,500 in closing-cost assistance through our preferred lender for qualified buyers! A premium home warranty is also included for added peace of mind.
Welcome to this beautifully maintained, custom-designed home, offered by its original owners. Situated on a spacious, level .58-acre lot with mature trees and a peaceful, wooded backdrop, this property offers exceptional space, privacy, and flexibility — all with no HOA fees and no City property taxes. Plus "welcoming neighbors".
Inside, enjoy a bright, open living, dining, and kitchen layout featuring an abundance of windows that fill the home with natural light and provide beautiful views of the surrounding property. The kitchen features granite countertops, a large walk-in pantry, and a brand-new electric stove with a built-in air fryer. The refrigerator is also included. Recent updates include newer flooring throughout much of the main level and primary bedroom, plus freshly painted secondary bedrooms.
A dedicated main-floor office provides an ideal work-from-home space, while the large upstairs bonus room offers flexibility for a media room, game room, exercise space, or additional living area. The spacious primary suite features a walk-in closet connecting to the primary bathroom and laundry room. Two separate heating and cooling systems, one for each floor, provide comfort and flexibility throughout the home.
Outdoor living is where this home truly shines! The level, partially fenced backyard features mature trees, a wooded backdrop, a firepit, and a one-year-old, 15-foot above-ground swimming pool. Established blueberry and blackberry bushes produce abundantly, adding a special touch to the property.
RV owners will appreciate the full RV hookups with 30-amp and 50-amp electrical service, water, septic . An oversized 2.5-car garage and expansive concrete driveway offer generous parking, storage, and hobby space. Additional conveniences include installed fiber-optic internet, a seller-owned security system that conveys, and a well-maintained, non-smoking home.
Additional Educational Opportunities: Families exploring school options may appreciate nearby alternatives, including Central Academy of Technology and Arts (CATA), Union Academy, and American Leadership Academy. These public magnet and charter schools offer educational choices beyond traditional neighborhood assignments, subject to each school's eligibility and enrollment requirements.
NEWLY REDUCED PRICE — NOW $454,000! With its custom construction, spacious lot, abundant natural light, practical upgrades, outdoor amenities, and freedom from HOA restrictions, this home offers an exceptional combination of comfort, convenience, and value. Come discover the space, freedom, and possibilities this beautiful Monroe home has to offer!
Property history
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Oct 15, 2026Price reduced $454,000 ActiveWas $467,900
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Sep 13, 2026Price reduced $467,900 ActiveWas $479,000
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Sep 3, 2026Price reduced $479,000 ActiveWas $484,900
Show 3 more Show less
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Aug 29, 2026Price reduced $484,900 ActiveWas $489,900
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Aug 4, 2026Listed for sale $489,900 ActiveListed 78 Days
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Jul 31, 2026Listed for sale $489,900 ActiveListed 78 Days
Property Details
Interior Details
- Heating
- Central
- Forced Air
- Natural Gas
- Flooring
- Carpet
- Linoleum
- Vinyl
- Room Count
- 9
- Garage Sq Ft
- 527
- Half Bathrooms
- 1
- Total Bathrooms
- 3
- Laundry Features
- Laundry Room
- Main Level Sq Ft
- 944
- Interior Features
- Attic Stairs Pulldown
- Kitchen Island
- Open Floorplan
- Walk-In Pantry
- Main Level Garage
- Yes
- Security Features
- Security System
- Upper Level Sq Ft
- 1256
- Main Level Bedrooms
- 0
- Upper Level Bedrooms
- 3
- Main Level Full Baths
- 0
- Main Level Half Baths
- 1
- Upper Level Full Baths
- 2
- Upper Level Half Baths
- 0
Dwelling And Structure
- Construction Type
- Site Built
- Architectural Style
- Traditional
Square Footage And Levels
- Levels
- Two
- Above Grade Finished Area
- 2200
Parking And Garage
- Parking Features
- Driveway
- Attached Garage
- Garage Faces Side
Exterior Features
- Roof
- Architectural Shingle
- Exterior Features
- Fire Pit
- Construction Materials
- Stone Veneer
- Vinyl
- Patio And Porch Features
- Patio
- Porch
Lot And Land
- Fencing
- Partial
- Land Included
- Yes
- Lot Size Acres
- 0.58
- Lot Size Units
- Acres
Basement And Foundation
- Foundation Details
- Crawl Space
Utilities
- Sewer
- Septic Installed
- Utilities
- Cable Available
- Cable Connected
- Natural Gas
- Water Source
- County Water
Financial Information
- City Taxes Paid To
- No City Taxes Paid
Zoning And Restrictions
- Zoning
- County
- Subject To Ccrs
- No
Pool And Spa
- Private Pool
- true
- Pool Features
- Above Ground
Listed by Jennie Griffin (704-577-1047) · ProStead Realty (704-333-8905)
Location
- Address
- 802 White Oaks Circle
- City
- Monroe, NC 28112
- Community
- White Oak
Schools
- Elementary
- Walter Bickett
- Middle
- Monroe
- High
- Monroe
School assignments may change. Contact the school district to confirm.
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