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Active

802 White Oaks Circle

Monroe, NC 28112

Active Listed 49 Days Price cut to $467,900 Sep 13, 2026 Listing ID CAR 307574956

$467,900
Est. $2,970/mo20% down · 7.125% · 30-yrAdjust
  • P&I$2,522
  • Taxes$292
  • Insurance$156

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$213/Sq Ft

3 bd · 2 ba · 2,200 sqft · $213/sqft

3 Beds
2 Baths
2,200 Sq Ft
$213/Sq Ft
2015 Built
.58 acres Single Family Residence White Oak Listed Jul 31, 2026 Updated Sep 18, 2026 HOA None

About This Home

A warm, welcoming family home on a spacious, level .58-acre lot — with no HOA and county taxes only. This custom-built property offers the quality, privacy, and long-term comfort that today’s new subdivisions simply can’t match. Thoughtfully maintained and filled with practical updates, this home provides room to grow, space to play, and the freedom to enjoy your property without restrictions.

Step inside to a bright, comfortable layout featuring newer flooring throughout most of the first floor and fresh paint in the secondary bedrooms. The kitchen is ready for everyday cooking and family gatherings, complete with granite countertops and a brand-new electric stove. A dedicated office on the main floor provides a quiet space for remote work, homework, or hobbies, and the home also includes a large bonus room that serves as a flexible area perfect for a playroom, media room, home gym, or additional living space. Upstairs, the primary bedroom includes newer flooring and a peaceful retreat from the main living areas.

Outside is where this home truly shines. The level, partially fenced .58-acre lot offers privacy, mature trees, and a beautiful backdrop of woods behind the home — perfect for families who love nature, pets who need space, or anyone who enjoys quiet evenings outdoors. Spend summer days in the one-year-old above-ground pool, gather around the firepit, and enjoy the freedom to personalize your yard without HOA limitations. The property also includes full RV hookups with both 30-amp and 50-amp service, plus sewer — a rare and valuable feature for RV owners or visiting family. The oversized 2.5-car garage provides generous storage space for vehicles, tools, hobbies, or outdoor equipment, and fiber-optic internet is already installed, making remote work and streaming effortless.

Built with care and meant to last, this home stands apart from the mass-produced builds nearby. While new subdivisions may offer incentives, they can’t match the long-term value of a custom home on a large, level lot with lower monthly costs thanks to county taxes only and no HOA fees. This is a home designed for comfort, stability, and everyday living — a place your family can truly settle into.

If you’re looking for a home with character, space, and lasting quality, this welcoming Monroe property is ready for you.

Property history

  1. Sep 13, 2026
    Price reduced $467,900 Active
    Was $479,000
  2. Sep 3, 2026
    Price reduced $479,000 Active
    Was $484,900
  3. Aug 29, 2026
    Price reduced $484,900 Active
    Was $489,900
Show 2 more Show less
  1. Aug 4, 2026
    Listed for sale $489,900 Active
    Listed 49 Days
  2. Jul 31, 2026
    Listed for sale $489,900 Active
    Listed 49 Days

Property Details

Interior Details

Heating
  • Central
  • Forced Air
  • Natural Gas
Flooring
  • Carpet
  • Linoleum
  • Vinyl
Room Count
9
Garage Sq Ft
527
Half Bathrooms
1
Total Bathrooms
3
Laundry Features
  • Laundry Room
Main Level Sq Ft
944
Interior Features
  • Attic Stairs Pulldown
  • Kitchen Island
  • Open Floorplan
  • Walk-In Pantry
Main Level Garage
Yes
Security Features
  • Security System
Upper Level Sq Ft
1256
Main Level Bedrooms
0
Upper Level Bedrooms
3
Main Level Full Baths
0
Main Level Half Baths
1
Upper Level Full Baths
2
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2200

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Faces Side

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Fire Pit
Construction Materials
  • Stone Veneer
  • Vinyl
Patio And Porch Features
  • Patio
  • Porch

Lot And Land

Fencing
  • Partial
Land Included
Yes
Lot Size Acres
0.58
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Septic Installed
Utilities
  • Cable Available
  • Cable Connected
  • Natural Gas
Water Source
  • County Water

Financial Information

City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
County
Subject To Ccrs
No

Pool And Spa

Private Pool
true
Pool Features
  • Above Ground

Listed by Jennie Griffin (704-577-1047) · ProStead Realty (704-333-8905)

Location

Address
802 White Oaks Circle
City
Monroe, NC 28112
Community
White Oak
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Schools

Elementary
Walter Bickett
Middle
Monroe
High
Monroe

School assignments may change. Contact the school district to confirm.

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