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Active

643 Shoal Road

Lincolnton, NC 28092

Active Just listed today Listing ID CAR 321370421

$365,000
Est. $2,317/mo20% down · 7.125% · 30-yrAdjust
  • P&I$1,967
  • Taxes$228
  • Insurance$122

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$215/Sq Ft

3 bd · 2 ba · 1,698 sqft · $215/sqft

3 Beds
2 Baths
1,698 Sq Ft
$215/Sq Ft
1999 Built
.96 acres Single Family Residence Western Sky Estates Listed Oct 31, 2026 Updated Oct 31, 2026 HOA None

About This Home

Immaculately maintained and thoughtfully updated, this inviting home is situated on nearly an acre in a peaceful rural community in western Lincoln County, just 10 minutes from downtown Lincolnton. The beautiful West Lincoln County Library and West Lincoln Park, featuring a playground, walking trail, picnic areas, and a seasonal splash pad are a 2 minute drive from this property! Prepare to be impressed by the spacious, open concept living and dining areas that flow seamlessly to an exceptional backyard designed for relaxing and entertaining.

A tall privacy fence with two gates surrounds the concrete patio and impressive 14' x 24' gazebo, complete with five ceiling fans. With the septic system located in the front yard, the backyard also offers excellent potential for a future pool. Beautiful landscaping adorns the entire exterior.

The home features numerous updates, including extensive kitchen and primary bath renovations, smooth ceilings throughout, roof, oversized gutters and downspouts, windows, and water heater. Gleaming hardwood floors enhance the main living areas, complemented by attractive laminate flooring in the kitchen, and ceramic tile in the baths. Propane tank & gas-log heater in the dining room convey, which the owners use from December through March to help reduce utility costs.

Storage and garage space are equally impressive. The spacious two-car attached garage offers a rear exterior walk-out door and pull-down attic stairs providing access to fully floored storage above one garage bay, as well as an entrance to the remainder of the home's attic. An additional 25' x 30' detached two-car garage is insulated and features a concrete floor, two roll-up doors, a walk-through door, windows, and 200-amp electrical service.

The septic system was recently pumped and inspected, with new risers installed, and the property has also had a recent annual termite inspection. This beautifully cared-for property is truly ready to impress! Visit our OPEN HOUSE, Saturday, October 31st, 12-2pm.

Property history

  1. Oct 31, 2026
    Listed for sale $365,000 Active
    Just listed today
  2. Jun 19, 2015
    Sold $165,000 Closed
    Listed $170,000 · Jan 31, 2015 139 days on market
    Previously sold for $165,000
  3. Feb 26, 2015
    Previously listed $170,000 Closed
Show 1 more Show less
  1. Jan 31, 2015
    Previously listed $170,000 Closed

Property Details

Interior Details

Heating
  • Heat Pump
  • Other - See Remarks
Flooring
  • Tile
  • Wood
Exclusions
  • Flag pole
  • garage wall heater
  • two hoists & retractable drop cord in detached garage
  • 3 exterior ring cameras
Room Count
10
Garage Sq Ft
736
Half Bathrooms
0
Total Bathrooms
2
Window Features
  • Insulated Window(s)
Laundry Features
  • Electric Dryer Hookup
  • Laundry Closet
  • Washer Hookup
Main Level Sq Ft
1698
Interior Features
  • Attic Other
  • Attic Stairs Pulldown
  • Split Bedroom
  • Walk-In Closet(s)
Main Level Garage
Yes
Main Level Bedrooms
3
Main Level Full Baths
2
Main Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
1698

Parking And Garage

Open Parking
true
Parking Features
  • Attached Garage
  • Detached Garage
  • Garage Door Opener
  • Garage Faces Front
Open Parking Spaces
4

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Other - See Remarks
Construction Materials
  • Vinyl
Patio And Porch Features
  • Covered
  • Front Porch
  • Patio

Lot And Land

Fencing
  • Partial
  • Privacy
Lot Features
  • Cleared
  • Corner Lot
Lot Size Acres
0.96
Lot Size Units
Acres
Other Structures
  • Gazebo
  • Other - See Remarks

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Septic Installed
Utilities
  • Electricity Connected
  • Propane
  • Underground Power Lines
Water Source
  • Well

Financial Information

Hoa Dues
No
City Taxes Paid To
No City Taxes Paid

Zoning And Restrictions

Zoning
R-SF
Restrictions
  • Livestock Restriction
  • Square Feet
  • Subdivision
Subject To Ccrs
Yes
Restrictions Description
CCRs in attachments

Listed by Gail Huss (704-473-6819) · Lake Norman Realty, Inc. (704-483-1518)

Location

Address
643 Shoal Road
City
Lincolnton, NC 28092
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Schools

Elementary
Union
Middle
West Lincoln
High
West Lincoln

School assignments may change. Contact the school district to confirm.

Canopy MLS

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