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1903 Miners Creek Drive

Lincolnton, NC 28092

Active Listed 22 Days Price cut to $964,900 Sep 10, 2026 Listing ID CAR 313267735

$964,900
Est. $6,172/mo20% down · 7.125% · 30-yrAdjust
  • P&I$5,201
  • Taxes$603
  • Insurance$322
  • HOA$46

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$178/Sq Ft

4 bd · 4 ba · 5,416 sqft · $178/sqft

4 Beds
4 Baths
5,416 Sq Ft
$178/Sq Ft
2008 Built
2.02 acres Single Family Residence Miners Creek Listed Aug 21, 2026 Updated Sep 12, 2026 HOA $550/yr

HOA & Association

Dues$550/yrMonthly≈ $46/mo

About This Home

Welcome home to this stunning 4-bedroom, 4.5-bath custom-built home offering over 5,400 sq ft of thoughtfully designed living space in Lincolnton! This exceptional property blends comfort, functionality, and resort-style outdoor living on a beautifully landscaped lot.

The main level welcomes you with a chef's kitchen featuring stainless steel appliances (most replaced within the last 5 years), a large center island, walk-in pantry, and a separate coffee bar — perfect for entertaining. The formal dining room is currently used as a home office with built-in storage, and could easily be converted back into a dining room to suit your needs. The main-level primary suite is a true retreat with a spa-like bath boasting dual vanities, a separate water closet, dual shower heads, a large garden tub, and walk-in closet with custom shelving. A cozy living room featuring a stone, gas log fireplace and large windows spanning nearly the entire wall fills the space with natural light. A spacious laundry room with sink and plenty of storage, and a convenient drop zone at the garage entry complete the main level.

Upstairs you'll find a large bonus room, two additional bedrooms sharing a Jack-and-Jill bath (one with a queen Murphy bed for flexible guest/office use), a third bedroom with its own full bath access, and a charming reading nook ideal as a play area or small office.

Downstairs, the finished walkout basement delivers the ultimate entertaining space — a spacious rec room, full wet bar, and an electric hookup ready to support a second kitchen. With its own separate entrance, this level offers outstanding potential as an in-law or multigenerational suite. There are two additional rooms (each with a closet), a full bathroom, and a heated/cooled unfinished flex space, currently used as a gym, with storage area attached.

Step outside to your own private oasis: a screened porch off the kitchen, a large second-level open deck, and stairs leading down to an expansive paver patio complete with a fireplace, pizza oven, hot tub, and built-in fire pit. A lighted, landscaped pathway connects the patio to the driveway, and the 2-car garage offers built-in storage and its own separate entrance.

Recent updates include a new roof (Sept 2024), new water heater (Aug 2026), upstairs HVAC (2025), and septic system pumped in 2025, offering peace of mind for years to come.

Sellers are offering a $5,000 concession with an acceptable offer! This one-of-a-kind property offers space, versatility, and incredible outdoor living — schedule your private showing today!

Property history

  1. Sep 10, 2026
    Price reduced $964,900 Active
    Was $979,900
  2. Aug 21, 2026
    Listed for sale $979,900 Active
    Listed 22 Days
  3. Jul 15, 2020
    Sold $535,000 Closed
    Listed $543,000 · May 19, 2020 57 days on market
    Previously sold for $535,000
Show 1 more Show less
  1. May 19, 2020
    Previously listed $543,000 Closed

Property Details

Interior Details

Heating
  • Heat Pump
Exclusions
Wall mounted flag decor above fireplace and above downstair bar along with wall mounted dartboard
Room Count
18
Half Bathrooms
1
Total Bathrooms
5
Laundry Features
  • Laundry Room
Main Level Sq Ft
2045
Interior Features
  • Attic Stairs Pulldown
  • Drop Zone
  • Kitchen Island
  • Walk-In Closet(s)
  • Walk-In Pantry
Main Level Garage
Yes
Security Features
  • Radon Mitigation System
Upper Level Sq Ft
1759
Fireplace Features
  • Gas Log
  • Living Room
  • Propane
Basement Full Baths
1
Main Level Bedrooms
1
Upper Level Bedrooms
3
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
2
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3804
Below Grade Finished Area
1612

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side

Exterior Features

Exterior Features
  • Fire Pit
  • Hot Tub
Construction Materials
  • Fiber Cement
  • Stone Veneer
Patio And Porch Features
  • Covered
  • Deck
  • Patio
  • Screened

Lot And Land

Lot Features
  • Cul-De-Sac
Lot Size Acres
2.02
Lot Size Units
Acres

Basement And Foundation

Basement
  • Exterior Entry
  • Interior Entry
  • Partially Finished
  • Storage Space
  • Walk-Out Access
Foundation Details
  • Basement

Utilities

Sewer
  • Septic Installed
Water Source
  • County Water

Financial Information

City Taxes Paid To
Pumpkin Center

Zoning And Restrictions

Zoning
R-SF
Restrictions
Architectural Review
Subject To Ccrs
Yes

Listed by Eva Harvey (980-420-2426) · Berkshire Hathaway Homeservices Landmark Prop (704-896-0001)

Location

Address
1903 Miners Creek Drive
City
Lincolnton, NC 28092
Community
Miners Creek
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Schools

Elementary
Pumpkin Center
Middle
North Lincoln
High
North Lincoln

School assignments may change. Contact the school district to confirm.

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1903 Miners Creek Drive, Lincolnton, NC, 28092

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