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Lake Toxaway Estates
1/42
$3.3M

$3,250,000

987 Cold Mountain Road

Lake Toxaway, NC 28747

3Beds
3Baths
2,338Sq Ft
1973Built

About This Property

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake.

The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area.

Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.

CAR MLS # 297237302

Quick Facts

Time on Site

3 days ago

Property Type

Residential

Year Built

1973

Price/Sq.Ft.

$1390

Property Details
Bedrooms:
3
Bathrooms:
3
Living Area:
2,338 SqFt
Sub-Type:
SingleFamilyResidence
Schools
Elementary:
T.C. Henderson
Middle:
Rosman
High:
Rosman
School assignments may change. Contact the school district to confirm.

Features & Amenities

Location & Map

Address

987 Cold Mountain Road, Lake Toxaway, NC 28747

Community

Lake Toxaway Estates

Map View

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Additional Information

Utilities

Sewer
  • Septic Installed
Water Source
  • Well

Lot And Land

Lot Features
  • Green Area
  • Level
  • Views
  • Waterfront
Lot Size Units
Acres

Agent Contacts

Listing Agent
Listing agent: Amanda Jennings Gravley (828-200-2944)
Listing Office
Listing provided courtesy of: Fisher Realty,Sapphire/Toxaway (828-966-9290)
Request Showing
  • Palmetto Park Realty Team Fort Mill: 803.548.6123
Source Identification
Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record. Learn more.

Interior Details

Heating
  • Electric
  • Forced Air
  • Propane
Sq Ft Main
1882
Room Count
11
Sq Ft Lower
0
Sq Ft Other
0
Sq Ft Third
0
Sq Ft Upper
456
Bedroom Main
1
Bedroom Upper
2
Full Bath Main
2
Half Bath Main
0
Full Bath Upper
1
Half Bath Upper
0
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • In Kitchen
Sq Ft Unheated Main
423
Interior Features
  • Open Floorplan
  • Storage
Main Level Garage Y N
0
Sq Ft Unheated Total
423
Fireplace Features
  • Living Room
Sq Ft Total Property H L A
2338
Sq Ft Second Living Quarters H L A
0

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Brick Partial
  • Wood
Patio And Porch Features
  • Patio
  • Screened

Parking And Garage

Carport Spaces
2
Carport Present
true
Parking Features
  • Attached Carport
  • Driveway
  • Parking Space(s)

Waterfront And View

View
  • Mountain(s)
  • Water
  • Year Round
Waterfront Features
  • Boat House
  • Boat Ramp – Community
  • Boat Slip – Community
  • Dock
  • Retaining Wall

Financial Information

City Taxes Paid To
No City Taxes Paid
H O A Subject To Dues
Mandatory

Basement And Foundation

Foundation Details
  • Crawl Space

Zoning And Restrictions

Zoning Specification
Res

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2338
Below Grade Finished Area
0

Additional C A R Information

Assumable
No
Auction Y N
0
C C R Subject To
Yes
Owner Agent Y N
0
Restrictions
  • Architectural Review
  • Building
  • Manufactured Home Not Allowed
  • Short Term Rental Allowed
  • Square Feet
  • Use
Deed Reference
1088/119
Association Email
Construction Type
Site Built
Attribution Contact
Mls Major Change Type
New Listing
Down Payment Resource Y N
0
Attribution Type Listing
List Agent Email
Syndicate Participation
Participant Options
Association Annual Expense
5292.00
Canopy MLS

IDX information is provided exclusively for consumers' personal, non-commercial use only; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS GRID. Use of this site may be subject to an end user license agreement. Based on information submitted to the MLS GRID as of Sun, Mar 8, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Any use by you of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. DMCA Notice: Palmetto Park Realty respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated agent with written notice containing the following information: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing; (3) your contact information; (4) a statement that you have a good faith belief that use of the material is not authorized; and (5) a statement that the information in the notification is accurate and you are authorized to act on behalf of the copyright owner. Please send DMCA notices to: [email protected]