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Closed

987 Cold Mountain Road

Lake Toxaway, NC 28747

Closed Closed Jun 18, 2026 Listing ID CAR 297237302

$2,800,000

$1,198/Sq Ft

Sold

3 bd · 3 ba · 2,338 sqft · $1,198/sqft

3 Beds
3 Baths
2,338 Sq Ft
$1,198/Sq Ft
1973 Built
— acres Single Family Residence Lake Toxaway Estates Listed Mar 7, 2026 Updated Jun 19, 2026 HOA —

Waterfront

WaterLake Toxaway

About This Home

Quaint cottage on an exceptional lot in Lake Toxaway Estates. Set on over half an acre of nearly level property that gently slopes to the shoreline of North Carolina’s largest private lake, the home offers open water and full mountain views with Toxaway Mountain in the background. Tastefully updated and designed for easy living, the home features 3 bedrooms plus a flex room and an open living-dining-kitchen layout. Ideal for gathering with family and friends, most areas boast views over the lawn and out to the lake.

The main level includes a primary suite and a secondary flex room/sleeping space with an ensuite bath, while an additional bedroom and bunkroom above share a connecting bath. Natural light fills the sunroom, and an additional enclosed porch provides a great space for casual entertaining, complete with grill, refrigerator, and prep area.

Outside, the property truly stands out: a rare, nearly level lawn leads to a large stone waterfront seating area and covered dock for easy days on the water. Located just off Cold Mountain Road and set back along a winding driveway for privacy, this is a unique opportunity to own a lakefront home with wide water views in one of Lake Toxaway’s most beautiful settings.

Property Details

Interior Details

Heating
  • Electric
  • Forced Air
  • Propane
Sqftmain
1882
Roomcount
11
Sqftlower
0
Sqftother
0
Sqftthird
0
Sqftupper
456
Bedroommain
1
Bedroomupper
2
Fullbathmain
2
Halfbathmain
0
Fullbathupper
1
Halfbathupper
0
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • In Kitchen
Sqftunheatedmain
423
Interior Features
  • Open Floorplan
  • Storage
Mainlevelgarageyn
0
Sqftunheatedtotal
423
Fireplace Features
  • Living Room
Sqfttotalpropertyhla
2338
Sqftsecondlivingquartershla
0

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2338
Below Grade Finished Area
0

Parking And Garage

Carport Spaces
2
Carport Present
true
Parking Features
  • Attached Carport
  • Driveway
  • Parking Space(s)

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Brick Partial
  • Wood
Patio And Porch Features
  • Patio
  • Screened

Lot And Land

Lot Features
  • Green Area
  • Level
  • Views
  • Waterfront
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Waterfront And View

View
  • Mountain(s)
  • Water
  • Year Round
Waterfront Features
  • Boat House
  • Boat Ramp – Community
  • Boat Slip – Community
  • Dock
  • Retaining Wall

Utilities

Sewer
  • Septic Installed
Water Source
  • Well

Financial Information

Citytaxespaidto
No City Taxes Paid
Hoasubjecttodues
Mandatory

Zoning And Restrictions

Zoningspecification
Res

Listed by Amanda Jennings Gravley (828-200-2944) · Fisher Realty,Sapphire/Toxaway (828-966-9290)

Location

Address
987 Cold Mountain Road
City
Lake Toxaway, NC 28747
Get directions →

Schools

Elementary
T.C. Henderson
Middle
Rosman
High
Rosman

School assignments may change. Contact the school district to confirm.

Canopy MLS

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