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Active

12822 Cadgwith Cove Drive

Huntersville, NC 28078

Active Listed 26 Days Listing ID CAR 315087129

$895,000
Est. $5,713/mo20% down · 7.125% · 30-yrAdjust
  • P&I$4,824
  • Taxes$559
  • Insurance$298
  • HOA$32

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$190/Sq Ft

6 bd · 5 ba · 4,701 sqft · $190/sqft

6 Beds
5 Baths
4,701 Sq Ft
$190/Sq Ft
2000 Built
.27 acres Single Family Residence Northstone Listed Sep 24, 2026 Updated Oct 20, 2026 HOA $380/yr

HOA & Association

Dues$380/yrMonthly≈ $32/mo

About This Home

ASSUMABLE VA LOAN at a 2.5% rate!! Seller is also offering $10,000 concessions with acceptable offer.

A rare opportunity to own a basement home in one of Huntersville’s most desirable golf course communities. Located on a sought-after quiet street just a very short walk from Northstone’s premiere amenities, this spacious, beautifully designed home offers exceptional flexibility across three finished levels. The main floor features an open kitchen overlooking a soaring two story great room, a formal dining room, and a den/office with French doors and a gas fireplace.

A private main level ensuite bedroom creates an ideal retreat for overnight guests. Upstairs, the expansive primary suite includes a custom closet, while three additional bedrooms offer thoughtful versatility—one with its own ensuite and two connected by a Jack and Jill bath. The finished basement is built for entertaining, complete with a custom bar, a flex room with barn door, and another ensuite bedroom.

Enjoy Carolina weather from your elevated deck overlooking the fenced yard, complete with a firepit area and an oversized stamped concrete patio. This home features a very functional floor plan, gleaming hardwoods, new carpet, abundant storage throughout, and a new water heater 9/26. See attached document for all recent updates and features.

Enjoy a prime location just minutes from major highways, shopping, dining, and highly rated schools, along with the opportunity to join Northstone Club, a private community destination offering championship golf, tennis and pickleball courts, resort-style pools, a fitness center, clubhouse, restaurant, and year-round social events. Seller is offering a $10,000 closing incentive with an acceptable offer that may be applied toward buyer closing costs, a rate buy-down, or cosmetic updates (subject to lender approval).

Property Details

Interior Details

Heating
  • Forced Air
Flooring
  • Carpet
  • Tile
  • Vinyl
  • Wood
Room Count
20
Garage Sq Ft
477
Half Bathrooms
1
Total Bathrooms
6
Laundry Features
  • Laundry Room
  • Main Level
Main Level Sq Ft
1718
Basement Bedrooms
1
Interior Features
  • Attic Stairs Pulldown
  • Breakfast Bar
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
Main Level Garage
Yes
Security Features
  • Smoke Detector(s)
Upper Level Sq Ft
1456
Fireplace Features
  • Den
Basement Full Baths
1
Basement Half Baths
0
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
3
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3174
Below Grade Finished Area
1527

Parking And Garage

Parking Features
  • Attached Garage
  • Garage Door Opener
  • Keypad Entry

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • In-Ground Irrigation
Construction Materials
  • Brick Partial
  • Fiber Cement
  • Synthetic Stucco
Patio And Porch Features
  • Deck

Lot And Land

Fencing
  • Back Yard
  • Fenced
Lot Size Acres
0.27
Lot Size Units
Acres

Basement And Foundation

Basement
  • Finished
  • Storage Space
  • Walk-Out Access
Foundation Details
  • Basement

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Huntersville

Zoning And Restrictions

Zoning
GR
Restrictions
Architectural Review
Subject To Ccrs
Yes

Listed by Kristen Kosicki (704-231-0714) · Ivester Jackson Christie's (704-655-0586)

Location

Address
12822 Cadgwith Cove Drive
City
Huntersville, NC 28078
Community
Northstone
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Schools

Elementary
Huntersville
Middle
Bailey
High
William Amos Hough

School assignments may change. Contact the school district to confirm.

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12822 Cadgwith Cove Drive, Huntersville, NC, 28078

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