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21505 Rio Oro Drive

Cornelius, NC 28031

Active Listed 1 Day Listing ID CAR 322186176

$3,200,000
Est. $20,320/mo20% down · 7.125% · 30-yrAdjust
  • P&I$17,247
  • Taxes$2,000
  • Insurance$1,067
  • HOA$6

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$643/Sq Ft

6 bd · 6 ba · 4,977 sqft · $643/sqft

6 Beds
6 Baths
4,977 Sq Ft
$643/Sq Ft
2027 Built
.49 acres Single Family Residence Bahia Bay Listed Nov 5, 2026 Updated Nov 6, 2026 HOA $75/yr

Waterfront

WaterLake Norman

HOA & Association

Dues$75/yrMonthly≈ $6/mo

About This Home

You asked for it-And here it is! This architecturally striking new construction home, built by Cape Custom Homes, sits on an expansive half acre water view lot helping you experience 3800 sqft of Main level Ranch-style living with almost 1200 sqft of additional upstairs living. The home resides along a stretch of Rio Oro Drive experiencing a transformation through new luxury residences, with an opportunity to enjoy sophisticated lake-area living with the neighborhood's private waterfront lake access lot-giving access to its own dock/pier, picnic area, and launching your favorite water accessories.

This residence showcases a refined combination of natural stone, stucco, architectural wood accents, and dramatic rooflines. Inside, soaring cathedral ceilings, expansive windows, and carefully curated finishes. The heart of the home is a spectacular chef's kitchen featuring a complete Monogram luxury appliance package, including a professional-grade 48-inch range, a 48-inch refrigerator, an oversized 11-foot island, custom cabinetry, and a separate scullery that provide an exceptional setting for entertaining. For a seamless indoor-outdoor living, there’s an impressive 20-foot sliding glass wall connecting the main living spaces to the expansive covered porch and resort-inspired backyard. Designed for entertaining and year-round enjoyment, the outdoors features include a swimming pool, generous stone terraces, and a covered outdoor kitchen and bar.

The versatile main level floor plan offers a Primary Suite-perfect for a peaceful retreat and two additional bedrooms with private ensuite baths. There is also the flexibility of a sixth bedroom, including a private guest wing featuring a dedicated full bathroom, closet, and separate exterior entrance. Ideal for multigenerational living, extended guests, or a private fitness studio, this thoughtfully designed space offers exceptional flexibility and privacy. Upstairs provides two additional bedrooms with ensuite baths, and a spacious recreation room complete with a dedicated bar creating an additional space for entertaining and relaxation. Additional highlights include a three-car garage, generous storage, a comprehensive whole-home audio/visual system, custom architectural details, and thoughtfully inspired spaces throughout. Combining distinctive architecture and beautiful Lake Norman views, 21505 Rio Oro Drive offers a unique opportunity to experience elevated luxury living in one of Cornelius's evolving lakeside neighborhoods.

Property history

  1. Nov 5, 2026
    Listed for sale $3,200,000 Active
    Listed 1 Day
  2. Jun 30, 2015
    Sold $259,900 Closed
    Listed $274,500 · May 10, 2015 51 days on market
    Previously sold for $259,900
  3. May 10, 2015
    Previously listed $274,500 Closed
Show 2 more Show less
  1. Jan 24, 2014
    Sold $242,000 Closed
    Listed $259,750 · Sep 20, 2013 126 days on market
    Previously sold for $242,000
  2. Sep 20, 2013
    Previously listed $259,750 Closed

Property Details

Interior Details

Heating
  • Forced Air
  • Natural Gas
Flooring
  • Tile
  • Wood
Room Count
19
Garage Sq Ft
775
Door Features
  • Sliding Doors
Half Bathrooms
2
Total Bathrooms
8
Window Features
  • Insulated Window(s)
Laundry Features
  • Main Level
Main Level Sq Ft
3793
Interior Features
  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
Main Level Garage
Yes
Security Features
  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)
Upper Level Sq Ft
1184
Fireplace Features
  • Family Room
  • Outside
Main Level Bedrooms
4
Upper Level Bedrooms
2
Main Level Full Baths
4
Main Level Half Baths
1
Upper Level Full Baths
2
Upper Level Half Baths
1

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Modern
  • Ranch
Proposed Completion Date
2027-07-01

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
4977

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Rear
  • Garage Faces Side

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • In-Ground Irrigation
  • Outdoor Kitchen
Construction Materials
  • Hard Stucco
  • Stone
Patio And Porch Features
  • Covered
  • Rear Porch

Lot And Land

Fencing
  • Fenced
Lot Features
  • Views
Lot Size Acres
0.49
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Waterfront And View

View
  • Water
Waterfront Features
  • Boat Ramp – Community
  • Paddlesport Launch Site - Community

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Cornelius

Zoning And Restrictions

Zoning
GR
Subject To Ccrs
Yes

Pool And Spa

Private Pool
true
Pool Features
  • In Ground

Listed by Christy Walker (704-439-5300) · Premier Sotheby's International Realty (704-727-4170)

Location

Address
21505 Rio Oro Drive
City
Cornelius, NC 28031
Community
Bahia Bay
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Schools

Elementary
Cornelius
Middle
Bailey
High
William Amos Hough

School assignments may change. Contact the school district to confirm.

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21505 Rio Oro Drive, Cornelius, NC, 28031

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