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Active

21216 Rio Oro Drive

Cornelius, NC 28031

Active 18 days on market Listing ID CAR 313526455

$3,975,000

Est. $22,855/mo See my rate

$766/Sq Ft

5 bd · 5 ba · 5,188 sqft · $766/sqft

5 Beds
5 Baths
5,188 Sq Ft
$766/Sq Ft
2026 Built
.23 acres Single Family Residence Bahia Bay Listed Aug 21, 2026 Updated Aug 27, 2026 HOA $75/yr

Waterfront

WaterLake Norman

HOA & Association

Dues$75/yrMonthly≈ $6/mo

About This Home

Designed with exceptional attention to architecture, craftsmanship, and everyday livability, this Lake Norman waterfront home offers a level of detail rarely found in new construction. Soaring 12-foot ceilings, wide-plank European white oak floors, custom millwork, and distinctive architectural details are found throughout. A dramatic 10-foot custom steel entry door by Clark Hall opens to a welcoming foyer with a stunning wine wall. The open living area features a custom diamond-coffered ceiling, oversized arched openings, and a 10-foot quad-stack sliding door that opens to the rear terrace and creates an easy connection between the indoor and outdoor living spaces.

The kitchen is both beautiful and functional, with custom two-tone inset cabinetry, white oak accents, a 2.5-inch mitered-edge island, panel-ready appliances, and an oversized Venetian plaster range hood. Large windows in the breakfast area bring in natural light and frame the lake views. Tucked behind the kitchen is one of the home’s standout features—a gorgeous hidden pantry/scullery with custom cabinetry, a full-size second refrigerator, second dishwasher, microwave, and plenty of storage.

The main level also includes a private guest suite with a beautifully finished en-suite bath and oversized walk-in shower. Upstairs, the primary suite is a peaceful retreat with a private balcony, and beautiful views of the lake and grounds. The spa-like bath features a large marble-tile shower with floor-to-ceiling glass, custom tilework, dual inset vanities, decorative backsplash detail, and luxury gold fixtures. Two oversized custom walk-in closets feature integrated LED lighting. Three additional bedrooms and a spacious laundry room with abundant cabinetry complete the upper level.

The finished lower level is where this home really stands apart. A custom golf simulator creates an incredible space for entertaining and enjoying time at home, while another quad-stack sliding door opens the lower level directly to the outdoors. The kitchenette is perfectly designed for indoor/outdoor living, with an ice maker, wine cooler, and accordion-style pass-through window connecting directly to the outdoor entertaining area. A private office and dedicated wellness room with a built-in sauna add even more versatility to this level.

Outside, the covered rear porch overlooks a peaceful Lake Norman cove and professionally landscaped grounds. A new private dock puts you just steps from the water and makes enjoying the lake easy. The property also offers room for a future pool, creating the opportunity to make the outdoor space your own.

Located in Bahia Bay, one of Lake Norman’s best waterfront communities, this home is minutes from shopping, waterfront dining, medical care, and everything Cornelius has to offer. Thoughtful design, exceptional craftsmanship, and a setting that truly embraces lake living make this a home you will want to experience in person.

Property history

  1. Aug 21, 2026
    Listed for sale $3,975,000 Active
    18 days on market
  2. Jan 27, 2025
    Sold $860,000 Closed
    Listed $885,000 · Sep 14, 2024 135 days on market
    Previously sold for $860,000
  3. Oct 7, 2024
    Price reduced $885,000 Closed
    Was $900,000
Show 1 more Show less
  1. Sep 14, 2024
    Previously listed $885,000 Closed

Property Details

Interior Details

Heating
  • Heat Pump
Flooring
  • Hardwood
Main Level Sq Ft
1585
Room Count
12
Upper Level Sq Ft
2150
Garage Sq Ft
649
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
1
Door Features
  • Pocket Doors
  • Sliding Doors
Upper Level Full Baths
3
Upper Level Half Baths
0
Half Bathrooms
1
Basement Bedrooms
0
Total Bathrooms
6
Basement Full Baths
1
Basement Half Baths
0
Laundry Features
  • Electric Dryer Hookup
  • In Basement
  • Laundry Room
  • Multiple Locations
  • Upper Level
  • Washer Hookup
Unheated Main Sq Ft
845
Interior Features
  • Attic Stairs Pulldown
  • Attic Walk In
  • Built-in Features
  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Sauna
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
Main Level Garage
Yes
Security Features
  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)
Unheated Sq Ft
1402
Unheated Upper Sq Ft
235
Fireplace Features
  • Family Room
Unheated Basement Sq Ft
322

Dwelling And Structure

Architectural Style
  • Contemporary
  • European
  • Farmhouse
Construction Type
Site Built
Proposed Completion Date
2026-09-02

Square Footage And Levels

Levels
  • Three
Above Grade Finished Area
3735
Below Grade Finished Area
1453

Parking And Garage

Parking Features
  • Driveway

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Dock - Floating
  • In-Ground Irrigation
  • Sauna
Construction Materials
  • Fiber Cement
  • Hard Stucco
  • Stone

Lot And Land

Lot Features
  • Views
  • Waterfront
Lot Size Acres
0.23
Lot Size Units
Acres

Basement And Foundation

Basement
  • Daylight
  • Exterior Entry
  • Finished
  • Interior Entry
  • Storage Space
  • Walk-Out Access
Foundation Details
  • Basement

Waterfront And View

View
  • Water
Waterfront Features
  • Boat Ramp – Community
  • Dock
  • Pier - Community

Utilities

Sewer
  • Public Sewer
Utilities
  • Electricity Connected
  • Natural Gas
  • Underground Utilities
Water Source
  • City

Financial Information

City Taxes Paid To
Cornelius
Hoa Dues
Mandatory

Zoning And Restrictions

Zoning
GR
Subject To Ccrs
Yes
Restrictions
Architectural Review

Listed by Brian Adams (704-500-8754) · Adams and Collins Realty LLC (704-500-8754)

Location

Address
21216 Rio Oro Drive
City
Cornelius, NC 28031
Community
Bahia Bay
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Schools

Elementary
Cornelius
Middle
Bailey
High
William Amos Hough

School assignments may change. Contact the school district to confirm.

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