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Bahia Bay
1/43
$1.3M

$1,279,900

21200 Rio Oro Drive

3Beds
2Baths
2,022Sq Ft
1979Built

About This Property

Welcome to your peaceful waterfront retreat with a minimal HOA, tucked away in a quiet cove in the heart of Cornelius and just minutes from the Cain Center for the Arts, shopping, dining, breweries, and parks. A rare and valuable feature, the private pier and dock can accommodate two boats, offering easy access to Lake Norman’s main channel and elevating this property into a true lakefront escape. Stepping inside there is a bright & airy, open plan with nice flow!

The upgraded kitchen features quartz countertops, a large island with storage, abundant cabinetry, stainless steel appliances (refrigerator included), double ovens, a five-burner gas cooktop, tile backsplash, and upgraded lighting—perfect for everyday living and entertaining. The light-filled great room offers comfortable living with a ceiling fan/light and seamless access to the deck, creating effortless indoor-outdoor flow with peaceful lake views. The primary suite provides a private retreat with recessed lighting, ceiling fan, private deck access, walk-in closet, and private bath featuring a dual vanity, tiled shower, and soaking garden tub.

This home offers a tremendous amount of storage (including a storage shed). An expansive covered deck with a covered portion & step down to a large paver patio with fire pit, invites relaxation at any time of day, while the private dock provides open views toward the main channel, ideal for enjoying the lake lifestyle.

Quick Facts

Time on Site

1 month ago

Property Type

Residential

Year Built

1979

Price/Sq.Ft.

$633

Property Details
Bedrooms:
3
Bathrooms:
2
Living Area:
2,022 SqFt
Sub-Type:
SingleFamilyResidence
Schools
Elementary:
Cornelius
Middle:
Bailey
High:
William Amos Hough
School assignments may change. Contact the school district to confirm.

Features & Amenities

Location & Map

Address

21200 Rio Oro Drive, Cornelius, NC 28031

Community

Bahia Bay

Map View

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Additional Information

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Lot And Land

Fencing
  • Back Yard
  • Fenced
Lot Features
  • Wooded
  • Views
  • Waterfront
Lot Size Units
Acres
Other Structures
  • Shed(s)

Agent Contacts

Listing Agent
Listing agent: Matt Sarver (704-445-9977)
Listing Office
Listing provided courtesy of: Keller Williams Lake Norman (704-892-5518)
Request Showing
  • Palmetto Park Realty Team Fort Mill: 803.548.6123
Source Identification
Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record. Learn more.

Interior Details

Heating
  • Heat Pump
Flooring
  • Tile
Sq Ft Main
2022
Room Count
7
Sq Ft Lower
0
Sq Ft Third
0
Sq Ft Upper
0
Exclusions
Generator & all outdoor outwork
Bedroom Main
3
Full Bath Main
2
Half Bath Main
0
Door Features
  • Sliding Doors
Half Bathrooms
0
Total Bathrooms
2
Laundry Features
  • Electric Dryer Hookup
  • Laundry Room
  • Main Level
  • Sink
Interior Features
  • Built-in Features
  • Drop Zone
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
Main Level Garage Y N
0
Security Features
  • Smoke Detector(s)
Sq Ft Unheated Total
0
Fireplace Features
  • Fire Pit
Sq Ft Total Property H L A
2022

Exterior Features

Exterior Features
  • Fire Pit
  • In-Ground Irrigation
Construction Materials
  • Hardboard Siding
Patio And Porch Features
  • Covered
  • Deck
  • Patio
  • Other - See Remarks

Parking And Garage

Parking Features
  • Driveway

Waterfront And View

View
  • Water
  • Year Round
Waterfront Features
  • Boat Ramp – Community
  • Boat Slip – Community
  • Pier
  • Dock

Financial Information

City Taxes Paid To
Cornelius
H O A Subject To Dues
Mandatory

Dwelling And Structure

Architectural Style
  • Transitional

Basement And Foundation

Foundation Details
  • Crawl Space

Zoning And Restrictions

Zoning Specification
G R

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
2022
Below Grade Finished Area
0

Additional C A R Information

Web U R L
Www. The Sarver Group.com
Assumable
No
Auction Y N
0
List Team I D
T M100106
C C R Subject To
Yes
Owner Agent Y N
0
Deed Reference
38084-186
List Team Mls Id
63196
Construction Type
Site Built
Attribution Contact
Matt@ The Sarver Group.com
Mls Major Change Type
New Listing
Down Payment Resource Y N
0
Attribution Type Listing
List Agent Email
Syndicate Participation
Participant Options
Association Annual Expense
75.00
Canopy MLS

IDX information is provided exclusively for consumers' personal, non-commercial use only; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS GRID. Use of this site may be subject to an end user license agreement. Based on information submitted to the MLS GRID as of Sat, Jan 10, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. Any use by you of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. DMCA Notice: Palmetto Park Realty respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated agent with written notice containing the following information: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing; (3) your contact information; (4) a statement that you have a good faith belief that use of the material is not authorized; and (5) a statement that the information in the notification is accurate and you are authorized to act on behalf of the copyright owner. Please send DMCA notices to: [email protected]