Active

21123 Rio Oro Drive

Cornelius, NC 28031

Active 57 days on market Listing ID CAR 303413641

$635,000

Est. $3,657/mo — See my rate

$254/Sq Ft

3 bd · 3 ba · 2,497 sqft · $254/sqft

3 Beds

3 Baths

2,497 Sq Ft

$254/Sq Ft

1983 Built

.49 acres Single Family Residence Bahia Bay Listed May 29, 2026 Updated Jul 11, 2026 HOA $75/yr

Waterfront

WaterLake Norman

HOA & Association

Dues$75/yrMonthly≈ $6/mo

About This Home

Lake Norman Living at an Unbeatable Value - Welcome to Bahia Bay.

Nestled on nearly half an acre of wooded land in the sought-after Bahia Bay community, this charming 3-bedroom, 3-bath home puts the best of Lake Norman right at your fingertips - without the waterfront price tag. Enjoy exclusive community access to a boat ramp, dock, paddlesport launch, and a lakefront picnic area that will make every weekend feel like a vacation.

Inside, the open-concept main level is designed for easy living. The two-story family room flows seamlessly into the dining area and a chef-inspired kitchen features gleaming granite countertops and a spacious island perfect for entertaining. The owner's suite is conveniently located on the main level, offering privacy and comfort. Upstairs, two generously sized bedrooms share a full bath - ideal for family, guests, or a home office setup. The finished basement adds valuable flex space, ready to become your home gym, media room, or playroom. Step outside to enjoy front and rear porch decks, and gather around the fire pit in your private, wooded backyard - a true outdoor retreat.

Pull right into the oversized concrete driveway with room for 3+ vehicles and head straight to the water. With easy access to all that Lake Norman has to offer, this home checks every box.

Lake life is calling - come answer it.

Property history

Jun 25, 2026

Price reduced $635,000 Active

Was $645,000
May 29, 2026

Listed for sale $635,000 Active

57 days on market
Aug 3, 2020

Sold $350,000 Closed

Listed $370,000 · Jun 17, 2020 47 days on market
Jun 17, 2020

Previously listed $370,000 Closed

Property Details

Interior Details

Heating: Central
Flooring: Bamboo
Carpet
Laminate
Tile
Vinyl
Wood
Sqftmain: 1333
Roomcount: 11
Sqftlower: 0
Sqftthird: 0
Sqftupper: 621
Bedroommain: 1
Bedroomlower: 0
Bedroomthird: 0
Bedroomupper: 2
Fullbathmain: 2
Halfbathmain: 0
Fullbathlower: 0
Fullbaththird: 0
Fullbathupper: 1
Halfbathlower: 0
Halfbaththird: 0
Halfbathupper: 0
Half Bathrooms: 0
Bedroombasement: 0
Bedroomsecondlq: 0
Total Bathrooms: 3
Fullbathbasement: 0
Fullbathsecondlq: 0
Halfbathbasement: 0
Halfbathsecondlq: 0
Laundry Features: In Basement
Lower Level
Sqftunheatedmain: 0
Interior Features: Attic Other
Breakfast Bar
Built-in Features
Kitchen Island
Open Floorplan
Pantry
Walk-In Closet(s)
Walk-In Pantry
Mainlevelgarageyn: 0
Security Features: Smoke Detector(s)
Sqftunheatedlower: 0
Sqftunheatedthird: 0
Sqftunheatedtotal: 534
Sqftunheatedupper: 0
Sqfttotalpropertyhla: 2497
Sqftunheatedbasement: 534
Sqftsecondlivingquarters: 0
Sqftsecondlivingquartershla: 0

Square Footage And Levels

Levels: Two
Above Grade Finished Area: 1954
Below Grade Finished Area: 543

Parking And Garage

Open Parking: true
Parking Features: Driveway
Open Parking Spaces: 6

Exterior Features

Roof: Architectural Shingle
Exterior Features: Fire Pit
Construction Materials: Stone Veneer
Vinyl
Patio And Porch Features: Deck
Patio
Rear Porch

Lot And Land

Fencing: Partial
Lot Features: Private
Sloped
Wooded
Lot Size Acres: 0.494
Lot Size Units: Acres

Basement And Foundation

Basement: Basement Shop
Storage Space
Walk-Out Access
Foundation Details: Basement

Waterfront And View

Waterfront Features: Beach - Public
Boat Lift – Community
Boat Ramp – Community
Boat Slip – Community
Paddlesport Launch Site - Community
Pier - Community

Utilities

Sewer: Septic Installed
Water Source: Community Well

Financial Information

Citytaxespaidto: Cornelius
Hoasubjecttodues: Mandatory

Zoning And Restrictions

Zoningspecification: G R

Listed by Alison Alston (704-396-4100) · EXP Realty LLC Ballantyne (704-248-8230)

Location

Address: 21123 Rio Oro Drive
City: Cornelius, NC 28031
Community: Bahia Bay

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Schools

Elementary: Cornelius
Middle: Bailey
High: William Amos Hough

School assignments may change. Contact the school district to confirm.

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