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18912 Harbor Cove Drive

Cornelius, NC 28031

Active Just listed today Listing ID CAR 321093466

$530,000
Est. $3,452/mo20% down · 7.125% · 30-yrAdjust
  • P&I$2,857
  • Taxes$331
  • Insurance$177
  • HOA$87

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$258/Sq Ft

4 bd · 2 ba · 2,052 sqft · $258/sqft

4 Beds
2 Baths
2,052 Sq Ft
$258/Sq Ft
2003 Built
.14 acres Single Family Residence Victoria Bay Listed Oct 29, 2026 Updated Oct 29, 2026 HOA $260/qtr

Waterfront

WaterWaterfront

HOA & Association

Dues$260/qtrMonthly≈ $87/mo

About This Home

Discover a wonderful combination of comfort, location and recreation in established Victoria Bay. This 4 bedroom, 2.5 bath Cornelius home offers an inviting layout, a two-car garage, and convenient access to downtown Cornelius, the Cain Center for the Arts, Cornelius Elementary School, and nearby Davidson.

Inside the entry welcomes you to comfortable gathering spaces with a gas fireplace, updated lighting, wood plank tile throughout the main level, and plantation shutters installed throughout the home. The refreshed kitchen features quartz countertops, a tile backsplash, and an updated sink and Brizo faucet. Out the slider off the kitchen/dining area you will find the backyard patio where you’re welcomed by lush landscaping and peaceful views.

Upstairs you’ll find all 4 bedrooms and the laundry room. The primary suite offers upgrades in the primary bathroom with a newer shower, vanity and tile flooring. The hall bath was also upgraded with tile flooring.

The sellers have also invested in important improvements: new HVAC system installed in June 2025, replacement windows and sliding glass door in 2023, and a new roof installed in August 2017. Enjoy community amenities including a swimming pool, clubhouse, tennis/pickleball and basketball courts, walking trails, and neighborhood lake access for launching kayaks, paddleboards, or canoes. With dining, shopping, schools, recreation attractions, and I-77 close by, this home makes it easy to enjoy the Cornelius and Lake Norman-area lifestyle.

Property Details

Interior Details

Heating
  • Central
  • Natural Gas
Flooring
  • Carpet
  • Tile
Room Count
12
Garage Sq Ft
384
Door Features
  • Storm Door(s)
Half Bathrooms
1
Total Bathrooms
3
Window Features
  • Insulated Window(s)
Laundry Features
  • Laundry Room
  • Upper Level
Main Level Sq Ft
902
Interior Features
  • Attic Stairs Pulldown
  • Garden Tub
  • Kitchen Island
  • Pantry
  • Walk-In Closet(s)
Main Level Garage
Yes
Upper Level Sq Ft
1150
Fireplace Features
  • Gas Vented
  • Living Room
Main Level Bedrooms
0
Upper Level Bedrooms
4
Main Level Full Baths
0
Main Level Half Baths
1
Upper Level Full Baths
2

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2052

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Faces Front

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Vinyl
Patio And Porch Features
  • Covered
  • Front Porch
  • Patio

Lot And Land

Lot Size Acres
0.14
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Slab

Waterfront And View

Waterfront Features
  • Paddlesport Launch Site - Community

Utilities

Sewer
  • Public Sewer
Utilities
  • Electricity Connected
  • Natural Gas
  • Underground Power Lines
  • Underground Utilities
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Cornelius

Zoning And Restrictions

Zoning
NR
Subject To Ccrs
Yes

Listed by Amy Fraser (704-842-1500) · Cottage Real Estate (704-842-1500)

Location

Address
18912 Harbor Cove Drive
City
Cornelius, NC 28031
Community
Victoria Bay
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Schools

Elementary
Cornelius
Middle
Bailey
High
William Amos Hough

School assignments may change. Contact the school district to confirm.

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18912 Harbor Cove Drive, Cornelius, NC, 28031

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