5401 Mountain Point Lane
Charlotte, NC 28216
Est. $11,486/mo20% down · 7.125% · 30-yrAdjust
- P&I$9,701
- Taxes$1,125
- Insurance$600
- PMI$0
- HOA$60
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$556/Sq Ft
4 bd · 3 ba · 3,239 sqft · $556/sqft
Waterfront
HOA & Association
About This Home
This is the kind of resort you book eight months out. Here, you get to live in it. Welcome to Mountain Point Resort, a 4-bedroom, 3.5-bath full-brick estate on 1.61 private acres on Mountain Island Lake, with a view across the water to 1,500 acres of protected Latta Nature Preserve.
Pull through the gate and the day falls away. The owner created this space to be a venue, and it shows. The heated saltwater gunite pool features a built-in hot tub, expansive walk-in steps, and gas fire features, plus a swim-up bar with submerged seating that connects straight to the covered bar and first outdoor kitchen, so guests never have to leave the water. Porch swings hang under the timber-framed pavilion, and just across the outdoor kitchen sits one of the most charming spaces on the property: a private cabana with knotty pine walls, exposed brick, a loft ladder, and a roll-up glass door that opens the whole room to the pavilion. Inside is a kitchenette with sink, refrigerator, freezer, and microwave, plus room for a bed, so it works as a guest retreat, catering kitchen, or whatever the party needs. A full pool bath with dual showers and granite finishes, plus an outdoor shower, keeps wet feet out of the main house. This is an entertainer's dream.
Inside, nothing came off a builder's spec sheet. The living room is anchored by floor-to-ceiling artisan-bleached stone framing the fireplace, under a whitewashed shiplap ceiling with exposed beams, and natural stone floors carry that character through the home. The kitchen is one of a kind, with leathered quartzite countertops, custom wood cabinetry, stainless appliances, and a gas cooktop. The dining area sits in a bay window filled with light.
Upstairs, the primary suite frames Mountain Island Lake through floor-to-ceiling vaulted windows, with a walk-in closet and a private bath with dual vanities. Two more bedrooms share this level, one nearly as large as the primary and the other currently set up as a custom wardrobe room that converts back to a bedroom, along with a full bath and laundry room. A separate wing has its own private entrance and staircase leading to a nearly 30-foot suite with its own half bath. In-laws, long-term guests, a home office, or rental potential, it is its own little world under the same roof.
Out back, the covered lakeside patio is an outdoor living room with stone underfoot, ceiling fans, a lakeside fireplace, and a second outdoor kitchen built for crowds: commercial hood, warming drawers, and a 23-foot counter. A walkway winds past gardens and a boulder-stacked water fountain to a lower patio with full electric for live music, a gazebo with a wood-burning fire pit overlooking the water, and a paved golf cart path all the way down to the newly built double-decker dock. Trex-style composite decking, a waterproof Gutter Deck upper level that stays cool underfoot, a 10,000-pound boat lift, a rotating jet ski lift, and extra-wide stairs for kayaks and paddleboards. Across the water, nothing but protected preserve. No docks, no rooftops, no construction, ever.
Mountain Island Lake is one of Charlotte's best-kept secrets and its closest lake, about 20 minutes from uptown. It supplies the region's drinking water, so much of its 61 miles of shoreline stays protected, with no commercial marinas or restaurants on the water. Quiet water, no crowds. Three-car side-entry garage, circular drive, Sonance surround sound and Eero WiFi that convey, a security system, in-ground irrigation, and both central air and ductless mini-splits. The new 2025 roof carries a 30-year warranty, and a low $725 annual HOA includes access to the community boat ramp. Schedule your private tour today. Welcome home to Mountain Point Resort.
Property history
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Oct 2, 2026Listed for sale $1,799,990 ActiveCDOM: 206 days
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Sep 1, 2026Status changed to Off Market $1,899,000 Off MarketActive -> Off Market
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Jun 26, 2026Price reduced $1,899,000 ActiveWas $1,999,000
Show 8 more Show less
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Apr 10, 2026Price reduced $1,999,000 ActiveWas $2,090,000
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Mar 13, 2026Price reduced $2,090,000 ActiveWas $2,100,000
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Mar 11, 2026Back on market $2,100,000 ActiveOff Market -> Active
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Mar 11, 2026Status changed to Off Market $2,100,000 Off MarketHold -> Off Market
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Mar 11, 2026Status changed to Hold $2,100,000 HoldActive -> Hold
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Feb 12, 2026Previously listed $1,899,000 Off Market
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Dec 17, 2013
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Oct 14, 2013Previously listed $639,500 Closed
Property Details
Interior Details
- Heating
- Ductless
- Heat Pump
- Flooring
- Carpet
- Stone
- Tile
- Wood
- Room Count
- 11
- Door Features
- French Doors
- Half Bathrooms
- 1
- Unheated Sq Ft
- 883
- Total Bathrooms
- 4
- Laundry Features
- In Bathroom
- In Hall
- Inside
- Main Level
- Multiple Locations
- Main Level Sq Ft
- 1497
- Interior Features
- Breakfast Bar
- Built-in Features
- Open Floorplan
- Walk-In Closet(s)
- Main Level Garage
- Yes
- Upper Level Sq Ft
- 1742
- Fireplace Features
- Den
- Fire Pit
- Gas Log
- Outside
- Main Level Bedrooms
- 0
- Unheated Main Sq Ft
- 737
- Unheated Upper Sq Ft
- 146
- Upper Level Bedrooms
- 4
- Main Level Full Baths
- 1
- Main Level Half Baths
- 0
- Upper Level Full Baths
- 2
- Upper Level Half Baths
- 1
Dwelling And Structure
- Construction Type
- Site Built
- Architectural Style
- Cape Cod
- Old World
- Rustic
Square Footage And Levels
- Levels
- Two
- Above Grade Finished Area
- 3239
Parking And Garage
- Parking Features
- Circular Driveway
- Driveway
- Electric Gate
- Attached Garage
- Garage Door Opener
- Garage Faces Side
Exterior Features
- Roof
- Architectural Shingle
- Exterior Features
- Fire Pit
- Dock - Floating
- Hot Tub
- Gas Grill
- In-Ground Hot Tub / Spa
- Outdoor Kitchen
- Outdoor Shower
- Other - See Remarks
- Construction Materials
- Brick Full
- Patio And Porch Features
- Covered
- Deck
- Front Porch
- Patio
- Porch
- Rear Porch
- Terrace
- Wrap Around
- Other - See Remarks
Lot And Land
- Lot Size Acres
- 1.61
- Lot Size Units
- Acres
- Other Structures
- Gazebo
- Other - See Remarks
Basement And Foundation
- Foundation Details
- Crawl Space
Waterfront And View
- View
- Long Range
- Water
- Year Round
- Waterfront Features
- Boat Lift
- Boat Lift – Community
- Boat Slip (Deed)
- Covered structure
- Dock
- Paddlesport Launch Site
- Paddlesport Launch Site - Community
- Personal Watercraft Lift
- Pier
Utilities
- Sewer
- Septic Installed
- Utilities
- Electricity Connected
- Natural Gas
- Water Source
- City
Financial Information
- City Taxes Paid To
- Charlotte
Zoning And Restrictions
- Zoning
- N1-C
- Subject To Ccrs
- Yes
Pool And Spa
- Private Pool
- true
- Pool Features
- Fenced
- Heated
- In Ground
- Outdoor Pool
- Pool/Spa Combo
- Salt Water
Listed by Josh Finigan (704-913-4662) · EXP Realty LLC Ballantyne (704-248-8230)
Location
- Address
- 5401 Mountain Point Lane
- City
- Charlotte, NC 28216
- Community
- Mountain Point
Schools
- Elementary
- Mountain Island Lake Academy
- Middle
- Mountain Island Lake Academy
- High
- Hopewell
School assignments may change. Contact the school district to confirm.
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