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Active

5401 Mountain Point Lane

Charlotte, NC 28216

Active 165 days on market Listing ID CAR 294720290

$1,899,000

Est. $10,975/mo See my rate

$586/Sq Ft

4 bd · 3 ba · 3,239 sqft · $586/sqft

4 Beds
3 Baths
3,239 Sq Ft
$586/Sq Ft
1991 Built
1.61 acres Single Family Residence Mountain Point Listed Feb 12, 2026 Updated Jul 11, 2026 HOA $725/yr

Waterfront

WaterMountain Island Lake

HOA & Association

Dues$725/yrMonthly≈ $60/mo

About This Home

There are homes you purchase, and then there are homes you experience.

From the moment you turn onto Mountain Point Lane, the canopy of trees opens to reveal sparkling water, setting the stage for a property unlike any other on Mountain Island Lake. Rather than asking you to imagine the lifestyle, this home simply lets you enjoy it. Thoughtfully designed for everyday comfort and unforgettable entertaining, every detail has been carefully curated to embrace waterfront living.

One of this estate's most remarkable features is its extraordinary view that seems to span almost 220 degrees. Panoramic vistas stretch across open water toward more than 1,500 acres of the Latta Nature Preserve—permanently protected land that preserves the natural beauty of the shoreline for generations to come. It's a rare opportunity to enjoy an ever-changing landscape of water, wildlife, and mature hardwoods with the confidence that the scenery will remain beautifully untouched.

Step outside and discover a private retreat designed for both relaxation and entertaining. The heated saltwater gunite pool and hot tub feature expansive walk-in entry steps, creating an inviting place to unwind. Gas fire features frame the swim-up bar with submerged seating, while the spacious pool bath, complete with dual showers and elegant granite finishes, allows guests to comfortably enjoy the outdoor spaces all day.

Entertaining is effortless with two fully equipped outdoor kitchens. The lakeside kitchen features a gas griddle, commercial hood, warming drawers, and a generous prep area ideal for hosting family gatherings or larger celebrations. A second poolside kitchen keeps refreshments and casual meals close at hand. Complementing these spaces are a charming guest cabana with its own kitchenette, a gazebo with tranquil water features, a wood-burning fire pit, an outdoor shower, and beautifully maintained herb and flower gardens that complete the outdoor experience.

The newly constructed double-decker dock extends the living space onto the lake itself. Built with Trex-style composite materials and featuring a waterproof Gutter Deck upper level that stays comfortable underfoot, it offers the perfect setting for morning coffee, sunset gatherings, or simply taking in the view. A 10,000-pound boat lift, Rotomag jet ski lift, extra-wide stairs for kayaks and paddleboards, and a paved golf cart path provide convenient access to the water, while a lakeside porch swing creates one more peaceful place to enjoy the surroundings. Inside, the home balances timeless style with everyday functionality. The chef's kitchen opens to a warm and inviting great room featuring artisan-bleached stonework and a whitewashed shiplap ceiling. The flowing floor plan connects four bedrooms, three-and-a-half baths, and 3,239 square feet of thoughtfully designed living space, creating an atmosphere that is both refined and welcoming.

Set on 1.61 private acres with a desirable rectangular lot and a three-car garage, 5401 Mountain Point Lane offers a combination of location, amenities, and protected waterfront views that is increasingly difficult to find. The extensive outdoor features—including the pool, dock, boat and jet ski lifts, dual outdoor kitchens, cabana, gazebo, and professionally designed entertaining spaces—create a property that offers exceptional value and a lifestyle unlike most available on Mountain Island Lake.

This is a home best appreciated in person. Schedule your tour today and experience everything this remarkable waterfront estate has to offer.

Property history

  1. Jun 26, 2026
    Price reduced $1,899,000 Active
    Was $1,999,000
  2. Apr 10, 2026
    Price reduced $1,999,000 Active
    Was $2,090,000
  3. Mar 13, 2026
    Price reduced $2,090,000 Active
    Was $2,100,000
  4. Mar 11, 2026
    Back on market $2,100,000 Active
    Off Market -> Active
  5. Mar 11, 2026
    Status changed to Off Market $2,100,000 Off Market
    Hold -> Off Market
  6. Mar 11, 2026
    Status changed to Hold $2,100,000 Hold
    Active -> Hold
  7. Feb 12, 2026
    Listed for sale $1,899,000 Active
    165 days on market
  8. Dec 17, 2013
    Sold $625,000 Closed
    Listed $639,500 · Oct 14, 2013 64 days on market
    Previously sold for $625,000
  9. Oct 14, 2013
    Previously listed $639,500 Closed

Property Details

Interior Details

Heating
  • Ductless
  • Heat Pump
Flooring
  • Carpet
  • Stone
  • Tile
  • Wood
Sqftmain
1497
Roomcount
1
Sqftlower
0
Sqftthird
0
Sqftupper
1742
Bedroommain
0
Bedroomupper
4
Fullbathmain
1
Halfbathmain
0
Fullbathupper
2
Halfbathupper
1
Half Bathrooms
1
Total Bathrooms
4
Window Features
  • Insulated Window(s)
  • Skylight(s)
Laundry Features
  • In Bathroom
  • In Hall
  • Inside
  • Main Level
  • Multiple Locations
Sqftunheatedmain
737
Interior Features
  • Open Floorplan
  • Walk-In Closet(s)
Mainlevelgarageyn
1
Security Features
  • Security System
Sqftunheatedtotal
883
Sqftunheatedupper
146
Fireplace Features
  • Den
  • Fire Pit
  • Gas Log
  • Outside
Sqfttotalpropertyhla
3239

Dwelling And Structure

Architectural Style
  • Cape Cod

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3239
Below Grade Finished Area
0

Parking And Garage

Parking Features
  • Circular Driveway
  • Driveway
  • Electric Gate
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Side
  • Keypad Entry

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • Fire Pit
  • Dock - Floating
  • In-Ground Hot Tub / Spa
  • In-Ground Irrigation
  • Outdoor Kitchen
  • Storage
Construction Materials
  • Brick Full
Patio And Porch Features
  • Covered
  • Deck
  • Patio
  • Terrace

Lot And Land

Fencing
  • Front Yard
Lot Features
  • Waterfront
Lot Size Acres
1.61
Lot Size Units
Acres
Other Structures
  • Gazebo
  • Other - See Remarks

Basement And Foundation

Foundation Details
  • Crawl Space

Waterfront And View

Waterfront Features
  • Boat House
  • Boat Lift
  • Boat Ramp – Community
  • Covered structure
  • Paddlesport Launch Site
  • Personal Watercraft Lift
  • Dock

Utilities

Sewer
  • Private Sewer
Utilities
  • Electricity Connected
  • Natural Gas
Water Source
  • City

Financial Information

Citytaxespaidto
Charlotte
Hoasubjecttodues
Mandatory

Zoning And Restrictions

Zoningspecification
N1-C

Pool And Spa

Private Pool
true
Pool Features
  • Fenced
  • Heated
  • In Ground
  • Outdoor Pool
  • Pool/Spa Combo
  • Salt Water

Listed by Gina Collias (704-692-4774) · Lake Homes Realty LLC (866-525-3466)

Location

Address
5401 Mountain Point Lane
City
Charlotte, NC 28216
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Schools

Elementary
Mountain Island Lake Academy
Middle
Mountain Island Lake Academy
High
Hopewell

School assignments may change. Contact the school district to confirm.

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5401 Mountain Point Lane, Charlotte, NC, 28216

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