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4224 Mountain Cove Drive

Charlotte, NC 28216

Active Listed 17 Days Listing ID CAR 315991208

$899,000
Est. $5,861/mo20% down · 7.125% · 30-yrAdjust
  • P&I$4,845
  • Taxes$562
  • Insurance$300
  • HOA$154

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$168/Sq Ft

6 bd · 5 ba · 5,346 sqft · $168/sqft

6 Beds
5 Baths
5,346 Sq Ft
$168/Sq Ft
2003 Built
.52 acres Single Family Residence Overlook Listed Oct 3, 2026 Updated Oct 20, 2026 HOA $1,843/yr

Waterfront

WaterMountain Island Lake

HOA & Association

Dues$1,843/yrMonthly≈ $154/mo

About This Home

Welcome to Overlook, a sought-after waterfront community where spacious living meets a beautiful natural setting. This impressive full-brick home offers abundant space, natural light, and a versatile floor plan designed for both everyday living and entertaining. The two-story family room creates a dramatic focal point, while the open-concept main level flows seamlessly into the spacious kitchen with center island. The oversized primary suite is a true retreat, featuring a private sitting room and an expansive walk-in closet. New carpet upstairs and hardwoods throughout on the main floor. With six bedrooms and five full baths, there is exceptional flexibility for family, guests, work-from-home space, or hobbies.

The full walkout basement expands the living space with plenty of room for entertaining, recreation, a media area, home gym, or game room, along with abundant storage. Step outside to a large, private backyard surrounded by mature trees and a peaceful natural setting, backing to a stream for added privacy and tranquility. The new deck provides the perfect spot for outdoor dining, entertaining, or simply enjoying the wooded backdrop.

Thoughtfully updated with a new roof in 2024, HVAC systems replaced in 2024 and 2025, and a new gas water heater in 2020. The side-load three-car garage offers generous parking and storage. Enjoy the exceptional amenities of Overlook, including walking trails, neighborhood boat storage and boat launch, new pool, tennis and pickleball courts, clubhouse, basketball courts, and playground. A rare combination of space, privacy, natural beauty, and an incredible waterfront-community lifestyle.

Property Details

Interior Details

Heating
  • Forced Air
Flooring
  • Carpet
  • Tile
  • Wood
Room Count
17
Garage Sq Ft
762
Half Bathrooms
1
Total Bathrooms
6
Laundry Features
  • Laundry Room
  • Upper Level
Main Level Sq Ft
1821
Basement Bedrooms
1
Interior Features
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
Main Level Garage
Yes
Upper Level Sq Ft
1912
Fireplace Features
  • Living Room
Basement Full Baths
1
Basement Half Baths
0
Main Level Bedrooms
1
Lower Level Bedrooms
0
Third Level Bedrooms
0
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
1
Lower Level Full Baths
0
Third Level Full Baths
0
Third Level Half Baths
0
Upper Level Full Baths
3

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3733
Below Grade Finished Area
1613

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Faces Side

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Brick Full
Patio And Porch Features
  • Deck

Lot And Land

Lot Features
  • Corner Lot
Land Included
Yes
Lot Size Acres
0.52
Lot Size Units
Acres
Lot Size Dimensions
179x116x204x124

Basement And Foundation

Basement
  • Finished
  • Storage Space
  • Walk-Out Access
Foundation Details
  • Basement

Waterfront And View

Waterfront Features
  • Boat Ramp – Community
  • Paddlesport Launch Site - Community
  • Pier - Community

Utilities

Sewer
  • Public Sewer
Utilities
  • Cable Available
  • Natural Gas
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Charlotte

Zoning And Restrictions

Zoning
N1-C
Restrictions
Architectural Review
Subject To Ccrs
Yes

Listed by Laura Maultsby (704-241-8727) · Maultsby Realty Group (704-241-8727)

Location

Address
4224 Mountain Cove Drive
City
Charlotte, NC 28216
Community
Overlook
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4224 Mountain Cove Drive, Charlotte, NC, 28216

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