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Active

4123 Mountain Cove Drive

Charlotte, NC 28216

Active Listed 23 Days Listing ID CAR 313322000

$835,000
Est. $5,454/mo20% down · 7.125% · 30-yrAdjust
  • P&I$4,500
  • Taxes$522
  • Insurance$278
  • HOA$154

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$227/Sq Ft

5 bd · 3 ba · 3,682 sqft · $227/sqft

5 Beds
3 Baths
3,682 Sq Ft
$227/Sq Ft
1997 Built
.52 acres Single Family Residence Overlook Listed Aug 21, 2026 Updated Sep 13, 2026 HOA $1,843/yr

HOA & Association

Dues$1,843/yrMonthly≈ $154/mo

About This Home

Welcome to this spacious five-bedroom, three-bathroom home situated on a half-acre homesite, offering a versatile floor plan, abundant natural light, and plenty of space for everyday living and entertaining. The main level features a private guest bedroom, dedicated home office, and formal dining room, providing flexibility for a variety of needs. At the heart of the home, the inviting living room is filled with natural light and highlighted by soaring cathedral ceilings that create an open, airy feel.

The thoughtfully designed laundry room offers a utility sink and an abundance of additional storage, adding convenience and functionality. Upstairs, the generously sized primary suite provides a relaxing retreat with tray ceilings and a spa-like en-suite bath featuring a soaking tub and separate glass-enclosed shower. Additional bedrooms and a second-floor bonus room offer even more flexible space for guests, recreation, hobbies, or a media room.

Beyond the home itself, this half-acre homesite offers plenty of room to enjoy the outdoors, and residents of the Overlook community enjoy access to a wonderful array of amenities, including a community pool, tennis courts, a boat ramp for easy access to Mountain Island Lake, and scenic walking trails throughout the neighborhood, perfect for outdoor recreation, lake access, and an active lifestyle.

Property history

  1. Aug 21, 2026
    Listed for sale $835,000 Active
    Listed 23 Days
  2. Aug 12, 2019
    Sold $457,500 Closed
    Listed $470,000 · Apr 20, 2019 114 days on market
    Previously sold for $457,500
  3. Apr 20, 2019
    Previously listed $470,000 Closed
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  1. Mar 4, 2015
    Sold $385,000 Closed
    Listed $390,000 · Nov 10, 2014 114 days on market
    Previously sold for $385,000
  2. Nov 10, 2014
    Previously listed $390,000 Closed
  3. Sep 26, 2012
    Sold $382,500 Closed
    Listed $399,900 · Jan 16, 2012 254 days on market
    Previously sold for $382,500
  4. Jan 16, 2012
    Previously listed $399,900 Closed

Property Details

Interior Details

Heating
  • Forced Air
Room Count
1
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • Laundry Room
  • Main Level
Main Level Sq Ft
1767
Main Level Garage
Yes
Upper Level Sq Ft
1915
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
0
Upper Level Full Baths
2
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3682

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Faces Side

Exterior Features

Construction Materials
  • Brick Full

Lot And Land

Lot Size Acres
0.52
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Charlotte

Zoning And Restrictions

Zoning
N1-C
Subject To Ccrs
Yes

Listed by Charlie Holt (704-449-4949) · DASH Carolina (704-285-1502)

Location

Address
4123 Mountain Cove Drive
City
Charlotte, NC 28216
Community
Overlook
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Schools

Elementary
Mountain Island Lake Academy
Middle
Mountain Island Lake Academy
High
Hopewell

School assignments may change. Contact the school district to confirm.

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4123 Mountain Cove Drive, Charlotte, NC, 28216

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