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3520 Providence Plantation Lane

Charlotte, NC 28270

Active Listed 24 Days Listing ID CAR 313102358

$1,379,500
Est. $8,764/mo20% down · 7.125% · 30-yrAdjust
  • P&I$7,435
  • Taxes$862
  • Insurance$460
  • HOA$7

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$331/Sq Ft

4 bd · 3 ba · 4,165 sqft · $331/sqft

4 Beds
3 Baths
4,165 Sq Ft
$331/Sq Ft
1996 Built
1.00 acres Single Family Residence Providence Plantation Listed Aug 20, 2026 Updated Sep 13, 2026 HOA $80/yr

HOA & Association

Dues$80/yrMonthly≈ $7/mo

About This Home

Stately brick home situated atop a private, tree-lined, 1-acre corner lot in Providence Plantation! This beautifully appointed home offers the space, privacy and setting buyers seek in this highly desirable neighborhood.The spacious, open floor plan features hardwood floors throughout the main level and upstairs hallway, along with beautiful molding and thoughtful architectural details.

The white kitchen is designed for both everyday living & entertaining, featuring new quartz countertops, a breakfast bar, new backsplash, stainless steel appliances, and a gas cooktop. A convenient butler’s pantry provides additional storage and serving space and connects seamlessly to the dining room. A main-level laundry room is just off the kitchen and offers organization for everyday items.

Adjacent to the kitchen, the inviting family room features decorative ceiling beams, dual sliding doors and an easy flow for entertaining or relaxing with family. The generously sized front rooms are open to one another and filled with natural light. The great room offers a cozy focal point with a gas fireplace, masonry surround, wood mantle, shiplap, white built-ins and ceiling fan.

The dining room is accented by a designer light fixture and substantial chair rail. The main-level primary suite offers generous wall space and a walk-in closet. The rustic-inspired primary bath features tile flooring, shiplap, his-and-hers vanities with rustic finishes, and a jetted tub and tiled shower both accented with stacked stone.

Upstairs, you'll find three additional bedrooms, two full baths, a private office and a spacious bonus room. Both upstairs baths have been refreshed with new quartz countertops and faucets. The private office features built-in storage cabinetry and a new quartz countertop and is conveniently located beside a large walk-in attic, providing excellent storage.

Natural light pours throughout the home from the many windows and sliding doors. From the upstairs hallway, enjoy views into the family room and kitchen below—a thoughtful design that allows for easy communication between floors. Get ready to host your BEST backyard parties here!

The expansive backyard features a deck, paver patio and outdoor fireplace, creating multiple spaces for gatherings. The level, private backyard offers plenty of room for a future swimming pool and endless possibilities for creating your own outdoor retreat. A 3-car garage is conveniently accessed from the rear of the home, and front and rear irrigation keep the grass looking green!

Residents have the option to join the Providence Plantation Swim & Racquet Club. This neighborhood is fantastically located just minutes from the Arboretum, Waverly, the Promenade and the new I-485 exit. The school assignments are highly sought after but should be independently verified.

This is a FIND!

Property Details

Interior Details

Heating
  • Natural Gas
Flooring
  • Tile
  • Wood
Room Count
15
Garage Sq Ft
735
Door Features
  • Sliding Doors
Half Bathrooms
1
Total Bathrooms
4
Laundry Features
  • Laundry Room
  • Main Level
Main Level Sq Ft
2427
Basement Bedrooms
0
Interior Features
  • Attic Stairs Pulldown
  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
Main Level Garage
Yes
Upper Level Sq Ft
1738
Fireplace Features
  • Great Room
  • Outside
  • Wood Burning
Basement Full Baths
0
Basement Half Baths
0
Main Level Bedrooms
1
Lower Level Bedrooms
0
Third Level Bedrooms
0
Upper Level Bedrooms
3
Main Level Full Baths
1
Main Level Half Baths
1
Lower Level Full Baths
0
Lower Level Half Baths
0
Third Level Full Baths
0
Third Level Half Baths
0
Upper Level Full Baths
2
Upper Level Half Baths
0
Second Living Quarters Bedrooms
0
Second Living Quarters Full Baths
0
Second Living Quarters Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Transitional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
4165

Parking And Garage

Parking Features
  • Attached Garage
  • Garage Faces Rear
  • Parking Space(s)

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • In-Ground Irrigation
Construction Materials
  • Brick Full
  • Hard Stucco
  • Other - See Remarks
Patio And Porch Features
  • Covered
  • Deck
  • Front Porch
  • Patio

Lot And Land

Lot Features
  • Corner Lot
  • Wooded
Lot Size Acres
1
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Public Sewer
Utilities
  • Cable Available
  • Electricity Connected
Water Source
  • City

Financial Information

Hoa Dues
Voluntary
City Taxes Paid To
Charlotte

Zoning And Restrictions

Zoning
N1-A
Subject To Ccrs
No

Listed by Lori Fuqua (704-408-3307) · Helen Adams Realty (704-341-0279)

Location

Address
3520 Providence Plantation Lane
City
Charlotte, NC 28270
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Schools

Elementary
Providence Spring
Middle
Jay M. Robinson
High
Providence

School assignments may change. Contact the school district to confirm.

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3520 Providence Plantation Lane, Charlotte, NC, 28270

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