16312 Cozy Cove Road
Charlotte, NC 28278
Est. $15,807/mo — See my rate
$442/Sq Ft
6 bd · 5 ba · 6,218 sqft · $442/sqft
Waterfront
About This Home
Imagine a home that adapts perfectly to your lifestyle, offering three entirely separate living quarters without sacrificing a drop of luxury or lakefront charm. This 6,200-square-foot residence is a masterclass in versatility, designed specifically for multi-generational living or hosting guests with total independence. The finished walk-out lower level serves as a complete second home with its own full kitchen, two bedrooms, and two bathrooms, while a private upstairs apartment offers a third full kitchen and a dedicated bedroom suite.
The lifestyle here revolves around the water. Step outside to a resort-style backyard where an inground pool and spa overlook your private dock, tucked away on a serene lake cove. Whether you’re launching a boat for a sunset cruise or enjoying a quiet morning on the screened porch, the connection to the water is seamless.
Inside, the main level acts as a sophisticated central hub. A two-story great room with a three-sided fireplace creates a dramatic focal point, flowing into a chef’s kitchen designed for large-scale entertaining. The primary suite is also conveniently situated on the main floor, offering a secluded retreat with direct access to the expansive outdoor living areas.
Located near the Palisades but notably free from HOA restrictions, this property offers a rare sense of privacy and freedom. You’ll enjoy the feeling of a secluded getaway while just a short drive from Charlotte’s premier dining, medical centers, and the international airport. It’s more than just a home; it’s a flexible, waterfront sanctuary built for the way you live today.
Property history
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Jun 30, 2026Price reduced $2,750,000 ActiveWas $2,950,000
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Apr 21, 2026Price reduced $2,950,000 ActiveWas $3,250,000
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Mar 10, 2026Price reduced $3,250,000 ActiveWas $3,495,000
Show 3 more Show less
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Nov 21, 2025Listed for sale $3,495,000 Active291 days on market
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Apr 7, 2017Sold $215,000 ClosedListed $237,500 · Feb 7, 2017 59 days on market
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Feb 7, 2017Previously listed $237,500 Closed
Property Details
Interior Details
- Heating
- Central
- Heat Pump
- Natural Gas
- Flooring
- Carpet
- Tile
- Wood
- Main Level Sq Ft
- 2979
- Room Count
- 1
- Upper Level Sq Ft
- 1814
- Garage Sq Ft
- 981
- Main Level Bedrooms
- 3
- Lower Level Bedrooms
- 0
- Third Level Bedrooms
- 0
- Upper Level Bedrooms
- 1
- Main Level Full Baths
- 2
- Main Level Half Baths
- 1
- Door Features
- French Doors
- Sliding Doors
- Lower Level Full Baths
- 0
- Third Level Full Baths
- 0
- Upper Level Full Baths
- 1
- Lower Level Half Baths
- 0
- Third Level Half Baths
- 0
- Upper Level Half Baths
- 1
- Half Bathrooms
- 2
- Basement Bedrooms
- 2
- Second Living Quarters Bedrooms
- 0
- Total Bathrooms
- 7
- Basement Full Baths
- 2
- Second Living Quarters Full Baths
- 0
- Basement Half Baths
- 0
- Second Living Quarters Half Baths
- 0
- Laundry Features
- Laundry Closet
- Laundry Room
- Lower Level
- Main Level
- Multiple Locations
- Upper Level
- Interior Features
- Attic Walk In
- Cable Prewire
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Walk-In Pantry
- Main Level Garage
- Yes
- Unheated Sq Ft
- 1750
- Unheated Upper Sq Ft
- 570
- Fireplace Features
- Den
- Gas Log
- Gas Starter
- Great Room
- See Through
- Unheated Basement Sq Ft
- 1180
Dwelling And Structure
- Construction Type
- Site Built
Square Footage And Levels
- Levels
- One and One Half
- Above Grade Finished Area
- 4793
- Below Grade Finished Area
- 1425
Parking And Garage
- Parking Features
- Attached Garage
- Garage Door Opener
- Garage Faces Side
- Garage Shop
- Golf Cart Garage
Exterior Features
- Roof
- Architectural Shingle
- Exterior Features
- Fire Pit
- Dock - Floating
- Gas Grill
- In-Ground Irrigation
- Construction Materials
- Fiber Cement
- Patio And Porch Features
- Covered
- Deck
- Enclosed
- Front Porch
- Porch
- Rear Porch
- Screened
- Side Porch
Lot And Land
- Lot Features
- Waterfront
- Lot Size Acres
- 1.01
- Lot Size Units
- Acres
- Lot Size Dimensions
- 291x172x100x40x214
Basement And Foundation
- Basement
- Apartment
- Basement Garage Door
- Daylight
- Interior Entry
- Partially Finished
- Storage Space
- Walk-Out Access
- Foundation Details
- Basement
Waterfront And View
- View
- Water
- Year Round
- Waterfront Features
- Dock
Utilities
- Sewer
- Public Sewer
- Utilities
- Natural Gas
- Water Source
- City
Financial Information
- City Taxes Paid To
- Charlotte
Zoning And Restrictions
- Zoning
- N1 C
Pool And Spa
- Private Pool
- true
- Pool Features
- Heated
- In Ground
- Outdoor Pool
- Pool/Spa Combo
- Salt Water
Listed by Robyn Riordan (704-905-4991) · COMPASS (704-234-7880)
Location
- Address
- 16312 Cozy Cove Road
- City
- Charlotte, NC 28278
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