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12532 Overlook Mountain Drive

Charlotte, NC 28216

Active Listed 139 Days Price cut to $950,000 Aug 14, 2026 Listing ID CAR 300003622

$950,000
Est. $6,185/mo20% down · 7.125% · 30-yrAdjust
  • P&I$5,120
  • Taxes$594
  • Insurance$317
  • HOA$154

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$193/Sq Ft

6 bd · 5 ba · 4,930 sqft · $193/sqft

6 Beds
5 Baths
4,930 Sq Ft
$193/Sq Ft
1999 Built
.63 acres Single Family Residence Overlook Listed Apr 24, 2026 Updated Sep 10, 2026 HOA $1,843/yr

Waterfront

WaterMountain Island Lake

HOA & Association

Dues$1,843/yrMonthly≈ $154/mo

About This Home

This stunning home is one you Must See. The price per square footage is amazing and a tremendous value for the Overlook neighborhood. Located in the highly sought-after waterfront community of Overlook, this stunning full brick home sits on a spacious corner lot of .628 acres, offering both privacy and curb appeal. With 6 bedrooms and 5 full bathrooms, this home provides exceptional space and flexibility for modern living. You won't believe how immaculate it is.

The home features a newly remodeled kitchen with quartz countertops, a stylish backsplash, and a custom wine bar complete with a beverage refrigerator—perfect for entertaining. Fresh designer paint throughout, refinished wood floors, new carpet, and smart home features including Nest thermostats add a fresh, move-in-ready feel.

Designed for convenience and versatility, the layout includes a guest suite on the main floor with an ensuite bathroom, two laundry rooms, and dual staircases. The finished walkout basement offers even more living space, complete with a bedroom, full bath, and abundant storage—ideal for guests, a home office, or multi-generational living. You won't find another finished basement like this one. It's too good to be true!

Step outside to enjoy beautiful landscaping, a fenced backyard, and an oversized, multi-level deck—perfect for relaxing or hosting gatherings. The neighborhood also features, 2 new community pools scheduled to be completed by the end of 2026, a boat landing, walking trails, clubhouse, pickleball courts, tennis courts, beach volleyball courts, basketball courts, two playgrounds, and a gazebo.

Ideally located just 15 minutes from the airport and I-485, this home is also close to Riverbend Village, Mountain Island Lake, and the U.S. National Whitewater Center, with Uptown Charlotte only 15 minutes away for easy access to dining, arts, and professional sports. The location could not be better!

This exceptional property combines space, style, and location in an amenity rich waterfront community—don’t miss the opportunity to call it home.

Property history

  1. Aug 14, 2026
    Price reduced $950,000 Active
    Was $975,000
  2. Jun 23, 2026
    Price reduced $975,000 Active
    Was $995,000
  3. Apr 24, 2026
    Listed for sale $995,000 Active
    Listed 139 Days
Show 2 more Show less
  1. Mar 18, 2019
    Sold $530,000 Closed
    Listed $540,000 · Jan 28, 2019 49 days on market
    Previously sold for $530,000
  2. Jan 28, 2019
    Previously listed $540,000 Closed

Property Details

Interior Details

Heating
  • Natural Gas
Flooring
  • Carpet
  • Tile
  • Wood
Room Count
20
Other Sq Ft
68
Garage Sq Ft
549
Door Features
  • Insulated Door(s)
Half Bathrooms
0
Total Bathrooms
5
Window Features
  • Insulated Window(s)
Laundry Features
  • Electric Dryer Hookup
  • Laundry Closet
  • Laundry Room
  • Main Level
  • Upper Level
  • Other - See Remarks
Main Level Sq Ft
1631
Basement Bedrooms
1
Interior Features
  • Attic Stairs Pulldown
  • Attic Walk In
  • Cable Prewire
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks
Main Level Garage
Yes
Security Features
  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)
Upper Level Sq Ft
1735
Fireplace Features
  • Gas
  • Gas Log
  • Great Room
Basement Full Baths
1
Basement Half Baths
0
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
0
Upper Level Full Baths
3
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Transitional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3366
Below Grade Finished Area
1564

Parking And Garage

Parking Features
  • Attached Garage
  • Garage Faces Side

Exterior Features

Roof
  • Architectural Shingle
Exterior Features
  • In-Ground Irrigation
Construction Materials
  • Brick Full
Patio And Porch Features
  • Deck
  • Patio

Lot And Land

Fencing
  • Back Yard
  • Fenced
Lot Features
  • Corner Lot
  • Level
Lot Size Acres
0.628
Lot Size Units
Acres
Lot Size Dimensions
204x145x208x123

Basement And Foundation

Basement
  • Basement Shop
  • Exterior Entry
  • Finished
  • Full
  • Walk-Out Access
Foundation Details
  • Basement

Waterfront And View

Waterfront Features
  • Boat Ramp – Community
  • Boat Slip – Community

Utilities

Sewer
  • Public Sewer
Utilities
  • Cable Available
  • Electricity Connected
  • Natural Gas
  • Underground Power Lines
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Charlotte

Zoning And Restrictions

Zoning
N1-C
Restrictions
  • Architectural Review
  • Square Feet
  • Subdivision
Subject To Ccrs
Yes
Restrictions Description
  • All changes in floor plan or landscaping
  • need to be reviewed and approved by the HOA Architectural Comm.

Listed by Judy Godley (704-579-2080) · Helen Adams Realty (704-375-8598)

Location

Address
12532 Overlook Mountain Drive
City
Charlotte, NC 28216
Community
Overlook
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Schools

Elementary
Mountain Island Lake Academy
Middle
Mountain Island Lake Academy
High
Hopewell

School assignments may change. Contact the school district to confirm.

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12532 Overlook Mountain Drive, Charlotte, NC, 28216

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