Skip to main content
Active

12028 Grinstead Lane

Charlotte, NC 28278

Active 5 days on market Listing ID CAR 314411652

$600,000

Est. $3,549/mo See my rate

$229/Sq Ft

5 bd · 3 ba · 2,615 sqft · $229/sqft

5 Beds
3 Baths
2,615 Sq Ft
$229/Sq Ft
2024 Built
.17 acres Single Family Residence Parkside Crossing Listed Sep 3, 2026 Updated Sep 4, 2026 HOA $300/qtr

HOA & Association

Dues$300/qtrMonthly≈ $100/mo

About This Home

ASSUMABLE VA LOAN AT 5.375% WITH AN APPROXIMATE $581,000 LOAN BALANCE! A rare financing opportunity accompanies this like-new 5-bedroom, 3-bath home in sought-after Parkside Crossing. Qualified buyers may have the opportunity to assume the seller's existing VA mortgage at 5.375%, offering an exceptional alternative to obtaining a new mortgage at current market rates. Ask for details regarding the VA loan assumption, qualification requirements, and current loan balance.

The popular Hampton plan by Pulte Homes offers an impressive combination of space, flexibility, and modern finishes. The open main level features a spacious living area, dedicated office, and a full guest suite with bedroom and bath—ideal for guests, multi-generational living, or additional work-from-home space. The kitchen is designed for both everyday living and entertaining with granite countertops, stainless steel gas appliances, tile backsplash, undercabinet lighting, and abundant workspace. Durable LVP flooring complements the open-concept design.

Upstairs, the spacious primary suite features a walk-in closet, while additional bedrooms provide plenty of room for family and guests. A large open sitting room/bonus room adds even more flexibility and could serve as a second living area, exercise room, playroom, home office, or entertainment space.

Outside, enjoy a large, level backyard with plenty of room to play, entertain, or potentially add fencing. An attached 2-car garage provides additional parking and storage.

Parkside Crossing offers resort-style neighborhood amenities including a pool, clubhouse, playground, and dog park, while HOA dues also include high-speed internet and TV service. Conveniently located minutes from RiverGate Shopping Center and Lake Wylie, with easy access to Charlotte Douglas International Airport and all that southwest Charlotte has to offer.

The combination of a like-new 5-bedroom home, desirable community amenities, and the potential to assume approximately $581,000 of existing VA financing at just 5.375% makes this an opportunity that is difficult to replicate. VA loan assumption is subject to buyer and servicer approval; loan balance is approximate and subject to change.

Property Details

Interior Details

Heating
  • Forced Air
  • Natural Gas
Flooring
  • Carpet
  • Tile
  • Vinyl
Room Count
14
Garage Sq Ft
397
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • Electric Dryer Hookup
  • Laundry Room
  • Upper Level
  • Washer Hookup
Main Level Sq Ft
1135
Interior Features
  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
Main Level Garage
Yes
Security Features
  • Carbon Monoxide Detector(s)
  • Smoke Detector(s)
Upper Level Sq Ft
1480
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
0
Upper Level Full Baths
2
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Architectural Style
  • Traditional

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2615

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Front

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Fiber Cement
Patio And Porch Features
  • Patio

Lot And Land

Lot Features
  • Level
Lot Size Acres
0.17
Lot Size Units
Acres
Lot Size Dimensions
52x140x52x140

Basement And Foundation

Foundation Details
  • Slab

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Charlotte

Zoning And Restrictions

Zoning
MX-3
Subject To Ccrs
Yes

Listed by Timothy Hansley (704-621-6837) · Dickens Mitchener & Associates Inc (704-342-1000)

Location

Address
12028 Grinstead Lane
City
Charlotte, NC 28278
Get directions: Apple MapsGoogle Maps
Explore the area →

Schools

Elementary
Winget Park
Middle
Southwest
High
Palisades

School assignments may change. Contact the school district to confirm.

Canopy MLS

Details provided by CANOPYMLS as Distributed by MLS Grid and may not match the public record.

IDX information is provided exclusively for consumers’ personal, non-commercial use only; it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS GRID. Use of this site may be subject to an end user license agreement.

Based on information submitted to the MLS GRID as of Sep 4, 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Some IDX listings have been excluded from this website.

Any use by you of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited.

DMCA Notice: Palmetto Park Realty respects the intellectual property rights of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide our designated agent with written notice containing the following information: (1) identification of the copyrighted work claimed to have been infringed; (2) identification of the material that is claimed to be infringing; (3) your contact information; (4) a statement that you have a good faith belief that use of the material is not authorized; and (5) a statement that the information in the notification is accurate and you are authorized to act on behalf of the copyright owner.

Please send DMCA notices to: hello@palmettopark.com

Schedule a Tour

12028 Grinstead Lane, Charlotte, NC, 28278

Step 1 of 2

Note: All times are Eastern Time (ET). Tours must be scheduled at least 2 hours in advance.

Time

Add a place