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Active

521 Stowe Road

Belmont, NC 28012

Active Listed 17 Days Price cut to $575,000 Oct 13, 2026 Listing ID CAR 316150858

$575,000
Est. $3,700/mo20% down · 7.125% · 30-yrAdjust
  • P&I$3,099
  • Taxes$359
  • Insurance$192
  • HOA$50

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$195/Sq Ft

5 bd · 3 ba · 2,946 sqft · $195/sqft

5 Beds
3 Baths
2,946 Sq Ft
$195/Sq Ft
2009 Built
.28 acres Single Family Residence Stowe Pointe Listed Sep 26, 2026 Updated Oct 13, 2026 HOA $600/yr

HOA & Association

Dues$600/yrMonthly≈ $50/mo

About This Home

Space where you need it, updates where they matter, and the Belmont lifestyle close at hand! Welcome to 521 Stowe Road in the Stowe Pointe community, offering 5 bedrooms, 3 full baths, generous gathering spaces, and a flexible two-story layout designed to adapt to the way you live. The main level welcomes you with a covered front porch and spacious entry before opening into a separate dining area, kitchen, breakfast nook, and expansive living room with a gas fireplace. The kitchen features granite countertops, tile backsplash, center island, breakfast bar, and gas cooking, creating an easy connection between meal preparation, dining, and entertaining. A main-level bedroom and full bath offer valuable flexibility for guests, hobbies, work-from-home needs, or additional living space.

Upstairs, the primary suite includes a walk-in closet and private bath with dual vanity, soaking tub, and separate shower. Three additional bedrooms, another full bath, upstairs laundry, and an impressive approximately 18'11" x 20'2" sitting room provide even more room to spread out, relax, work, play, or create the space that fits your lifestyle.

Step outside to enjoy the deck and fenced backyard, while the corner lot and attached two-car garage add everyday convenience. Several major components have also received recent updates, including a roof installed in 2021, heating and central-air equipment reported as 2026, and an electric water heater reported as 2021. The property is connected to public water and public sewer, and seller disclosures report HOA assessments of $600 annually.

Located near Downtown Belmont, local dining and shopping, Stowe Park, Daniel Stowe Conservancy, Lake Wylie-area recreation, and convenient access to I-85 for travel throughout the Charlotte region. Five bedrooms. Three full baths. Flexible living space. Recent major-system updates. And a Belmont location that keeps everyday conveniences and recreation within easy reach. Come see how much 521 Stowe Road has to offer.

Property history

  1. Oct 13, 2026
    Price reduced $575,000 Active
    Was $580,000
  2. Sep 26, 2026
    Listed for sale $580,000 Active
    Listed 17 Days
  3. Jun 11, 2021
    Sold $410,000 Closed
    Listed $410,000 · May 8, 2021 34 days on market
    Previously sold for $410,000
Show 2 more Show less
  1. May 11, 2021
    Price changed $410,000 Closed
    Was $385,000
  2. May 8, 2021
    Previously listed $410,000 Closed

Property Details

Interior Details

Heating
  • Heat Pump
Room Count
14
Half Bathrooms
0
Total Bathrooms
3
Laundry Features
  • Laundry Room
Main Level Sq Ft
1345
Main Level Garage
Yes
Upper Level Sq Ft
1601
Fireplace Features
  • Gas
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
0
Upper Level Full Baths
2

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
2946

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage

Exterior Features

Construction Materials
  • Vinyl

Lot And Land

Lot Size Acres
0.28
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

City Taxes Paid To
Belmont

Zoning And Restrictions

Zoning
R2
Subject To Ccrs
Yes

Listed by Scott Bauknight (980-242-6582) · Lifestyle International Realty (704-340-3822)

Location

Address
521 Stowe Road
City
Belmont, NC 28012
Community
Stowe Pointe
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Schools

Elementary
Page
Middle
Belmont
High
South Point (NC)

School assignments may change. Contact the school district to confirm.

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521 Stowe Road, Belmont, NC, 28012

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