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Active

518 Cottage Garden Lane

Belmont, NC 28012

Active Listed 20 Days Price cut to $659,000 Oct 3, 2026 Listing ID CAR 316626617

$659,000
Est. $4,258/mo20% down · 7.125% · 30-yrAdjust
  • P&I$3,552
  • Taxes$412
  • Insurance$220
  • HOA$74

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$188/Sq Ft

5 bd · 4 ba · 3,501 sqft · $188/sqft

5 Beds
4 Baths
3,501 Sq Ft
$188/Sq Ft
2026 Built
.19 acres Single Family Residence Michaux Gardens Listed Sep 27, 2026 Updated Oct 17, 2026 HOA $74/mo

HOA & Association

Dues$74/mo

About This Home

Welcome to The Townsend by DRB Homes, a thoughtfully designed 5 Bedroom floor plan with 4.5 Baths that blends timeless style with modern flexibility. With spacious living areas and a variety of personalization, this home is ideal for both everyday comfort and entertaining.

The main level features a welcoming entry with a formal dining room, offering a tray ceiling. A separate study provides additional workspace. The open-concept kitchen is a true centerpiece, complete with a large island, butler’s pantry, and generous walk-in pantry, all overlooking the expansive family room with the cozy fireplace.

The showstopper for this home is its extended back covered porch for exceptional outdoor living.

Property history

  1. Oct 3, 2026
    Price reduced $659,000 Active
    Was $659,900
  2. Sep 27, 2026
    Listed for sale $659,900 Active
    Listed 20 Days

Property Details

Interior Details

Heating
  • Natural Gas
Room Count
15
Half Bathrooms
1
Total Bathrooms
5
Laundry Features
  • Electric Dryer Hookup
  • Laundry Room
Main Level Sq Ft
1550
Main Level Garage
Yes
Upper Level Sq Ft
1951
Main Level Bedrooms
1
Upper Level Bedrooms
4
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
3
Upper Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built
Proposed Completion Date
2026-12-18

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
3501

Parking And Garage

Parking Features
  • Driveway
  • Attached Garage

Exterior Features

Construction Materials
  • Fiber Cement

Lot And Land

Lot Size Acres
0.19
Lot Size Units
Acres

Basement And Foundation

Foundation Details
  • Slab

Utilities

Sewer
  • Public Sewer
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Belmont

Zoning And Restrictions

Zoning
S-R
Subject To Ccrs
Yes

Listed by Neci Adams (704-293-5170) · DRB Group of North Carolina, LLC (704-899-4883)

Location

Address
518 Cottage Garden Lane
City
Belmont, NC 28012
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Schools

Elementary
New Hope
Middle
Cramerton
High
South Point (NC)

School assignments may change. Contact the school district to confirm.

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518 Cottage Garden Lane, Belmont, NC, 28012

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