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5138 Watermead Lane

Belmont, NC 28012

Active Listed 117 Days Price cut to $1,070,000 Sep 9, 2026 Listing ID CAR 302628030

$1,070,000
Est. $6,905/mo20% down · 7.125% · 30-yrAdjust
  • P&I$5,767
  • Taxes$669
  • Insurance$357
  • HOA$112

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$269/Sq Ft

4 bd · 3 ba · 3,978 sqft · $269/sqft

4 Beds
3 Baths
3,978 Sq Ft
$269/Sq Ft
2012 Built
.54 acres Single Family Residence Reflection Pointe Listed May 22, 2026 Updated Sep 16, 2026 HOA $1,347/yr

Waterfront

WaterLake Wylie

HOA & Association

Dues$1,347/yrMonthly≈ $112/mo

About This Home

NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now!

Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!

Property history

  1. Sep 9, 2026
    Price reduced $1,070,000 Active
    Was $1,149,900
  2. Jul 8, 2026
    Price reduced $1,149,900 Active
    Was $1,189,500
  3. Jun 16, 2026
    Price reduced $1,189,500 Active
    Was $1,249,900
Show 1 more Show less
  1. May 22, 2026
    Listed for sale $1,249,900 Active
    Listed 117 Days

Property Details

Interior Details

Heating
  • Forced Air
  • Heat Pump
  • Natural Gas
  • Zoned
Flooring
  • Carpet
  • Tile
  • Wood
Room Count
15
Garage Sq Ft
597
Half Bathrooms
1
Unheated Sq Ft
1159
Total Bathrooms
4
Laundry Features
  • Mud Room
  • Main Level
  • Sink
Main Level Sq Ft
2136
Basement Bedrooms
1
Interior Features
  • Attic Walk In
  • Breakfast Bar
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar
Main Level Garage
Yes
Upper Level Sq Ft
566
Fireplace Features
  • Family Room
  • Gas
Basement Full Baths
1
Main Level Bedrooms
1
Unheated Upper Sq Ft
314
Upper Level Bedrooms
2
Main Level Full Baths
1
Main Level Half Baths
1
Upper Level Full Baths
1
Unheated Basement Sq Ft
845

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • One and One Half
Above Grade Finished Area
2702
Below Grade Finished Area
1276

Parking And Garage

Open Parking
true
Parking Features
  • Attached Garage
  • Garage Faces Side
Open Parking Spaces
2

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Hard Stucco
  • Stone
Patio And Porch Features
  • Covered
  • Deck
  • Wrap Around

Lot And Land

Fencing
  • Back Yard
  • Fenced
Lot Features
  • Green Area
  • Sloped
  • Wooded
  • Views
Lot Size Acres
0.54
Lot Size Units
Acres

Basement And Foundation

Basement
  • Basement Shop
  • Partially Finished
  • Storage Space
  • Walk-Out Access
  • Walk-Up Access
Foundation Details
  • Basement

Waterfront And View

View
  • Water
Waterfront Features
  • Beach - Public

Utilities

Sewer
  • Public Sewer
  • Private Sewer
Utilities
  • Cable Connected
  • Electricity Connected
  • Fiber Optics
  • Natural Gas
  • Underground Power Lines
  • Underground Utilities
  • Wired Internet Available
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Belmont

Zoning And Restrictions

Zoning
R-1
Restrictions
  • Architectural Review
  • Livestock Restriction
  • Manufactured Home Not Allowed
  • Modular Not Allowed
  • Square Feet
Subject To Ccrs
Yes

Listed by Jeff Moll (704-913-9330) · Keller Williams Ballantyne Area (704-887-6600)

Location

Address
5138 Watermead Lane
City
Belmont, NC 28012
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Schools

Elementary
Belmont Central
Middle
Belmont
High
South Point (NC)

School assignments may change. Contact the school district to confirm.

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5138 Watermead Lane, Belmont, NC, 28012

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