5138 Watermead Lane
Belmont, NC 28012
Est. $6,905/mo20% down · 7.125% · 30-yrAdjust
- P&I$5,767
- Taxes$669
- Insurance$357
- PMI$0
- HOA$112
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$269/Sq Ft
4 bd · 3 ba · 3,978 sqft · $269/sqft
Waterfront
HOA & Association
About This Home
NEW MARKET PRICE! This home can't be built where it's marketed, so why wait when you can move in now!
Welcome to your next home, beautifully situated on a 0.54-acre lot with water views from the back. This walkout basement home is located in the gated community of Reflection Pointe on Lake Wylie. Step through the striking, custom-designed Clark metal arched door into a warm and inviting two-story foyer, where beautiful Terracotta French tiles flow seamlessly into the kitchen, breakfast area, and back entry. Upon entry, to your left sits a formal dining room, while to your right, a cozy sitting room/den features elegant built-in cabinetry, both with walnut hardwood floors. Perfect for entertaining, the gourmet kitchen boasts cherry cabinetry with self-closing drawers, granite countertops, and Travertine tile backsplash with slate inserts on the cooktop wall. The center of the kitchen has a copper pot hanger over a baking table, and a large island with a sink and breakfast bar, great for entertaining. Stainless steel appliances, including a refrigerator, a five-burner cooktop with a copper range hood, a dishwasher, and a double-wall oven, enhance the kitchen's feel. The breakfast area also connects back to the sitting/den via a butler's pantry, complete with soapstone countertops, stone tile backsplash, a sink, a wine refrigerator, and a half-bath. Moving into the heart of the home, the layout opens into an expansive floor plan with seven-inch-wide, multi-length walnut hardwood floors that flow across the family room. The family room centers around a cozy fireplace and offers picturesque outdoor views with direct access to the back deck. For ultimate relaxation, the main-level primary suite features walnut hardwood floors, a primary bathroom with travertine-tiled floors, split vanities, marble countertops, cherry cabinetry, a soaking tub, and a spacious walk-in closet with custom built-ins. The laundry is conveniently located in the back-entry mudroom, featuring cherry cabinets with soapstone countertops, a stone-and-copper tile backsplash, and a sink. Upstairs, you will find two additional bedrooms, a Jack-and-Jill bath, and an unfinished 300-square-foot space over the garage, ripe for conversion. The walkout lower level adds tremendous value, offering a massive recreation room with a wet bar, a fourth bedroom, and a full bath. The unfinished workshop and storage areas offer excellent potential for conversion into additional heated living space. Enjoy the expansive fenced backyard with a stone water feature, low-maintenance astroturf, seasonal waterviews, and additional area for possible pool or expanded green space. The side facing the two-car garage is also wired for electric vehicles. The community amenities, fountained ponds, recreation field, and marina area with lake access are why you will find this to be one of Belmont's finest communities!
Property history
-
Sep 9, 2026Price reduced $1,070,000 ActiveWas $1,149,900
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Jul 8, 2026Price reduced $1,149,900 ActiveWas $1,189,500
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Jun 16, 2026Price reduced $1,189,500 ActiveWas $1,249,900
Show 1 more Show less
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May 22, 2026Listed for sale $1,249,900 ActiveListed 117 Days
Property Details
Interior Details
- Heating
- Forced Air
- Heat Pump
- Natural Gas
- Zoned
- Flooring
- Carpet
- Tile
- Wood
- Room Count
- 15
- Garage Sq Ft
- 597
- Half Bathrooms
- 1
- Unheated Sq Ft
- 1159
- Total Bathrooms
- 4
- Laundry Features
- Mud Room
- Main Level
- Sink
- Main Level Sq Ft
- 2136
- Basement Bedrooms
- 1
- Interior Features
- Attic Walk In
- Breakfast Bar
- Cable Prewire
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Storage
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
- Main Level Garage
- Yes
- Upper Level Sq Ft
- 566
- Fireplace Features
- Family Room
- Gas
- Basement Full Baths
- 1
- Main Level Bedrooms
- 1
- Unheated Upper Sq Ft
- 314
- Upper Level Bedrooms
- 2
- Main Level Full Baths
- 1
- Main Level Half Baths
- 1
- Upper Level Full Baths
- 1
- Unheated Basement Sq Ft
- 845
Dwelling And Structure
- Construction Type
- Site Built
Square Footage And Levels
- Levels
- One and One Half
- Above Grade Finished Area
- 2702
- Below Grade Finished Area
- 1276
Parking And Garage
- Open Parking
- true
- Parking Features
- Attached Garage
- Garage Faces Side
- Open Parking Spaces
- 2
Exterior Features
- Roof
- Architectural Shingle
- Construction Materials
- Hard Stucco
- Stone
- Patio And Porch Features
- Covered
- Deck
- Wrap Around
Lot And Land
- Fencing
- Back Yard
- Fenced
- Lot Features
- Green Area
- Sloped
- Wooded
- Views
- Lot Size Acres
- 0.54
- Lot Size Units
- Acres
Basement And Foundation
- Basement
- Basement Shop
- Partially Finished
- Storage Space
- Walk-Out Access
- Walk-Up Access
- Foundation Details
- Basement
Waterfront And View
- View
- Water
- Waterfront Features
- Beach - Public
Utilities
- Sewer
- Public Sewer
- Private Sewer
- Utilities
- Cable Connected
- Electricity Connected
- Fiber Optics
- Natural Gas
- Underground Power Lines
- Underground Utilities
- Wired Internet Available
- Water Source
- City
Financial Information
- Hoa Dues
- Mandatory
- City Taxes Paid To
- Belmont
Zoning And Restrictions
- Zoning
- R-1
- Restrictions
- Architectural Review
- Livestock Restriction
- Manufactured Home Not Allowed
- Modular Not Allowed
- Square Feet
- Subject To Ccrs
- Yes
Listed by Jeff Moll (704-913-9330) · Keller Williams Ballantyne Area (704-887-6600)
Location
- Address
- 5138 Watermead Lane
- City
- Belmont, NC 28012
- Community
- Reflection Pointe
Schools
- Elementary
- Belmont Central
- Middle
- Belmont
- High
- South Point (NC)
School assignments may change. Contact the school district to confirm.
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