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Active

5120 Watermead Lane

Belmont, NC 28012

Active Listed 187 Days Listing ID CAR 297673834

$130,000
Est. $937/mo20% down · 7.125% · 30-yrAdjust
  • P&I$701
  • Taxes$81
  • Insurance$43
  • HOA$112

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$196,970/acre

.66 acres · $196,970/acre

.66 Acres
R-1 Zoning
Residential Lot
Listed Mar 13, 2026 Updated Jun 1, 2026

Land Essentials

PowerUnknownWaterCity, Tap Fee RequiredSewerPublicTopographySloped, Views

HOA & Association

Dues$1,347/yrMonthly≈ $112/mo

Location

Address
5120 Watermead Lane
City
Belmont, NC 28012
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About This Lot

Experience the pinnacle of custom living on this premier .66-acre homesite, perfectly positioned deep within the exclusive gated community of Reflection Pointe. This exceptional lot offers seasonal water views of Lake Wylie and features a sloped topography ideal for a custom walk-out basement or crawl space foundation.

Rare privacy is built-in, as the property borders community greenspace on both the rear and side, providing a natural buffer and a scenic path leading directly to the clubhouse. As a true custom-home community, Reflection Pointe allows you to work with a featured builder or your own to meet the high standards of the neighborhood (minimums of 2,000 sq. ft.

for 1-story and 2,400 sq. ft. for 2-story homes).

Residents enjoy resort-style amenities including a waterfront pavilion, community beach, marina area, boat storage, pool, and tennis/pickleball courts. While there is no immediate timeframe to start your build, the community ensures a high-quality environment with a 12-month completion window once plans are approved. Located just 20 minutes from Charlotte Douglas International Airport and 30 minutes from Uptown Charlotte, you can enjoy the quiet, small-town charm of Belmont’s restaurants and breweries while remaining connected to the city.

If you are ready to build your dream home, this unique lakeside opportunity is a must-see.

Property Details

Lot And Land

Lot Features
  • Sloped
  • Views
Lot Size Acres
0.66
Lot Size Units
Acres
Lot Size Dimensions
255x135x65x208
Minimum Build Sq Ft
2000

Basement And Foundation

Proposed Foundation
  • Basement
  • Crawl Space

Waterfront And View

View
  • Water
Waterfront Features
  • Beach - Public

Utilities

Sewer
  • Public Sewer
  • Private Sewer
Utilities
  • Cable Available
  • Fiber Optics
  • Natural Gas
  • Underground Power Lines
  • Underground Utilities
Water Source
  • City
  • Tap Fee Required

Financial Information

City Taxes Paid To
Belmont
Hoa Dues
Mandatory

Zoning And Restrictions

Zoning
R-1
Subject To Ccrs
Yes
Restrictions
  • Architectural Review
  • Building
  • Manufactured Home Not Allowed
  • Modular Not Allowed

Listed by Jeff Moll (704-913-9330) · Keller Williams Ballantyne Area (704-887-6600)

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