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Active

5040 Hermitage Court

Belmont, NC 28012

Active Listed 253 Days Price cut to $195,000 Jan 6, 2026 Listing ID CAR 292940251

$195,000
Est. $1,350/mo20% down · 7.125% · 30-yrAdjust
  • P&I$1,051
  • Taxes$122
  • Insurance$65
  • HOA$112

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$196,970/acre

.99 acres · $196,970/acre

.99 Acres
R-1 Zoning
Residential Lot
Listed Jan 6, 2026 Updated Jun 1, 2026

Land Essentials

PowerUnknownWaterCity, Tap Fee RequiredSewerPublicTopographyBeach Front, Cul-De-Sac, Sloped, Views, Waterfront

HOA & Association

Dues$1,347/yrMonthly≈ $112/mo

Location

Address
5040 Hermitage Court
City
Belmont, NC 28012
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About This Lot

Experience the pinnacle of lakeside living with this premium .99 acre waterfront lot located in the exclusive gated community of Reflection Pointe on Lake Wylie. Situated at the end of a quiet cul-de-sac, this expansive property boasts over 200 feet of shoreline within a protected cove, offering a private retreat for non-dockable lake access.

It is the ideal site for outdoor enthusiasts, providing direct kayak and paddleboard access to the main body of Lake Wylie right from your backyard. This custom home lot offers the flexibility to work with featured luxury builders or your own builder, provided they meet the community’s architectural standards. Building requirements include a minimum of 2,000 HLA for a single-story home and 2,400 HLA for a two-story home, ensuring a high standard of craftsmanship throughout the neighborhood.

Beyond the lot itself, Reflection Pointe offers a resort-style lifestyle with an array of luxury amenities, including a clubhouse, swimming pool, tennis courts, and a community beach. Residents also benefit from practical conveniences such as on-site boat storage, a marina area, soccer fields, and scenic fountains. This prime piece of Belmont, NC real estate, is located just 10 minutes from the vibrant downtown Belmont district, known for its local breweries, fine dining, and parks.

With a convenient 20-minute commute to Charlotte Douglas International Airport and only 30 minutes to Uptown Charlotte, this property perfectly balances secluded waterfront tranquility with easy access to the region’s major business and travel hubs.

Property history

  1. Jun 24, 2026
    Status changed to Off Market $195,000 Off Market
    Expired -> Off Market
  2. Feb 23, 2026
    Status changed to Off Market $195,000 Off Market
    Expired -> Off Market
  3. Jan 6, 2026
    Price reduced $195,000 Active
    Was $1,958,000
Show 3 more Show less
  1. Jan 6, 2026
    Status changed to Expired $195,000 Expired
    Off Market -> Expired
  2. Jan 6, 2026
    Listed for sale $1,958,000 Active
    Listed 253 Days
  3. Feb 23, 2025
    Previously listed $195,000 Off Market

Property Details

Lot And Land

Lot Features
  • Beach Front
  • Cul-De-Sac
  • Sloped
  • Views
  • Waterfront
Lot Size Acres
0.99
Lot Size Units
Acres
Minimum Build Sq Ft
2000

Basement And Foundation

Proposed Foundation
  • Basement
  • Crawl Space

Waterfront And View

View
  • Water
Waterfront Features
  • Beach - Public
  • Paddlesport Launch Site - Community

Utilities

Sewer
  • Public Sewer
  • Private Sewer
Utilities
  • Cable Available
  • Fiber Optics
  • Natural Gas
  • Underground Power Lines
  • Underground Utilities
Water Source
  • City
  • Tap Fee Required

Financial Information

City Taxes Paid To
Belmont
Hoa Dues
Mandatory

Zoning And Restrictions

Zoning
R-1
Subject To Ccrs
Yes
Restrictions
  • Architectural Review
  • Manufactured Home Not Allowed
  • Modular Not Allowed
  • Square Feet

Listed by Jeff Moll (704-913-9330) · Keller Williams Ballantyne Area (704-887-6600)

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