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Active

40 11th Street

Belmont, NC 28012

Active Listed 8 Days Listing ID CAR 321378630

$324,900
Est. $2,062/mo20% down · 7.125% · 30-yrAdjust
  • P&I$1,751
  • Taxes$203
  • Insurance$108

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$333/Sq Ft

2 bd · 1 ba · 976 sqft · $333/sqft

2 Beds
1 Bath
976 Sq Ft
$333/Sq Ft
1920 Built
.32 acres Single Family Residence Cottonwood Listed Oct 23, 2026 Updated Oct 31, 2026 HOA None

About This Home

More than meets the eye: this 2-bed, 1-bath home comes with a detached backyard guest suite with kitchenette and full bath, plus a finished attic bonus room with its own mini-split. Use the suite as a home office, creative studio, or guest retreat. Up the spiral staircase, the attic makes a cozy spot for reading, creating, or a quiet afternoon.

Solar panels and an oversized shed for kayaks, bikes, tools, and gear round it out. Within walking distance of the Catawba River and about a mile from downtown Belmont, you’re close to restaurants, shops, parks, public boat and kayak launches, and the Belmont Recreation Center. Uptown Charlotte is about 20 minutes away, depending on traffic, and Charlotte Douglas Airport is an easy drive.

Small-town character, river access, and room to spread out at 40 11th St.

Property history

  1. Oct 23, 2026
    Listed for sale $324,900 Active
    Listed 8 Days
  2. Feb 2, 2018
    Sold $60,000 Closed
    Listed $50,000 · Oct 24, 2017 101 days on market
    Previously sold for $60,000
  3. Oct 24, 2017
    Previously listed $50,000 Closed

Property Details

Interior Details

Heating
  • Central
Room Count
6
Half Bathrooms
0
Total Bathrooms
1
Laundry Features
  • Laundry Closet
Main Level Sq Ft
976
Interior Features
  • Attic Finished
Main Level Bedrooms
2
Main Level Full Baths
1
Main Level Half Baths
0

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • One
Above Grade Finished Area
976

Parking And Garage

Open Parking
true
Parking Features
  • Driveway
  • On Street
Open Parking Spaces
2

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Vinyl

Lot And Land

Lot Features
  • Corner Lot
Lot Size Acres
0.32
Lot Size Units
Acres
Other Structures
  • Shed(s)
  • Other - See Remarks

Basement And Foundation

Foundation Details
  • Crawl Space

Utilities

Sewer
  • Public Sewer
Utilities
  • Natural Gas
  • Solar
Water Source
  • City

Financial Information

City Taxes Paid To
Belmont

Zoning And Restrictions

Zoning
R1
Subject To Ccrs
No

Listed by Tristan Armstead (704-794-2975) · Armstead Realty Group LLC (704-389-3166)

Location

Address
40 11th Street
City
Belmont, NC 28012
Community
Cottonwood
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Schools

Elementary
Belmont Central
Middle
Belmont
High
South Point (NC)

School assignments may change. Contact the school district to confirm.

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