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Active

107 Howe Street

Belmont, NC 28012

Active Listed 109 Days Price cut to $417,400 Aug 28, 2026 Listing ID CAR 302623849

$417,400
Est. $2,666/mo20% down · 7.125% · 30-yrAdjust
  • P&I$2,250
  • Taxes$261
  • Insurance$139
  • HOA$16

Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.

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$261/Sq Ft

3 bd · 2 ba · 1,600 sqft · $261/sqft

3 Beds
2 Baths
1,600 Sq Ft
$261/Sq Ft
1999 Built
.25 acres Single Family Residence Adams Bluff Listed May 22, 2026 Updated Sep 8, 2026 HOA $190/yr

HOA & Association

Dues$190/yrMonthly≈ $16/mo

About This Home

NEW CARPET JUST INSTALLED! Just a 15-minute walk from downtown Belmont, NC, you can live in the desirable Adam’s Bluff Subdivision. This 3-bedroom, 2.

5-bath home is ready and waiting for the next family. Inside, the main level offers a seamless open floor plan between the dining and living rooms, complete with a cozy gas-log fireplace and laminate wood flooring throughout. The large kitchen boasts extensive counter and cabinet storage, a classic tile backsplash, and stainless steel appliances, while a stylish sliding barn door leads to the main-floor laundry room and attached 2-car garage.

Upstairs, the primary bedroom features an elegant tray ceiling and a walk-in closet, and the recently updated primary bath includes modern tile floors, a walk-in shower, and a new vanity cabinet with split sinks. Bedrooms 2 and 3 share a second updated bathroom with new tile, a tub and tub surround, and a single-sink vanity. Notable improvements include a new HVAC system installed in 2021.

This home features a large back deck with a gazebo, steps down to a brick paver patio, and a fully fenced backyard. Belmont offers the small-town feel just 25 minutes west of Uptown Charlotte. Downtown offers restaurants, pubs, breweries, retail, parks, and family-friendly events all within walking distance.

Enjoy walking with quick access to the HOA community walking paths. This path exits over by Sixth Street, where you can access the Abbey Creek Greenway. The Abbey Creek Greenway connects to the Belmont Recreation Center and Kevin Loftin Park on the Catawba River.

Property history

  1. Aug 28, 2026
    Price reduced $417,400 Active
    Was $424,900
  2. Jul 25, 2026
    Price reduced $424,900 Active
    Was $429,900
  3. Jul 8, 2026
    Price reduced $429,900 Active
    Was $434,900
Show 8 more Show less
  1. Jun 17, 2026
    Price reduced $434,900 Active
    Was $440,000
  2. May 22, 2026
    Listed for sale $440,000 Active
    Listed 109 Days
  3. Oct 30, 2023
    Sold $375,000 Closed
    Listed $375,000 · Sep 27, 2023 33 days on market
    Previously sold for $375,000
  4. Sep 27, 2023
    Previously listed $375,000 Closed
  5. Apr 27, 2021
    Sold $299,000 Closed
    Listed $279,900 · Mar 11, 2021 47 days on market
    Previously sold for $299,000
  6. Mar 11, 2021
    Previously listed $279,900 Closed
  7. Dec 6, 2013
    Sold $131,000 Closed
    Listed $139,900 · Jul 31, 2013 128 days on market
    Previously sold for $131,000
  8. Jul 31, 2013
    Previously listed $139,900 Closed

Property Details

Interior Details

Heating
  • Forced Air
  • Natural Gas
Flooring
  • Carpet
  • Laminate
  • Tile
Exclusions
Washer/dryer/tvs/corner cabinet living room
Room Count
8
Garage Sq Ft
446
Half Bathrooms
1
Total Bathrooms
3
Window Features
  • Window Treatments
Laundry Features
  • Electric Dryer Hookup
  • Laundry Room
  • Main Level
  • Washer Hookup
Main Level Sq Ft
800
Interior Features
  • Attic Stairs Pulldown
  • Cable Prewire
  • Open Floorplan
  • Walk-In Closet(s)
Main Level Garage
Yes
Security Features
  • Carbon Monoxide Detector(s)
  • Security System
  • Smoke Detector(s)
Upper Level Sq Ft
800
Fireplace Features
  • Gas
  • Gas Log
  • Gas Vented
  • Living Room
Main Level Bedrooms
0
Upper Level Bedrooms
3
Main Level Full Baths
0
Main Level Half Baths
1
Upper Level Full Baths
2

Dwelling And Structure

Construction Type
Site Built

Square Footage And Levels

Levels
  • Two
Above Grade Finished Area
1600

Parking And Garage

Open Parking
true
Parking Features
  • Driveway
  • Attached Garage
  • Garage Door Opener
  • Garage Faces Front
Open Parking Spaces
2

Exterior Features

Roof
  • Architectural Shingle
Construction Materials
  • Vinyl
Patio And Porch Features
  • Deck
  • Patio

Lot And Land

Fencing
  • Back Yard
  • Fenced
Lot Features
  • Green Area
  • Level
  • Sloped
Lot Size Acres
0.25
Lot Size Units
Acres
Other Structures
  • Gazebo
Lot Size Dimensions
62x126x104x130

Basement And Foundation

Foundation Details
  • Slab

Utilities

Sewer
  • Public Sewer
Utilities
  • Cable Connected
  • Electricity Connected
  • Natural Gas
Water Source
  • City

Financial Information

Hoa Dues
Mandatory
City Taxes Paid To
Belmont

Zoning And Restrictions

Zoning
R2
Subject To Ccrs
Yes

Listed by Jeff Moll (704-913-9330) · Keller Williams Ballantyne Area (704-887-6600)

Location

Address
107 Howe Street
City
Belmont, NC 28012
Community
Adams Bluff
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Schools

Elementary
Belmont Central
Middle
Belmont
High
South Point (NC)

School assignments may change. Contact the school district to confirm.

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