55 Congress Street
Asheville, NC 28801
Est. $3,968/mo20% down · 7.125% · 30-yrAdjust
- P&I$3,369
- Taxes$391
- Insurance$208
- PMI$0
- HOA$0
Principal, interest, property tax, insurance & HOA. Estimate only — not a loan offer.
$271/Sq Ft
5 bd · 3 ba · 2,304 sqft · $271/sqft
About This Home
Centrally located in the heart of Asheville, this 5BD/3BA versatile and spacious home combines exceptional convenience with impressive income potential. Minutes from Downtown Asheville, Mission Hospital, A-B Tech, the River Arts District, iconic local breweries, and historic Biltmore Village, the location couldn't be more ideal.
Inside, the home features a light-filled layout complemented by a renovated lower level—perfect for a mother-in-law suite, a private multi-bedroom rental, or mid-term housing. The seller has successfully utilized portions of the home to house traveling medical professionals, providing a steady stream of additional revenue.
Unwind on the oversized front porch while taking in year-round views of Downtown Asheville and the surrounding Blue Ridge Mountains. Out back, an expansive backyard offers endless possibilities for gardening, outdoor entertaining, or potential future development. Whether you're seeking a primary residence with passive income, a multi-generational living setup, or an investment property, this Asheville gem delivers on every level.
Situated just minutes from Downtown Asheville, this strategically located property is far more than a charming residence—it is a rare chance to capitalize on flexible RS-8 zoning and Asheville’s expanding residential density initiatives.
Under current regulations, RS-8 zoning allows 2 units for the initial 4,000 sq. ft. of parcel area, plus 1 additional unit for every extra 1,000 sq. ft. A parcel of 5,000+ sq. ft. can accommodate up to 3 units, opening doors for duplexes, multi-family infill, or expanded Accessory Dwelling Units (ADUs). (Buyer/Buyer's Agent to verify subdivision potential and allowable build parameters with City of Asheville Planning) This home is being sold strictly As-Is and requires unfinished repairs and updates. Schedule your showing today and explore the possibilities!"
Property Details
Interior Details
- Heating
- Baseboard
- Electric
- Heat Pump
- Flooring
- Vinyl
- Wood
- Room Count
- 7
- Door Features
- Mirrored Closet Door(s)
- Screen Door(s)
- Sliding Doors
- Half Bathrooms
- 0
- Total Bathrooms
- 3
- Window Features
- Insulated Window(s)
- Window Treatments
- Laundry Features
- In Basement
- Laundry Room
- Main Level Sq Ft
- 1152
- Basement Bedrooms
- 2
- Basement Full Baths
- 1
- Main Level Bedrooms
- 3
- Lower Level Bedrooms
- 0
- Third Level Bedrooms
- 0
- Upper Level Bedrooms
- 0
- Main Level Full Baths
- 2
- Main Level Half Baths
- 0
- Lower Level Full Baths
- 0
- Lower Level Half Baths
- 0
- Third Level Full Baths
- 0
- Third Level Half Baths
- 0
- Upper Level Full Baths
- 0
- Upper Level Half Baths
- 0
Dwelling And Structure
- Construction Type
- Site Built
- Architectural Style
- Ranch
Square Footage And Levels
- Levels
- One
- Above Grade Finished Area
- 1152
- Below Grade Finished Area
- 1152
Parking And Garage
- Parking Features
- Driveway
Exterior Features
- Exterior Features
- Storage
- Construction Materials
- Stone
- Wood
- Patio And Porch Features
- Covered
- Deck
- Front Porch
Lot And Land
- Lot Size Acres
- 0.35
- Lot Size Units
- Acres
- Lot Size Dimensions
- 80x191x78x189
Basement And Foundation
- Basement
- Daylight
- Finished
- Walk-Out Access
- Walk-Up Access
- Other
- Foundation Details
- Basement
Waterfront And View
- View
- City
- Long Range
- Mountain(s)
- Year Round
Utilities
- Sewer
- Public Sewer
- Utilities
- Cable Connected
- Electricity Connected
- Wired Internet Available
- Water Source
- City
Financial Information
- Hoa Dues
- No
- City Taxes Paid To
- Asheville
Zoning And Restrictions
- Zoning
- R S8
- Restrictions
- Manufactured Home Not Allowed
- Subject To Ccrs
- No
Listed by Sandra Kilgore (954-540-5593) · Kilgore & Associates RealEstat (828-515-1588)
Location
- Address
- 55 Congress Street
- City
- Asheville, NC 28801
- Community
- E Riverside Urban Renewal Area
Schools
- Elementary
- Asheville Primary
- Middle
- Asheville
- High
- Asheville
School assignments may change. Contact the school district to confirm.
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